Flomut
ActiveSummary
Flomut has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €6k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+31
Solvency100▲+6
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.49 against 2.14 in 2024; short-term debt: 16.1% and cash: 52.2% of total assets), and 16.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
17%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 21.0%
2024 · €23k
Total assets
€34k▼ 1.0%
2024 · €34k
Net result
€6k
2024 · €-3k
Working capital
€24k▲ 99.8%
2024 · €12k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€59k-€-1k€9k
Net result€43k-€-3k€6k
Equity€26k-€23k▼ 10.1%€28k▲ 21.0%
Total assets€64k-€34k▼ 46.2%€34k▼ 1.0%
Debt€37k-€11k▼ 71.3%€5k▼ 49.2%
Working capital€13k-€12k▼ 4.1%€24k▲ 99.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€4k ▼ 65.0%
Current assets
€30k ▲ 30.2%
Equity and liabilities €34k
Equity
€28k ▲ 21.0%
Debt
€5k ▼ 49.2%
Debt's share of the balance-sheet total falls from 31.4% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €6k
Cash flow
€13k▲
2024 · €5k
Current ratio
5.49▲
2024 · 2.14
Debt to equity
0.19▼
2024 · 0.46
ROE
20.3%▲
2024 · -11.2%
ROA
17.0%▲
2024 · -7.7%
Interest coverage
83.86▲
2024 · 18.86
Debt ≤ 1 year
€5k▼
2024 · €11k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €7k | €7k | = |
| Other operating charges640/8 | €1k | €234 | €641 | ▲ 174% |
| Gross operating margin9900 | €70k | €6k | €17k | ▲ 166% |
| Operating profit (loss)9901 | €59k | €-1k | €9k | ▲ 907% |
| Financial income75/76B | €9 | €3 | €0 | ▼ 99.7% |
| Recurring financial income75 | €9 | €3 | €0 | ▼ 99.7% |
| Financial charges65/66B | €1k | €328 | €196 | ▼ 40.3% |
| Recurring financial charges65 | €1k | €328 | €196 | ▼ 40.3% |
| Profit (loss) for the period before taxes9903 | €58k | €-1k | €9k | ▲ 713% |
| Income taxes67/77 | €15k | €1k | €3k | ▲ 167% |
| Profit (loss) for the period9904 | €43k | €-3k | €6k | ▲ 318% |
| Profit (loss) for the period to be appropriated9905 | €43k | €-3k | €6k | ▲ 318% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €64k | €34k | €34k | ▼ 1.0% |
| Fixed assets21/28 | €19k | €11k | €4k | ▼ 65.0% |
| Tangible fixed assets22/27 | €19k | €11k | €4k | ▼ 65.0% |
| Furniture and vehicles24 | €19k | €11k | €4k | ▼ 65.0% |
| Current assets29/58 | €45k | €23k | €30k | ▲ 30.2% |
| Amounts receivable within one year40/41 | €8k | €7k | €8k | ▲ 10.8% |
| Trade receivables40 | €7k | €2k | €6k | ▲ 194% |
| Other amounts receivable41 | €535 | €5k | €2k | ▼ 66.2% |
| Cash at bank and in hand54/58 | €35k | €14k | €18k | ▲ 22.2% |
| Deferred charges and accrued income490/1 | €2k | €2k | €5k | ▲ 185% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €64k | €34k | €34k | ▼ 1.0% |
| Equity10/15 | €26k | €23k | €28k | ▲ 21.0% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €25k | €22k | €27k | ▲ 22.4% |
| Amounts payable17/49 | €37k | €11k | €5k | ▼ 49.2% |
| Amounts payable after more than one year17 | €5k | - | - | - |
| Financial debts170/4 | €5k | - | - | - |
| Amounts payable within one year42/48 | €32k | €11k | €5k | ▼ 49.2% |
| Current portion of amounts payable after more than one year42 | €7k | €5k | - | - |
| Financial debts43 | €169 | - | - | - |
| Other loans439 | €169 | - | - | - |
| Trade debts44 | €476 | €598 | €1k | ▲ 105% |
| Suppliers440/4 | €476 | €598 | €1k | ▲ 105% |
| Taxes, remuneration and social security45 | €5k | €4k | €3k | ▼ 33.3% |
| Taxes450/3 | €5k | €4k | €3k | ▼ 33.3% |
| Other amounts payable47/48 | €20k | €766 | €1k | ▲ 88.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €-3k | €6k | ▲ 318% |
| + Depreciation and write-downs630 | €10k | €7k | €7k | = |
| Operating cash flow (approximation) | €53k | €5k | €13k | ▲ 180% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €-21k | €3k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.49
Current ratio from 2.14 to 5.49; short-term debt falls from €11k to €5k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2022
Ground area
209 m²
Building footprint
63 m²
Volume, LiDAR
612 m³
Parcel 25742H0082/00Z002, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FLOMUT SRL
since 20222.332.960.856
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742H0082/00Z002 | Wallonia | 209 m² | 1 · 63 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIMPLY HELPING
BE 0895.732.939
Etterbeek · Eq €28,457
3i FACILITIES SERVICES
BE 0791.944.325
Schaarbeek · Eq €28,381
DAGODAY
BE 0402.015.708
Assesse · Eq €28,303
Nitra+
BE 0787.491.035
Lokeren · Eq €28,083
VAN8
BE 0846.281.646
Lubbeek · Eq €28,942
Of 6,999 companies in sector 96999 we hold annual accounts for 602. 409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
Contact
Website
www.tpharma.net
E-mail
flomunet@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.