Floor It
ActiveSummary
Floor It has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,891 and a net result of €3,782. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-9
Solvency55▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.0 in 2024; short-term debt: 61% and cash: 2% of total assets), and 69.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
4.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
6 d early
2023
49 d early
2022
31 d early
2021
34 d early
2020
25 d late
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€25,891▲ 8.7%
2024 · €23,826
Total assets
€85,124▼ 21.8%
2024 · €108,812
Net result
€3,782▼ 46.7%
2024 · €7,092
Working capital
€8,878
2024 · -€3
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,327▼ 37.9%€9,943▲ 130%€12,063▲ 21.3%€25,729▲ 113%€15,804▼ 38.6%
Net result€106below the sector's middle half▼ 96.1%€937within the sector's middle half▲ 784%€1,138within the sector's middle half▲ 21.4%€7,092within the sector's middle half▲ 523%€3,782within the sector's middle half▼ 46.7%
Equity€14,659below the sector's middle half▲ 0.7%€15,596below the sector's middle half▲ 6.4%€16,734below the sector's middle half▲ 7.3%€23,826within the sector's middle half▲ 42.4%€25,891within the sector's middle half▲ 8.7%
Total assets€153,667within the sector's middle half▼ 2.8%€149,149within the sector's middle half▼ 2.9%€134,767within the sector's middle half▼ 9.6%€108,812within the sector's middle half▼ 19.3%€85,124within the sector's middle half▼ 21.8%
Debt€139,008▼ 3.2%€133,553▼ 3.9%€118,033▼ 11.6%€84,986▼ 28.0%€59,233▼ 30.3%
Working capital-€24,584below the sector's middle half▼ 2.2%-€38,585below the sector's middle half▼ 57.0%-€53,748below the sector's middle half▼ 39.3%-€3below the sector's middle half▲ 100.0%€8,878within the sector's middle half
Solvency9.5%below the sector's middle half▲ 0.3pp10.5%below the sector's middle half▲ 0.9pp12.4%below the sector's middle half▲ 2.0pp21.9%below the sector's middle half▲ 9.5pp30.4%within the sector's middle half▲ 8.5pp
Current ratio0.75below the sector's middle half▲ 0.020.64below the sector's middle half▼ 0.110.47below the sector's middle half▼ 0.161.00below the sector's middle half▲ 0.531.17within the sector's middle half▲ 0.17
Return on assets (ROA)0.1%below the sector's middle half▼ 1.7pp0.6%below the sector's middle half▲ 0.6pp0.8%within the sector's middle half▲ 0.2pp6.5%within the sector's middle half▲ 5.7pp4.4%within the sector's middle half▼ 2.1pp
Staff (FTE)2=2.5▲ 25.0%2.3▼ 8.0%3▲ 30.4%2.1▼ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85,124
Fixed assets
€24,329 ▼ 29.0%
Current assets
€60,794 ▼ 18.4%
Equity and liabilities €85,124
Equity
€25,891 ▲ 8.7%
Debt
€59,233 ▼ 30.3%
Debt's share of the balance-sheet total falls from 78.1% to 69.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27,444▼
2024 · €38,684
Cash flow
€15,422▼
2024 · €20,048
Quick ratio
0.45▼
2024 · 0.83
Debt to equity
2.29▼
2024 · 3.57
ROE
14.6%▼
2024 · 29.8%
Interest coverage
3.13▼
2024 · 3.90
Debt ≤ 1 year
€51,916▼
2024 · €74,527
Debt > 1 year
€7,317▼
2024 · €10,458
Income taxes
€3,871▼
2024 · €8,730
Staff costs
€123,545▼
2024 · €172,517
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €101,501 | €101,635 | €125,112 | €172,517 | €123,545 | ▼ 28.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,299 | €15,684 | €14,902 | €12,955 | €11,640 | ▼ 10.2% |
| Other operating charges640/8 | €3,173 | €2,116 | €14,881 | €1,835 | €1,704 | ▼ 7.1% |
| Gross operating margin9900 | €129,301 | €129,378 | €166,959 | €213,037 | €152,694 | ▼ 28.3% |
| Operating profit (loss)9901 | €4,327 | €9,943 | €12,063 | €25,729 | €15,804 | ▼ 38.6% |
| Financial income75/76B | €8 | €125 | €73 | €15 | €608 | ▲ 4,045% |
| Recurring financial income75 | €8 | €125 | €73 | €15 | €608 | ▲ 4,045% |
| Financial charges65/66B | €4,229 | €6,130 | €5,574 | €9,921 | €8,759 | ▼ 11.7% |
| Recurring financial charges65 | €4,229 | €6,130 | €5,574 | €9,921 | €8,759 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €106 | €3,938 | €6,562 | €15,823 | €7,653 | ▼ 51.6% |
| Income taxes67/77 | - | €3,001 | €5,424 | €8,730 | €3,871 | ▼ 55.7% |
| Profit (loss) for the period9904 | €106 | €937 | €1,138 | €7,092 | €3,782 | ▼ 46.7% |
| Profit (loss) for the period to be appropriated9905 | €106 | €937 | €1,138 | €7,092 | €3,782 | ▼ 46.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €153,667 | €149,149 | €134,767 | €108,812 | €85,124 | ▼ 21.8% |
| Fixed assets21/28 | €80,244 | €81,749 | €86,797 | €34,288 | €24,329 | ▼ 29.0% |
