Equity
FLEXIPLAN paid out €5,715 in dividends. That is 80% of the 2025 profit.
In July 2024, 34,691 companies had the same profile as FLEXIPLAN has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,691 companies, not a prediction for FLEXIPLAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FLEXIPLAN Heist-op-den-Berg | €46,708 | €14,920 | 75.9% | - |
| BUREAU D' ARCHITECTURE BENJAMIN LEBEAU Binche | €44,329 | €13,322 | 60.0% | - |
| ATELIER TEE-EL Architecten Tom En Lies Interieur Exterieur Realisatie Diest | €46,614 | €13,382 | 32.5% | - |
| WERNER MATTHYS ARCHITECT Boechout | €54,117 | €17,853 | 65.2% | - |
| MVARCHITECT Zoersel | €41,661 | €12,198 | 70.2% | - |
| NOOR ARCHITECTUUR Kasterlee | €59,909 | €12,908 | 69.6% | - |
| Arto Architectuur Antwerp | €43,434 | €11,697 | 56.3% | - |
These companies have the same main activity as FLEXIPLAN: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €41,700 and €59,900, founded between 2009 and 2015.
FLEXIPLAN files the micro format. That format states no turnover. The gross margin rose from €9,470 in 2013 to €14,920 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €95,000. Estimated: probably between €50,000 and €170,000.
Higher than 74% of 12,247 companies in 2025.
Higher than 72% of 11,952 companies in 2025.
Higher than 57% of 12,047 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
46,708 | 45,927 | 31,505 | 41,190 | 41,542 | 32,756 | 21,818 | 20,866 | 16,099 | 21,986 | 19,546 | 16,485 | 21,414 | |
21/28 |
4,091 | 5,491 | 7,330 | 11,583 | 15,329 | 2,021 | 2,805 | 2,648 | - | - | 724 | 4,403 | 7,390 | |
21 |
1,798 | 3,508 | 4,586 | 6,146 | 7,706 | - | - | - | - | - | - | - | - | |
22/27 |
2,293 | 1,983 | 2,744 | 5,437 | 7,623 | 2,021 | 2,805 | 2,648 | - | - | 724 | 4,403 | 7,390 | |
23 |
1,481 | 205 | - | - | - | - | - | - | - | - | - | 100 | 250 | |
24 |
812 | 1,778 | 2,744 | 5,437 | 7,623 | 2,021 | 2,805 | 2,648 | - | - | 724 | 4,303 | 7,140 | |
29/58 |
42,618 | 40,437 | 24,175 | 29,606 | 26,213 | 30,734 | 19,013 | 18,217 | 16,099 | 21,986 | 18,822 | 12,082 | 14,024 | |
3 |
2,674 | 2,552 | - | - | - | - | - | - | - | - | - | - | - | |
30/36 |
2,674 | 2,552 | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
16,427 | 15,492 | 6,316 | 10,272 | 1,510 | 2,790 | 12,083 | 2,089 | 8,223 | 12,077 | 10,615 | 7,698 | 13,661 | |
40 |
16,410 | 15,492 | 6,316 | 10,272 | 597 | 2,369 | 9,255 | 669 | 6,838 | 12,077 | 9,139 | 7,698 | 13,661 | |
41 |
17 | - | - | - | 913 | 422 | 2,828 | 1,421 | 1,386 | - | 1,476 | - | - | |
54/58 |
22,743 | 22,084 | 17,859 | 19,335 | 24,326 | 27,570 | 6,930 | 15,760 | 7,876 | 9,909 | 7,668 | 4,384 | 363 | |
490/1 |
773 | 308 | - | - | 377 | 374 | - | 368 | - | - | 539 | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
46,708 | 45,927 | 31,505 | 41,190 | 41,542 | 32,756 | 21,818 | 20,866 | 16,099 | 21,986 | 19,546 | 16,485 | 21,414 | |
10/15 |
35,458 | 34,036 | 26,438 | 25,237 | 28,224 | 19,922 | 12,956 | 12,803 | 7,094 | 4,656 | 4,226 | -736 | 5,450 | |
10/11 |
3,100 | 3,100 | 3,100 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
