FLOORIAN
ActiveSummary
FLOORIAN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,661 and a net result of €6,535. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+22
Solvency98▲+23
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.49 against 1.55 in 2024; short-term debt: 27.2% and cash: 16.5% of total assets), and 27.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
25 d early
2021
on the day
2020
6 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€22,661▲ 40.5%
2024 · €16,126
Total assets
€31,110▼ 3.6%
2024 · €32,256
Net result
€6,535▲ 488%
2024 · €1,112
Working capital
€21,055▲ 139%
2024 · €8,800
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,730€2,285▼ 16.3%€2,744▲ 20.1%€1,485▼ 45.9%€6,995▲ 371%
Net result€937within the sector's middle half€869within the sector's middle half▼ 7.3%€1,814within the sector's middle half▲ 109%€1,112within the sector's middle half▼ 38.7%€6,535within the sector's middle half▲ 488%
Equity€12,331below the sector's middle half▲ 8.2%€13,200below the sector's middle half▲ 7.0%€15,014below the sector's middle half▲ 13.7%€16,126below the sector's middle half▲ 7.4%€22,661within the sector's middle half▲ 40.5%
Total assets€49,819below the sector's middle half▲ 131%€47,041below the sector's middle half▼ 5.6%€44,264below the sector's middle half▼ 5.9%€32,256below the sector's middle half▼ 27.1%€31,110below the sector's middle half▼ 3.6%
Debt€37,488▲ 270%€33,841▼ 9.7%€29,250▼ 13.6%€16,130▼ 44.9%€8,449▼ 47.6%
Working capital-€1,717below the sector's middle half€983below the sector's middle half€1,501below the sector's middle half▲ 52.7%€8,800within the sector's middle half▲ 486%€21,055within the sector's middle half▲ 139%
Solvency24.8%within the sector's middle half▼ 28.2pp28.1%within the sector's middle half▲ 3.3pp33.9%within the sector's middle half▲ 5.9pp50.0%within the sector's middle half▲ 16.1pp72.8%above the sector's middle half▲ 22.8pp
Current ratio0.93below the sector's middle half▼ 1.191.04below the sector's middle half▲ 0.101.05below the sector's middle half▲ 0.011.55within the sector's middle half▲ 0.493.49above the sector's middle half▲ 1.95
Return on assets (ROA)1.9%within the sector's middle half▲ 11.8pp1.8%within the sector's middle half=4.1%within the sector's middle half▲ 2.3pp3.4%within the sector's middle half▼ 0.7pp21.0%above the sector's middle half▲ 17.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 371% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31,110
Fixed assets
€1,606 ▼ 78.1%
Current assets
€29,504 ▲ 18.3%
Equity and liabilities €31,110
Equity
€22,661 ▲ 40.5%
Debt
€8,449 ▼ 47.6%
Debt's share of the balance-sheet total falls from 50.0% to 27.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,865▲
2024 · €8,712
Cash flow
€13,405▲
2024 · €8,339
Quick ratio
3.42▲
2024 · 1.45
Debt to equity
0.37▼
2024 · 1.00
ROE
28.8%▲
2024 · 6.9%
Interest coverage
256.76▲
2024 · 31.91
Debt ≤ 1 year
€8,449▼
2024 · €16,130
Income taxes
€406▲
2024 · €100
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,018 | €6,655 | €6,906 | €7,227 | €6,870 | ▼ 4.9% |
| Other operating charges640/8 | - | €517 | €390 | €177 | - | - |
| Gross operating margin9900 | €8,340 | €9,457 | €10,040 | €8,889 | €13,865 | ▲ 56.0% |
| Operating profit (loss)9901 | €2,730 | €2,285 | €2,744 | €1,485 | €6,995 | ▲ 371% |
| Financial charges65/66B | - | €1,416 | €930 | €273 | €54 | ▼ 80.2% |
| Recurring financial charges65 | €1,793 | €1,416 | €930 | €273 | €54 | ▼ 80.2% |
| Profit (loss) for the period before taxes9903 | €937 | €869 | €1,814 | €1,212 | €6,941 | ▲ 473% |
| Income taxes67/77 | - | - | - | €100 | €406 | ▲ 306% |
| Profit (loss) for the period9904 | €937 | €869 | €1,814 | €1,112 | €6,535 | ▲ 488% |
| Profit (loss) for the period to be appropriated9905 | €937 | €869 | €1,814 | €1,112 | €6,535 | ▲ 488% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,819 | €47,041 | €44,264 | €32,256 | €31,110 | ▼ 3.6% |
| Fixed assets21/28 | €25,995 | €19,341 | €13,513 | €7,326 | €1,606 | ▼ 78.1% |
