FLEXIPLAN
ActiveSummary
FLEXIPLAN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €8k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 71% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+3
Solvency99▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 4.77 in 2023; short-term debt: 25.9% and cash: 48.1% of total assets), and 25.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.1%
Return on assets
16.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
41 d early
2022
38 d early
2021
44 d early
2020
43 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 28.7%
2023 · €26k
2018: €13klowest in 7 years
2019: €13k▲ +1.2% vs 2018
2020: €20k▲ +53.8% vs 2019
2021: €28k▲ +41.7% vs 2020
2022: €25k▼ -10.6% vs 2021
2023: €26k▲ +4.8% vs 2022
2024: €34k▲ +28.7% vs 2023highest in 7 years
2018 → 2024
Total assets
€46k▲ 45.8%
2023 · €32k
2018: €21klowest in 7 years
2019: €22k▲ +4.6% vs 2018
2020: €33k▲ +50.1% vs 2019
2021: €42k▲ +26.8% vs 2020
2022: €41k▼ -0.8% vs 2021
2023: €32k▼ -23.5% vs 2022
2024: €46k▲ +45.8% vs 2023highest in 7 years
2018 → 2024
Net result
€8k▲ 76.6%
2023 · €4k
2018: €6k
2019: €153▼ -97.3% vs 2018
2020: €7k▲ +4446% vs 2019
2021: €8k▲ +19.2% vs 2020highest in 7 years
2022: €-3k▼ -136% vs 2021lowest in 7 years
2023: €4k▲ +244% vs 2022
2024: €8k▲ +76.6% vs 2023
2018 → 2024
Working capital
€29k▲ 49.4%
2023 · €19k
2018: €10k
2019: €10k● -0.0% vs 2018lowest in 7 years
2020: €18k▲ +76.3% vs 2019
2021: €15k▼ -14.6% vs 2020
2022: €14k▼ -10.7% vs 2021
2023: €19k▲ +40.0% vs 2022
2024: €29k▲ +49.4% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€28k▲ 41.7%€25k▼ 10.6%€26k▲ 4.8%€34k▲ 28.7%
2020: €20klowest in 5 years
2021: €28k▲ +41.7% vs 2020
2022: €25k▼ -10.6% vs 2021
2023: €26k▲ +4.8% vs 2022
2024: €34k▲ +28.7% vs 2023highest in 5 years
Operating result€-2k-€4k€-3k€-816▲ 69.2%€12k
2020: €-2k
2021: €4k▲ +327% vs 2020
2022: €-3k▼ -168% vs 2021lowest in 5 years
2023: €-816▲ +69.2% vs 2022
2024: €12k▲ +1515% vs 2023highest in 5 years
Net result€7k-€8k▲ 19.2%€-3k€4k€8k▲ 76.6%
2020: €7k
2021: €8k▲ +19.2% vs 2020highest in 5 years
2022: €-3k▼ -136% vs 2021lowest in 5 years
2023: €4k▲ +244% vs 2022
2024: €8k▲ +76.6% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €816 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€5k ▼ 25.1%
Current assets
€40k ▲ 67.3%
Equity and liabilities €46k
Equity
€34k ▲ 28.7%
Debt
€12k ▲ 135%
Debt's share of the balance-sheet total rises from 16.1% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2023 · €2k
Cash flow
€11k▲
2023 · €7k
Current ratio
3.40▼
2023 · 4.77
Quick ratio
3.19▼
2023 · 4.77
Debt to equity
0.35▲
2023 · 0.19
ROE
22.3%▲
2023 · 16.3%
ROA
16.5%▲
2023 · 13.7%
Interest coverage
102.99▲
2023 · 34.64
Debt ≤ 1 year
€12k▲
2023 · €5k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€32k€46k▲
Fixed assets21/28€7k€5k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23-€205
Furniture and vehicles24€3k€2k▼
Current assets29/58€24k€40k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€6k€15k▲
Trade receivables40€6k€15k▲
Cash at bank and in hand54/58€18k€22k▲
Deferred charges and accrued income490/1-€308
Equity and liabilities
Total equity and liabilities10/49€32k€46k▲
Equity10/15€26k€34k▲
Contributions10/11€3k€3k=
Reserves13€23k€31k▲
Distributable reserves133€23k€31k▲
Amounts payable17/49€5k€12k▲
Amounts payable within one year42/48€5k€12k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€733€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€464€0▼
Gross operating margin9900€4k€17k▲
Operating profit (loss)9901€-816€12k▲
Financial income75/76B€7k€0▼
Recurring financial income75€0€0▼
Non-recurring financial income76B€7k€0▼
Financial charges65/66B€61€146▲
Recurring financial charges65€61€146▲
Profit (loss) for the period before taxes9903€6k€11k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€8k▲
Transfer to equity691/2€4k€8k▲
To other reserves6921€4k€8k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €4k | €3k | €4k | ▲ 20.5% |
| Other operating charges640/8 | - | €741 | €752 | €1k | €2k | ▲ 36.4% |
