Equity
-€261
Debts exceed assets in financial year 2025.
FLOLORDEN CONSTRUCT
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €3,378 (2024)
-€4,318▼ €7,696
Resultlowest -€4,461 (2025)
-€4,461▼ €6,661
Equitypeak €4,200 (2024)
-€261▼ €4,461
Debts
€2,103▲ 157%
Board2 names since 2024
1 directorROMAN Ion
Documentsfilings and deeds
30-07-20261 days before the deadline
2025micro format
Gross margin from €3,378 to -€4,318Loss of €4,461Equity from €4,200 to -€261Debts from €818 to €2,103Cash from €265 to €3
Key points
from the 2025 annual accountsInvestments
€1,649 42.1 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-14.2%
Lower solvency than 92% of companies in specialised construction. Sector median 46.7% · 35,060 companies.
Turnover not published (micro format)
Checked score
45
Fair
Financially stronger than 4% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 2.0%lowest value
04-2025: 2.0%● unchanged vs 03-2025lowest value
05-2025: 2.0%● unchanged vs 04-2025
06-2025: 2.4%▲ +0.4 percentage points vs 05-2025
07-2025: 2.5%▲ +0.1 percentage points vs 06-2025
08-2025: 2.8%▲ +0.3 percentage points vs 07-2025
09-2025: 2.8%● unchanged vs 08-2025
10-2025: 3.1%▲ +0.3 percentage points vs 09-2025
11-2025: 2.4%▼ -0.7 percentage points vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.5%▲ +0.1 percentage points vs 02-2026
04-2026: 2.5%● unchanged vs 03-2026
05-2026: 2.6%▲ +0.1 percentage points vs 04-2026
06-2026: 2.5%▼ -0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.2 percentage points vs 06-2026
08-2026: 4.2%▲ +1.5 percentage points vs 07-2026highest value
09-2026: 4.2%● unchanged vs 08-2026highest value
10-2026: 4.1%▼ -0.1 percentage points vs 09-2026
11-2026: 4.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 0.11, cash €3, halved
1 of the last 3 accounts late
lowers risk
Size: total assets €1,842
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 6% of them on solvency, 2% on liquidity, 4% on profitability and 3% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as FLOLORDEN CONSTRUCT has now. Each dot stands for 20 companies, two years later.
84.9%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FLOLORDEN CONSTRUCT itself: 4.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for FLOLORDEN CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€261
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 day early
2024
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ROMAN Ion 1,000 sharesdeed of 27-02-2024
- KOVACS Maria-Magdolna 1,000 sharesdeed of 27-02-2024
Recent changes
Resignation: KOVACS Maria-Magdolna (director)
General meeting of 15-05-2024 · Gazette deed
First establishment
Alsembergse Steenweg 365, Forest
Incorporation
Founding capital of €2,000 · Founders: ROMAN Ion (comparant) and KOVACS Maria-Magdolna (comparant) · Appointments: ROMAN Ion (director) and KOVACS Maria-Magdolna (director) · published on 27-02-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| FLOLORDEN CONSTRUCT Forest | €1,842 | -€4,318 | -14.2% | - |
| RENOVATIONS DS Molenbeek-Saint-Jean | €2,310 | -€1,107 | -8.6% | - |
| PEKIC RENOVATION Roosdaal | €1,845 | -€1,155 | 100.0% | - |
| BK&SHAM Anderlecht | €2,650 | -€1,701 | 42.3% | - |
| CORTEX FACILITY Berchem-Sainte-Agathe | €3,845 | -€492 | 24.0% | - |
| DEXTERIOR Asse | €2,033 | €678 | 22.3% | - |
| MB Façade Sint-Genesius-Rode | €3,233 | -€17,803 | -510.7% | - |
These companies have the same main activity as FLOLORDEN CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €1,850 and €3,840, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 23-02-2024Normal situation
- Activity
- Other building finishing workNACE 43350and 1 other
- Establishment unit
- 2.358.264.5921190 Forest, since 10-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- Total assets
- €1,842▼ 63.3%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on FLOLORDEN CONSTRUCT
The computed 12-month bankruptcy probability of FLOLORDEN CONSTRUCT is 4.1% (elevated). The 2025 annual accounts show negative equity (-€261) and a net result of -€4,461.
Its solvency ranks better than 7% of 35,060 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FLOLORDEN CONSTRUCT
- What is the company number of FLOLORDEN CONSTRUCT?
- The company number of FLOLORDEN CONSTRUCT is 1006.380.047. The VAT number is the same number with BE in front: BE 1006.380.047.
- Where is FLOLORDEN CONSTRUCT based?
- The registered office is at Alsembergse Steenweg 365, 1190 Forest.Company details
- What does FLOLORDEN CONSTRUCT do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of FLOLORDEN CONSTRUCT?
- FLOLORDEN CONSTRUCT is a private limited company (BV).
- When was FLOLORDEN CONSTRUCT founded?
- FLOLORDEN CONSTRUCT was founded on 23-02-2024.
- Is FLOLORDEN CONSTRUCT still active?
- Yes, FLOLORDEN CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of FLOLORDEN CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is FLOLORDEN CONSTRUCT profitable?
- In financial year 2025, FLOLORDEN CONSTRUCT made a loss of €4,461.
- Where can I find the annual accounts of FLOLORDEN CONSTRUCT?
- FLOLORDEN CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FLOLORDEN CONSTRUCT due?
- FLOLORDEN CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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