| Tangible fixed assets22/27 | €25,995 | €19,341 | €13,513 | €7,326 | €1,606 | ▼ 78.1% |
| Plant, machinery and equipment23 | - | - | - | - | €926 | - |
| Furniture and vehicles24 | - | €5,125 | €3,897 | €2,310 | €680 | ▼ 70.6% |
| Leasing and similar rights25 | - | €14,216 | €9,616 | €5,016 | - | - |
| Current assets29/58 | €23,824 | €27,700 | €30,751 | €24,930 | €29,504 | ▲ 18.3% |
| Stocks and contracts in progress3 | €512 | €2,592 | €3,648 | €1,511 | €599 | ▼ 60.4% |
| Stocks30/36 | - | €2,592 | €3,648 | €1,511 | €599 | ▼ 60.4% |
| Amounts receivable within one year40/41 | €20,350 | €20,133 | €26,918 | €21,845 | €23,787 | ▲ 8.9% |
| Trade receivables40 | - | €12,190 | €16,477 | €6,459 | €7,928 | ▲ 22.7% |
| Other amounts receivable41 | - | €7,943 | €10,441 | €15,386 | €15,859 | ▲ 3.1% |
| Cash at bank and in hand54/58 | €2,962 | €4,975 | €185 | €1,574 | €5,118 | ▲ 225% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,819 | €47,041 | €44,264 | €32,256 | €31,110 | ▼ 3.6% |
| Equity10/15 | €12,331 | €13,200 | €15,014 | €16,126 | €22,661 | ▲ 40.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | - | - | - | €4,061 | - |
| Distributable reserves133 | - | - | - | - | €4,061 | - |
| Profit (loss) carried forward14 | -€6,269 | -€5,400 | -€3,586 | -€2,474 | - | - |
| Amounts payable17/49 | €37,488 | €33,841 | €29,250 | €16,130 | €8,449 | ▼ 47.6% |
| Amounts payable after more than one year17 | €8,947 | €4,724 | - | - | - | - |
| Financial debts170/4 | - | €4,724 | - | - | - | - |
| Amounts payable within one year42/48 | €25,541 | €26,717 | €29,250 | €16,130 | €8,449 | ▼ 47.6% |
| Current portion of amounts payable after more than one year42 | - | €4,223 | €4,724 | - | - | - |
| Trade debts44 | €7,880 | €5,973 | €11,271 | €3,404 | €842 | ▼ 75.3% |
| Suppliers440/4 | - | €5,973 | €11,271 | €3,404 | €842 | ▼ 75.3% |
| Taxes, remuneration and social security45 | - | €3,000 | - | - | €407 | - |
| Taxes450/3 | - | - | - | - | €407 | - |
| Remuneration and social security454/9 | - | €3,000 | - | - | - | - |
| Other amounts payable47/48 | - | €13,521 | €13,255 | €12,726 | €7,200 | ▼ 43.4% |
| Accrued charges and deferred income492/3 | - | €2,400 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €937 | €869 | €1,814 | €1,112 | €6,535 | ▲ 488% |
| + Depreciation and write-downs630 | €5,018 | €6,655 | €6,906 | €7,227 | €6,870 | ▼ 4.9% |
| Operating cash flow (approximation) | €5,955 | €7,524 | €8,720 | €8,339 | €13,405 | ▲ 60.8% |
| Investment in fixed assets (approximation) | - | -€1 | -€1,078 | -€1,040 | -€1,150 | ▼ 10.6% |
| Change in cash | - | €2,013 | -€4,790 | €1,389 | €3,544 | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €6,535 ▲488%
Operating result €6,995, net result €6,535, both a record.
30-06
Financial
Liquidity doublescurrent ratio 3.49
Current ratio from 1.55 to 3.49; short-term debt falls from €16,130 to €8,449.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €937
Net result €937 after one loss-making year.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet -€2,141
Net result drops to -€2,141, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 2017
Ground area
312 m²
Building footprint
199 m²
Volume, LiDAR
1,455 m³
2 parcels, Brussels, Wallonia · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FLOORIAN
since 20172.268.351.334
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53014A0825/00B002 | Wallonia | 263 m² | 1 · 145 m² | 10.1 m · 2 fl. |
| 21562A0171/00T011 | Brussels | 49 m² | 1 · 54 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 914 companies in sector 43333 we hold annual accounts for 402. 283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2017
Fiscal year end30-06
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
43230Insulation installation
43990Other specialised construction activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0674816231
Registered
14-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.