| Non-recurring operating charges66A | - | - | - | €464 | €0 | ▼ 100% |
| Gross operating margin9900 | €1k | €6k | €2k | €4k | €17k | ▲ 345% |
| Operating profit (loss)9901 | €-2k | €4k | €-3k | €-816 | €12k | ▲ 1,515% |
| Financial income75/76B | - | €6k | €1 | €7k | €0 | ▼ 100% |
| Recurring financial income75 | €42 | €0 | €1 | €0 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | €6k | - | €7k | €0 | ▼ 100% |
| Financial charges65/66B | - | €47 | €59 | €61 | €146 | ▲ 140% |
| Recurring financial charges65 | €56 | €47 | €59 | €61 | €146 | ▲ 140% |
| Profit (loss) for the period before taxes9903 | €10k | €10k | €-3k | €6k | €11k | ▲ 82.2% |
| Income taxes67/77 | €3k | €2k | €277 | €2k | €4k | ▲ 94.3% |
| Profit (loss) for the period9904 | €7k | €8k | €-3k | €4k | €8k | ▲ 76.6% |
| Profit (loss) for the period to be appropriated9905 | €7k | €8k | €-3k | €4k | €8k | ▲ 76.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33k | €42k | €41k | €32k | €46k | ▲ 45.8% |
| Fixed assets21/28 | €2k | €15k | €12k | €7k | €5k | ▼ 25.1% |
| Intangible fixed assets21 | - | €8k | €6k | €5k | €4k | ▼ 23.5% |
| Tangible fixed assets22/27 | €2k | €8k | €5k | €3k | €2k | ▼ 27.7% |
| Plant, machinery and equipment23 | - | - | - | - | €205 | - |
| Furniture and vehicles24 | - | €8k | €5k | €3k | €2k | ▼ 35.2% |
| Current assets29/58 | €31k | €26k | €30k | €24k | €40k | ▲ 67.3% |
| Stocks and contracts in progress3 | - | - | - | - | €3k | - |
| Stocks30/36 | - | - | - | - | €3k | - |
| Amounts receivable within one year40/41 | €3k | €2k | €10k | €6k | €15k | ▲ 145% |
| Trade receivables40 | - | €597 | €10k | €6k | €15k | ▲ 145% |
| Other amounts receivable41 | - | €913 | - | - | - | - |
| Cash at bank and in hand54/58 | €28k | €24k | €19k | €18k | €22k | ▲ 23.7% |
| Deferred charges and accrued income490/1 | - | €377 | - | - | €308 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33k | €42k | €41k | €32k | €46k | ▲ 45.8% |
| Equity10/15 | €20k | €28k | €25k | €26k | €34k | ▲ 28.7% |
| Contributions10/11 | - | €6k | €6k | €3k | €3k | = |
| Reserves13 | €14k | €22k | €19k | €23k | €31k | ▲ 32.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €20k | €17k | €23k | €31k | ▲ 32.6% |
| Amounts payable17/49 | €13k | €13k | €16k | €5k | €12k | ▲ 135% |
| Amounts payable within one year42/48 | €13k | €11k | €16k | €5k | €12k | ▲ 135% |
| Trade debts44 | €10k | €7k | €6k | €2k | €4k | ▲ 114% |
| Suppliers440/4 | - | €7k | €6k | €2k | €4k | ▲ 114% |
| Taxes, remuneration and social security45 | - | - | €2k | €2k | €6k | ▲ 163% |
| Taxes450/3 | - | - | €2k | €2k | €6k | ▲ 163% |
| Other amounts payable47/48 | - | €4k | €8k | €733 | €1k | ▲ 94.8% |
| Accrued charges and deferred income492/3 | - | €2k | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €8k | €-3k | €4k | €8k | ▲ 76.6% |
| + Depreciation and write-downs630 | €2k | €1k | €4k | €3k | €4k | ▲ 20.5% |
| Operating cash flow (approximation) | €9k | €9k | €759 | €7k | €11k | ▲ 53.9% |
| Investment in fixed assets (approximation) | - | €-14k | €0 | €1k | €-2k | ▼ 227% |
| Change in cash | - | €-3k | €-5k | €-1k | €4k | ▲ 386% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.77
Current ratio from 1.86 to 4.77; short-term debt falls from €16k to €5k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €8k ▲19.2%
Net result €8k, the highest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2012
Ground area
413 m²
Building footprint
82 m²
Volume, LiDAR
12 m³
Parcel 12011B0409/00K000, Flanders · tallest building 3.1 m. Linked by address, not a title deed.
1 establishment unit
Qstiel
since 20122.220.143.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12011B0409/00K000 | Flanders | 413 m² | 1 · 82 m² | 3.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 5,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71113Urban planning and landscape architecture
Contact
Website
www.flexiplan.be
E-mail
info@flexiplan.be
Scores and ratios are computed by Checked and are not a credit decision.