| Tangible fixed assets22/27 | €79,978 | €81,484 | €86,532 | €34,023 | €24,064 | ▼ 29.3% |
| Land and buildings22 | €39,171 | €40,699 | €39,554 | €0 | - | - |
| Plant, machinery and equipment23 | €336 | €0 | €1,873 | €1,415 | €956 | ▼ 32.4% |
| Furniture and vehicles24 | €1,242 | €9,848 | €32,107 | €24,352 | €18,293 | ▼ 24.9% |
| Leasing and similar rights25 | €3,656 | €0 | - | - | - | - |
| Other tangible fixed assets26 | €35,575 | €30,938 | €12,999 | €8,257 | €4,815 | ▼ 41.7% |
| Financial fixed assets28 | €265 | €265 | €265 | €265 | €265 | = |
| Current assets29/58 | €73,423 | €67,400 | €47,970 | €74,524 | €60,794 | ▼ 18.4% |
| Stocks and contracts in progress3 | €30,237 | €20,800 | €10,302 | €12,477 | €37,461 | ▲ 200% |
| Stocks30/36 | €5,237 | €4,727 | €2,736 | €12,477 | €13,149 | ▲ 5.4% |
| Contracts in progress37 | €25,000 | €16,073 | €7,566 | €0 | €24,312 | - |
| Amounts receivable within one year40/41 | €34,123 | €26,196 | €33,997 | €44,493 | €21,628 | ▼ 51.4% |
| Trade receivables40 | €21,998 | €19,975 | €20,534 | €37,761 | €13,542 | ▼ 64.1% |
| Other amounts receivable41 | €12,124 | €6,221 | €13,464 | €6,731 | €8,085 | ▲ 20.1% |
| Cash at bank and in hand54/58 | €8,457 | €19,798 | €3,670 | €17,554 | €1,706 | ▼ 90.3% |
| Deferred charges and accrued income490/1 | €606 | €606 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €153,667 | €149,149 | €134,767 | €108,812 | €85,124 | ▼ 21.8% |
| Equity10/15 | €14,659 | €15,596 | €16,734 | €23,826 | €25,891 | ▲ 8.7% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,706 | €3,106 | €4,306 | €11,398 | €13,491 | ▲ 18.4% |
| Non-distributable reserves130/1 | €1,706 | €1,706 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,706 | €1,706 | €0 | - | - | - |
| Distributable reserves133 | - | €1,400 | €4,306 | €11,398 | €13,491 | ▲ 18.4% |
| Profit (loss) carried forward14 | €553 | €90 | €28 | €28 | €0 | ▼ 100% |
| Amounts payable17/49 | €139,008 | €133,553 | €118,033 | €84,986 | €59,233 | ▼ 30.3% |
| Amounts payable after more than one year17 | €41,001 | €27,568 | €16,315 | €10,458 | €7,317 | ▼ 30.0% |
| Financial debts170/4 | €41,001 | €27,568 | €16,315 | €10,458 | €7,317 | ▼ 30.0% |
| Amounts payable within one year42/48 | €98,007 | €105,985 | €101,718 | €74,527 | €51,916 | ▼ 30.3% |
| Current portion of amounts payable after more than one year42 | €13,001 | €12,098 | €11,253 | €5,856 | €3,141 | ▼ 46.4% |
| Trade debts44 | €63,015 | €66,602 | €57,930 | €47,961 | €41,087 | ▼ 14.3% |
| Suppliers440/4 | €63,015 | €66,602 | €57,930 | €47,961 | €41,087 | ▼ 14.3% |
| Advances received on contracts in progress46 | €5,166 | €0 | - | €7,500 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €14,571 | €14,334 | €13,503 | €13,210 | €5,487 | ▼ 58.5% |
| Taxes450/3 | €4,678 | €4,875 | €429 | €7,433 | €2,115 | ▼ 71.5% |
| Remuneration and social security454/9 | €9,893 | €9,460 | €13,074 | €5,777 | €3,372 | ▼ 41.6% |
| Other amounts payable47/48 | €2,255 | €12,950 | €19,032 | €0 | €2,201 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106 | €937 | €1,138 | €7,092 | €3,782 | ▼ 46.7% |
| + Depreciation and write-downs630 | €20,299 | €15,684 | €14,902 | €12,955 | €11,640 | ▼ 10.2% |
| Operating cash flow (approximation) | €20,406 | €16,621 | €16,040 | €20,048 | €15,422 | ▼ 23.1% |
| Investment in fixed assets (approximation) | - | -€17,189 | -€19,950 | €39,554 | -€1,681 | ▼ 104% |
| Change in cash | - | €11,340 | -€16,128 | €13,884 | -€15,848 | ▼ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €7,092 ▲523%
Operating result €25,729, net result €7,092, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €106 ▼96.1%
Net result drops to €106, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2009
Ground area
1,778 m²
Building footprint
143 m²
Volume, LiDAR
719 m³
Parcel 44064A0730/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Floor It
since 20092.178.203.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0730/00R000 | Flanders | 1,778 m² | 1 · 143 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Plomberie Fastré-Toussaint
BE 0540.966.228
Manage · Eq €25,898
AB Tegels
BE 0795.398.614
Maldegem · Eq €25,945
KWADRAAT
BE 0563.543.472
Asse · Eq €25,808
CARRELAGES NYS
BE 0830.947.332
Liège · Eq €25,765
Vloeren Bert Hoste
BE 1002.700.678
Oostrozebeke · Eq €25,710
Of 3,960 companies in sector 43331 we hold annual accounts for 1,787. 1,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811082326
Also
9925:BE0811082326
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.