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CORTEX FACILITY

Active
Private limited companyfounded 2024active for 2 yearsKasterlindenstraat 44, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 1004.289.005
Summary

The computed 12-month bankruptcy probability of CORTEX FACILITY is 3.1% (moderate). The 2025 annual accounts show equity of €924 and a net result of -€603. Its solvency ranks better than 25% of 34,072 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€3,845total assets 2025
Equity
€924
Loss
-€603
Turnover not published (micro format)
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Structure
Accounts filed 4 days late1 of 3 deeds read
Why 48raises riskFounded in 20241 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 04-08-2026)Size: total assets €3,845Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 12% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 49-51
equity 24.0% of total assets
Liquidity 14-64
short-term debt 75.8% · cash 4.1%
Profitability 0=
return on assets -15.7%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,540 companies, NACE 43, micro)
Last 24 months 02-2025: 3.9% 03-2025: 4.0%▲ +0.1 percentage points vs 02-2025 04-2025: 4.1%▲ +0.1 percentage points vs 03-2025 05-2025: 4.7%▲ +0.6 percentage points vs 04-2025 06-2025: 5.1%▲ +0.4 percentage points vs 05-2025 07-2025: 5.1%● unchanged vs 06-2025 08-2025: 5.3%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -3.7 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025lowest value 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.2 percentage points vs 03-2026 05-2026: 2.1%▲ +0.2 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.2%▲ +0.1 percentage points vs 06-2026 08-2026: 3.2%▲ +1.0 percentage point vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.1%▼ -0.1 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 25% on solvency, 8% on liquidity, 4% on profitability and 11% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 04-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €3,845
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€603
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
4 days late
2024
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: Boughassal Mohamed Nasser (director)Resignation: Boughassal Nassim (director)
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 10% on equitysector median €57,771 · 34,082 companies €924 View
  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €3,845 View

By topic

Financials

Financial year
2025
Total assets
€3,845
Loss
-€603
Solvency
24.0%
Total assets▲ 152%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
05-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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