Onal Chape
ActiveOnal Chape has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-7k. Equity is shrinking by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency23▼-6
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 1.23 in 2024), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
-8.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7321 sector peers (2025).
NBB · sector comparisonPosition among 7321 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
29 d late
2022
92 d late
2021
31 d late
2020
61 d late
2019
129 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 37.2%
2024 · €19k
2018: €60k
2019: €47k
2020: €42k
2021: €49k
2022: €78k
2023: €14k
2024: €19k
2018 → 2025
Total assets
€85k▼ 11.0%
2024 · €95k
2018: €164k
2019: €140k
2020: €124k
2021: €103k
2022: €128k
2023: €53k
2024: €95k
2018 → 2025
Net result
€-7k
2024 · €4k
2018: €853
2019: €-13k
2020: €-5k
2021: €7k
2022: €29k
2023: €-50k
2024: €4k
2018 → 2025
Working capital
€9k▼ 51.4%
2024 · €18k
2018: €72k
2019: €53k
2020: €39k
2021: €50k
2022: €75k
2023: €12k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€78k▲ 59.4%€14k▼ 81.6%€19k▲ 29.7%€12k▼ 37.2%
Operating result€12k-€47k▲ 301%€-36k€3k€-4k
Net result€7k-€29k▲ 328%€-50k€4k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€3k▲ 209%
Current assets
€82k▼ 13.4%
Equity and liabilities €85k
Equity
€12k▼ 37.2%
Debt
€73k▼ 4.7%
The debt ratio rises from 80.5% to 86.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-3k▼
2024 · €4k
Cash flow
€-6k▼
2024 · €5k
Solvency
13.7%▼
2024 · 19.5%
Current ratio
1.12▼
2024 · 1.23
Quick ratio
1.12▼
2024 · 1.23
Debt / equity
6.28▲
2024 · 4.14
ROE
-59.3%▼
2024 · 22.9%
ROA
-8.1%▼
2024 · 4.5%
Interest coverage
-2.03▼
2024 · 0.90
Debt
€73k▼
2024 · €77k
Debt ≤ 1 year
€73k▼
2024 · €77k
Income taxes
€2k▲
2024 · €-3k
Staff costs
€95k▼
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€85k▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€759€3k▲
Furniture and vehicles24€759€3k▲
Financial fixed assets28€250€250=
Current assets29/58€94k€82k▼
Amounts receivable within one year40/41€46k€37k▼
Trade receivables40€40k€36k▼
Other amounts receivable41€7k€2k▼
Deferred charges and accrued income490/1€48k€44k▼
Equity and liabilities
Total equity and liabilities10/49€95k€85k▼
Equity10/15€19k€12k▼
Contributions10/11€14k€14k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-30k€-37k▼
Amounts payable17/49€77k€73k▼
Amounts payable within one year42/48€77k€73k▼
Financial debts43€5k€10k▲
Credit institutions430/8€5k€10k▲
Trade debts44€29k€21k▼
Suppliers440/4€29k€21k▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3-€2k
Remuneration and social security454/9€13k€2k▼
Other amounts payable47/48€30k€39k▲
Income statement
Code20242025
Remuneration, social security and pensions62€151k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€992€985▼
Other operating charges640/8€519€2k▲
Gross operating margin9900€155k€94k▼
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B€3k€10▼
Recurring financial income75€3k€10▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€1k€-5k▼
Income taxes67/77€-3k€2k▲
Profit (loss) for the period9904€4k€-7k▼
Profit (loss) for the period to be appropriated9905€4k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-37k▼
Profit (loss) brought forward from the previous period14P€-34k€-30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-50k ▼272%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Highest result since 2018net €29k ▲328%
Operating result €47k, net result €29k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 90 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Moignelée(L) 1516220 FleurusGround area
664 m²
Building footprint
57 m²
Volume, LiDAR
458 m³
Parcel 52036B0262/00H002, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ONAL CHAPE
since 20142.229.325.858
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52036B0262/00H002 | Wallonia | 664 m² | 1 · 57 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 9,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.