Equity
DAFY has made a profit without a break since 2022.
DAFY has made a profit without a break since 2022.
The micro format states no turnover.
Green is investment, beige is depreciation.
Short-term debts rose from €2,003 to €9,976.
2025 accounts not filed: deadline was 31-07-2026.
Higher solvency than 85% of companies in specialised construction. Sector median 46.6% · 36,050 companies.
In July 2024, 34,691 companies had the same profile as DAFY has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,691 companies, not a prediction for DAFY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DAFY Vilvoorde | €48,130 | €17,652 | 79.3% | - |
| PECO FLOOR Lummen | €48,745 | €18,070 | 88.5% | - |
| Luma Wuustwezel | €54,646 | €14,472 | -6.9% | - |
| RENOVATUM La Hulpe | €56,835 | €12,318 | 94.0% | - |
| RS QUARTZ-DESIGN Diepenbeek | €59,939 | €20,819 | 71.8% | - |
| ENTREPRISES L. FOURNEAU Silly | €45,944 | €36,622 | 49.9% | - |
| ARCHITECTURE ET ARCHITECTURE D'INTERIEUR INTRAMUROS Liège | €84,645 | €17,252 | 42.9% | - |
These companies have the same main activity as DAFY: wallpapering and laying of floor and wall coverings in other materials (NACE 43333). They are comparable in size and age: total assets between €45,900 and €84,600, founded between 2008 and 2015.
DAFY files the micro format. That format states no turnover. The gross margin fell from €43,584 in 2012 to €17,652 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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