ATELIER HERMITAGE
ActiveATELIER HERMITAGE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €1k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency51▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
29 d early
2023
7 d late
2022
26 d early
2021
31 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 23.4%
2024 · €6k
2018: €-28k
2019: €-26k
2020: €-20k
2021: €-19k
2022: €-8k
2023: €-4k
2024: €6k
2018 → 2025
Total assets
€26k▲ 35.9%
2024 · €19k
2018: €20k
2019: €14k
2020: €19k
2021: €30k
2022: €19k
2023: €19k
2024: €19k
2018 → 2025
Net result
€1k▼ 87.0%
2024 · €10k
2018: €5k
2019: €2k
2020: €7k
2021: €891
2022: €11k
2023: €3k
2024: €10k
2018 → 2025
Working capital
€-421
2024 · €2k
2018: €-33k
2019: €-27k
2020: €-21k
2021: €-20k
2022: €-9k
2023: €-7k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€-8k▲ 59.5%€-4k▲ 40.5%€6k€7k▲ 23.4%
Operating result€4k-€17k▲ 298%€6k▼ 65.9%€16k▲ 172%€4k▼ 74.7%
Net result€891-€11k▲ 1,145%€3k▼ 72.4%€10k▲ 230%€1k▼ 87.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€10k▲ 205%
Current assets
€16k▲ 1.1%
Equity and liabilities €26k
Equity
€7k▲ 23.4%
Debt
€19k▲ 41.0%
The debt ratio rises from 71.1% to 73.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €17k
Cash flow
€5k▼
2024 · €11k
Solvency
26.2%▼
2024 · 28.9%
Current ratio
0.97▼
2024 · 1.17
Quick ratio
0.87▼
2024 · 1.03
Debt / equity
2.81▲
2024 · 2.46
ROE
18.9%▼
2024 · 180.0%
ROA
5.0%▼
2024 · 52.0%
Interest coverage
13.61▼
2024 · 122.70
Debt
€19k▲
2024 · €14k
Debt ≤ 1 year
€17k▲
2024 · €14k
Debt > 1 year
€3k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€26k▲
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€3k€10k▲
Land and buildings22€804€541▼
Furniture and vehicles24€2k€9k▲
Financial fixed assets28€496€496=
Current assets29/58€16k€16k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€64€965▲
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€2k€953▼
Equity and liabilities
Total equity and liabilities10/49€19k€26k▲
Equity10/15€6k€7k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-15k€-14k▲
Amounts payable17/49€14k€19k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€14k€17k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€801€889▲
Gross operating margin9900€18k€8k▼
Operating profit (loss)9901€16k€4k▼
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€138€540▲
Recurring financial charges65€138€540▲
Profit (loss) for the period before taxes9903€16k€3k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€10k€1k▼
Profit (loss) for the period to be appropriated9905€10k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-14k▲
Profit (loss) brought forward from the previous period14P€-25k€-15k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €11k ▲1145%
Operating result €17k, net result €11k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €891 ▼86.5%
Net result drops to €891, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Jolimont(PIE) 1477100 La LouvièreGround area
1,053 m²
Building footprint
110 m²
Volume, LiDAR
1,149 m³
Parcel 56033A0092/00X002, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ATELIER HERMITAGE SRL
since 20002.066.857.984
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56033A0092/00X002 | Wallonia | 1,052 m² | 1 · 110 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.066.857.984
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Of 552 companies in sector 46220 we hold annual accounts for 307. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1994
Fiscal year end31-12
Activities, NACEBEL
46220Wholesale trade
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sylvie.dinjeart@hotmail.com