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Generated 12-08-2026
Active BE 0716.861.078Private limited company

Flexilis

Ninoofsesteenweg 589 ·9600 Ronse, Belgium· 7 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

Flexilis is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2023 annual accounts show equity of €2.80M and a net result of €7k. Equity is shrinking by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 2563 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €2.80M
Net result €7k
Better than sector 63%
Active 7 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health-Profitability1Solvency66Growth58Stability100
56 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 1
Solvency 66
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview5 NBB filings
Annual accounts filed on 30-07-2024 with the NBB · fiscal year 2023 · micro
€-200k€0€200k€400k€600kOperating result 2019: €12k€12kNet result 2019: €-5k€-5kOperating result 2020: €13k€13kNet result 2020: €-161k€-161kOperating result 2021: €17k€17kNet result 2021: €4k€4kOperating result 2022: €32k€32kNet result 2022: €516k€516kOperating result 2023: €37k€37kNet result 2023: €7k€7k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~15.7%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€2.00M€4.00M€6.00M2024: €2.34M (€1.99M - €2.68M)2025: €1.97M (€1.42M - €2.51M)2026: €1.66M (€908k - €2.41M)2019: €5.68M2020: €3.90M2021: €3.90M2022: €2.81M2023: €2.80M20192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 64.0% 50.6%
better than 63% of 2563 sector peers
Net result €7k €28k
better than 27% of 2562 sector peers
Equity €2.80M €67k
better than 95% of 2563 sector peers
Gross operating margin €39k €46k
better than 45% of 2559 sector peers
Total assets €4.38M €168k
better than 95% of 2563 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€7k
-98.7% 19-23
Total assets
€4.38M
-4.0% 19-23
Equity
€2.80M
-0.2% 19-23
Income taxes
€2k
-60.7% 19-23
Debt
€1.58M
-10.8% 19-23
Debt ≤ 1y
€191k
-4.4% 19-23
Debt > 1y
€1.37M
-12.1% 19-23
Solvency
64.0%
+4.0% 19-23
ROE
0.2%
-98.7% 19-23
ROA
0.2%
-98.6% 19-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€7k
Cash flown/a
Staff costs-
Income taxes€2k
Dividends-
Total assets€4.38M
Equity€2.80M
Debt€1.58M
of which ≤ 1y€191k
of which > 1y€1.37M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2023
Current ration/a
Quick ration/a
Working capital ration/a
Solvency64.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.2%
ROE0.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€4.38M
Fixed assets 21/28€4.35M
Financial fixed assets 28€4.35M
Current assets 29/58€34k
Amounts receivable within one year 40/41€210
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.38M
Equity 10/15€2.80M
Contributions / capital 10/11€2.31M
Reserves 13€125k
Accumulated profits (losses) 14€366k
Amounts payable 17/49€1.58M
Amounts payable after one year 17€1.37M
Amounts payable within one year 42/48€191k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€39k
Operating result 9901€37k
Financial charges 65€28k
Result before taxes 9903€9k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation26-12-2018
StatusActive
Postal code9600
Establishment units 1 location
Ninoofsesteenweg 589, 9600 Ronse
Holdings
since 20182.283.812.837
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45422C1139/00P000 Flanders 2.2 ha 1 · 3,415 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
07-10-2024
State Gazette act Director changes
Jean HENRIST
30-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
15-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
07-10-2024 Discharge granted to the board Director changes·Jean HENRIST
Notary: Jean HENRIST · Ronse
Technical details 
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  "act_meta": {
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    "pub_date": "2024-10-07",
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  "decisions": [
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL Flexilis
Registered office
Ninoofsesteenweg 589
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative