Active BE 1008.682.313Private limited company

Flex-tiles

Schaapschuur 2 ·1790 Affligem, Belgium· 2 yrs active

Sector: Tiling (43331)

Conclusion Checked

The computed 12-month bankruptcy probability of Flex-tiles is 2.7% (moderate). The 2024 annual accounts show equity of €68k and a net result of €66k. Its solvency ranks better than 33% of 11048 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€68k
Net result	€66k
Better than sector	33%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

69 / 100

Strong profile, led by profitability.

Health 78

Profitability 100

Solvency 49

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

2.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

78 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	26.8%	40.9%	better than 33% of 11048 sector peers
Net result	€66k	€11k	better than 91% of 11031 sector peers
Equity	€68k	€34k	better than 73% of 11052 sector peers
Gross operating margin	€111k	€35k	better than 84% of 11021 sector peers
Total assets	€252k	€93k	better than 83% of 11048 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€80k
Net profit	€66k
Cash flow	€66k
Staff costs	-
Income taxes	€17k
Dividends	-
Total assets	€252k
Equity	€68k
Debt	€184k
of which ≤ 1y	€184k
of which > 1y	-
Working capital	€64k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.35
Quick ratio	1.22
Working capital ratio	25.4%
Solvency	26.8%
Debt / equity	2.73
Long-term debt ratio	-
Interest coverage	2830.35
Gross margin	-
Net margin	-
ROA	26.0%
ROE	97.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €3k · 1.4% Current assets €249k · 98.7%

Equity & liabilities

Equity €68k · 26.8% Debt €184k · 73.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€252k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€249k
Stocks & contracts in progress	3	€23k
Amounts receivable within one year	40/41	€184k
Cash & bank	54/58	€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€252k
Equity	10/15	€68k
Contributions / capital	10/11	€2k
Reserves	13	€66k
Amounts payable	17/49	€184k
Amounts payable within one year	42/48	€184k
Trade debts payable within one year	44	€68k
Income statement
Gross operating margin	9900	€111k
Operating result	9901	€80k
Financial income	75	€2k
Financial charges	65	€28
Result before taxes	9903	€82k
Income taxes	67/77	€17k
Net result for the period	9904	€66k
Result to be appropriated	9905	€66k

Ratios computed by Checked.

Legal Structure

NACE primary	Tiling(43331)
Legal form	Private limited company(610)
Incorporation	23-04-2024
Status	Active
Postal code	1790

Establishment units 1 location

Flex-Tiles

Schaapschuur 2, 1790 AffligemPlaatsen van vloer- en wandtegels

since 20242.362.009.584

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23030B0339/00S002	Flanders	6,166 m²	1 · 3,090 m²	9.1 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

12-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

25-02-2025

State Gazette act Director changes

2024

16-10-2024

State Gazette act Director changes

Roseline MICHELS

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 1 year ago

2025

25-02-2025 1 director appointed, 2 resigning, 1 reappointed Director changes

Van den Bossche Klaas, Bestuurder
Evergrow BV, Bestuurder
ISO-VISTA BV, Bestuurder
Van den Bossche Klaas, Bestuurder

Original publication ↗

Technical details

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    "office_city": "Affligem",
    "is_associated": false
  },
  "act_meta": {
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    "pub_date": "2025-02-25",
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      "date": "2025-01-28",
      "unanimous": true
    }
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  "is_correction": false,
  "subject_company": {
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    "legal_form": "BV"
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

2024

16-10-2024 A.C.T. appointed as bedienden Director changes·Roseline MICHELS

A.C.T., Bedienden

Notary: Roseline MICHELS · Oudenaarde

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Groothandel in vloer- en wandtegels46735Groothandel in vloer- en wandtegels46835

Primary activity highlighted.

Names & trade names

Legal nameNL

Flex-tiles

Registered office

Schaapschuur 2

1790 Affligem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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