32,358 | 30,936 | 23,338 | 19,037 | 22,024 | 13,722 | 6,756 | 6,603 | 894 | - | - | - | - | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 894 | - | - | - | - | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
133 |
32,358 | 30,936 | 23,338 | 17,177 | 20,164 | 11,862 | 4,896 | 4,743 | - | - | - | - | - | |
14 |
0 | - | - | - | - | - | - | - | - | -1,544 | -1,974 | -6,936 | -750 | |
17/49 |
11,250 | 11,892 | 5,067 | 15,953 | 13,318 | 12,833 | 8,862 | 8,063 | 9,005 | 17,329 | 15,320 | 17,221 | 15,964 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | 857 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | 857 | |
42/48 |
11,250 | 11,892 | 5,067 | 15,953 | 10,918 | 12,833 | 8,862 | 8,063 | 9,005 | 17,329 | 15,320 | 17,221 | 15,107 | |
42 |
- | - | - | - | - | - | - | - | - | 3,500 | - | 857 | 5,050 | |
44 |
1,577 | 4,087 | 1,910 | 6,176 | 7,205 | 10,238 | 2,788 | 1,482 | 2,570 | 371 | 2,685 | 980 | 983 | |
440/4 |
1,577 | 4,087 | 1,910 | 6,176 | 7,205 | 10,238 | 2,788 | 1,482 | 2,570 | 371 | 2,685 | 980 | 983 | |
46 |
50 | - | - | - | - | - | - | - | - | - | - | - | - | |
45 |
8,834 | 6,377 | 2,423 | 1,679 | - | 678 | - | - | - | 7,689 | 7,726 | 8,368 | 4,382 | |
450/3 |
8,834 | 6,377 | 2,423 | 1,679 | - | 678 | - | - | - | 7,689 | 3,326 | 8,368 | 4,382 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | 4,400 | - | - | |
47/48 |
790 | 1,428 | 733 | 8,099 | 3,713 | 1,918 | 6,074 | 6,580 | 6,435 | 5,770 | 4,909 | 7,016 | 4,692 | |
492/3 |
- | - | - | - | 2,400 | - | - | - | - | - | - | - | - | |
| Income statement | ||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | - | 137 | - | |
9900 |
14,920 | 16,670 | 3,748 | 1,846 | 5,734 | 1,207 | 4,464 | 11,322 | 6,278 | 5,071 | 11,880 | 408 | 9,470 | |
630 |
3,174 | 3,528 | 2,928 | 3,746 | 1,118 | 1,886 | 1,694 | 1,324 | - | 724 | 3,680 | 5,158 | 5,912 | |
640/8 |
1,051 | 1,598 | 1,172 | 752 | 741 | 1,027 | 1,038 | 1,173 | 943 | 1,662 | 976 | 439 | 3,021 | |
66A |
- | 0 | 464 | - | - | - | - | - | - | - | - | - | - | |
9901 |
10,695 | 11,544 | -816 | -2,652 | 3,875 | -1,706 | 1,731 | 8,825 | 5,335 | 2,685 | 7,224 | -5,189 | 537 | |
75/76B |
0 | 0 | 7,134 | 1 | 6,037 | 11,954 | - | 0 | 0 | 402 | 13 | 7 | 112 | |
75 |
0 | 0 | 0 | 1 | 0 | 42 | - | 0 | 0 | 402 | 13 | 7 | 112 | |
76B |
- | 0 | 7,134 | - | 6,037 | 11,911 | - | - | - | - | - | - | - | |
65/66B |
181 | 146 | 61 | 59 | 47 | 56 | - | 47 | 228 | 262 | 449 | 1,035 | 215 | |
65 |
181 | 146 | 61 | 59 | 47 | 56 | - | 47 | 228 | 262 | 449 | 1,035 | 215 | |
9903 |
10,514 | 11,397 | 6,257 | -2,710 | 9,865 | 10,191 | 1,731 | 8,778 | 5,107 | 2,825 | 6,788 | -6,080 | 434 | |
67/77 |
3,377 | 3,800 | 1,955 | 277 | 1,564 | 3,225 | 1,578 | 3,069 | 2,669 | 2,395 | 1,826 | 106 | 1,184 | |
9904 |
7,138 | 7,597 | 4,302 | -2,987 | 8,301 | 6,966 | 153 | 5,709 | 2,438 | 430 | 4,962 | -6,186 | -750 | |
9905 |
7,138 | 7,597 | 4,302 | -2,987 | 8,301 | 6,966 | 153 | 5,709 | 2,438 | 430 | 4,962 | -6,186 | -750 | |
| Appropriation of the result | ||||||||||||||
9906 |
7,138 | 7,597 | 4,302 | -2,987 | 8,301 | 6,966 | 153 | 5,709 | 894 | -1,544 | -1,974 | -6,936 | -750 | |
791/2 |
5,715 | - | - | 2,987 | - | - | - | - | - | - | - | - | - | |
691/2 |
