Checked.be
Active
BE 0790.142.895Private limited company
FLO-SERVICES
Rue de la Station(H) 51A ·7334 Saint-Ghislain, Belgium· 3 yrs active
Sector: Construction of buildings
(41001)
Conclusion
The file of FLO-SERVICES contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 6.1% (elevated). The 2024 annual accounts show negative equity (€-21k) and a net result of €-28k. Its solvency ranks better than 5% of 3827 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-21k |
| Net result | €-28k |
| Better than sector | 5% |
| Active | 3 yrs |
Snowflake analysis
35
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
33
Solvency
33
Growth
32
Stability
79
Bankruptcy probability (12 mo)
6.1%
Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
20 / 100
Moderate riskComponents
· 1 historical bankruptcy publication (+20)
Trust signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No administrative flags
Health barometer
0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -148.2% | 39.4% | |
| Net result | €-28k | €9k | |
| Equity | €-21k | €29k | |
| Gross operating margin | €-7k | €26k | |
| Total assets | €14k | €85k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€41k
-
23-24
€-10k
-
-44% vs sector
€-28k
-
-170% vs sector
€-10k
-
+1% vs sector
€14k
-38.9%
-92% vs sector
€-21k
-
far below sector median
€-34k
-163.6%
far below sector median
€438
-
-99% vs sector
€35k
+122.0%
-34% vs sector
€35k
+122.2%
-34% vs sector
0.03
-82.4%
-99% vs sector
0.03
-82.4%
-99% vs sector
-148.2%
-
far below sector median
-1.67
-
far below sector median
135.1%
+85.1%
far above sector median
-200.1%
-
far below sector median
-69.3%
-
23-24
-24.0%
-
23-24
-214.45
-
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €41k |
| EBITDA | €-10k |
| Net profit | €-28k |
| Cash flow | €-10k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €14k |
| Equity | €-21k |
| Debt | €35k |
| of which ≤ 1y | €35k |
| of which > 1y | - |
| Working capital | €-34k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.03 |
| Quick ratio | 0.03 |
| Working capital ratio | -240.1% |
| Solvency | -148.2% |
| Debt / equity | -1.67 |
| Long-term debt ratio | - |
| Interest coverage | -214.45 |
| Gross margin | -16.5% |
| Net margin | -69.3% |
| ROA | -200.1% |
| ROE | 135.1% |
| EBITDA margin | -24.0% |
| Days sales outstanding | 10d |
| Days payable outstanding | 0d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €14k |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €13k |
| Current assets | 29/58 | €1k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €5 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €14k |
| Equity | 10/15 | €-21k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-23k |
| Amounts payable | 17/49 | €35k |
| Amounts payable within one year | 42/48 | €35k |
| Trade debts payable within one year | 44 | €1 |
| Income statement | ||
| Turnover | 70 | €41k |
| Gross operating margin | 9900 | €-7k |
| Operating result | 9901 | €-28k |
| Financial charges | 65 | €46 |
| Result before taxes | 9903 | €-28k |
| Net result for the period | 9904 | €-28k |
| Result to be appropriated | 9905 | €-28k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Legal Structure
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 26-08-2022 |
| Status | Active |
| Postal code | 7334 |
| First BS signal | 04-08-2026 |
| Latest BS signal | 04-08-2026 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53036B0904/00F008 | Wallonia | 198 m² | 1 · 107 m² | 11.9 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
04-08-2026
Bankruptcy
Judicial dissolution
2025
23-10-2025
NBB filing
Annual accounts filed
22-08-2025
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
04-08-2026
Bankruptcy
Judicial dissolution
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Cafés en bars56301
Primary activity highlighted.
Names & trade names
| Legal nameFR | FLO-SERVICES |
Registered office
Rue de la Station(H) 51A
7334 Saint-Ghislain, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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