7,138 | 7,597 | 4,302 | - | 8,301 | 6,966 | 153 | 5,709 | 894 | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | 966 | 894 | - | - | - | - | |
6921 |
7,138 | 7,597 | 4,302 | - | 8,301 | 6,966 | 153 | 4,743 | - | - | - | - | - | |
694/7 |
5,715 | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
5,715 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00177527 | |
| 31-12-2024 | micro format | 12-06-2025 | 2025-00139496 | |
| 31-12-2023 | micro format | 20-06-2024 | 2024-00148651 | |
| 31-12-2022 | micro format | 23-06-2023 | 2023-00154971 | |
| 31-12-2021 | micro format | 17-06-2022 | 2022-20071698 | |
| 31-12-2020 | micro format | 18-06-2021 | 2021-21400016 | |
| 31-12-2019 | micro format | 16-07-2020 | 2020-31400546 | |
| 31-12-2018 | micro format | 28-08-2019 | 2019-60400263 | |
| 31-12-2017 | micro format | 31-07-2018 | 2018-43600187 | |
| 31-12-2016 | micro format | 28-08-2017 | 2017-50300385 | |
| 31-12-2015 | abbreviated format | 29-07-2016 | 2016-39900385 | |
| 31-12-2014 | abbreviated format | 31-07-2015 | 2015-40000426 | |
| 31-12-2013 | abbreviated format | 30-07-2014 | 2014-39600080 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 13,869 | 15,072 | 2,112 | 1,094 | 4,993 | 180 | 3,426 | 10,149 | - | 3,409 | 10,904 | -31 | 6,449 | ||
| 10,312 | 11,125 | 7,230 | 759 | 9,420 | 8,852 | 1,848 | 7,033 | - | 1,154 | 8,642 | -1,028 | 5,162 | ||
| 1,774 | 1,689 | -1,325 | 0 | 14,426 | 1,102 | 1,851 | 3,973 | - | -0 | 1 | 2,171 | 13,302 | ||
| 659 | 4,225 | -1,476 | -4,992 | -3,244 | 20,640 | -8,830 | 7,884 | -2,033 | 2,241 | 3,284 | 4,021 | - | ||
| 31,367 | 28,545 | 19,109 | 13,653 | 15,295 | 17,901 | 10,151 | 10,155 | 7,094 | 4,656 | 3,502 | -5,139 | -1,083 | ||
| 75.9% | 74.1% | 83.9% | 61.3% | 67.9% | 60.8% | 59.4% | 61.4% | 44.1% | 21.2% | 21.6% | -4.5% | 25.5% | ||
| 3.79 | 3.40 | 4.77 | 1.86 | 2.40 | 2.39 | 2.15 | 2.26 | 1.79 | 1.27 | 1.23 | 0.70 | 0.93 | ||
| 3.55 | 3.19 | 4.77 | 1.86 | 2.40 | 2.39 | 2.15 | 2.26 | 1.79 | 1.27 | 1.23 | 0.70 | 0.93 | ||
| 0.32 | 0.35 | 0.19 | 0.63 | 0.47 | 0.64 | 0.68 | 0.63 | 1.27 | 3.72 | 3.63 | - | 2.93 | ||
| 20.1% | 22.3% | 16.3% | -11.8% | 29.4% | 35.0% | 1.2% | 44.6% | 34.4% | 9.2% | 117.4% | - | -13.8% | ||
| 15.3% | 16.5% | 13.7% | -7.3% | 20.0% | 21.3% | 0.7% | 27.4% | 15.1% | 2.0% | 25.4% | -37.5% | -3.5% | ||
| 76.63 | over 100 | 34.64 | 18.55 | over 100 | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,774 | €1,089 | - | - | €6,626 |
| Intangible fixed assets | - | €600 | - | - | €7,800 |
| Financial fixed assets | €0 | - | - | - | - |
| €3,174 | €3,528 | €2,928 | €3,746 | €1,118 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 7% lower than in 2024.
Debt's share of the balance-sheet total falls from 25.9% to 24.1%. Equity is higher and debt is lower.
FLEXIPLAN has no parent and no holdings in its annual accounts. is the only director. FLEXIPLAN shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Qstiel registered office Paanhuisstraat 4, 2220 Heist-op-den-Berg 47120 Other non-specialised retail sale | 26-09-2012 | 2.220.143.918 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12011B0409/00K000 | 413 m² | 1 · 82 m² | 3.1 m |
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