FLEX Insurance
A bankruptcy procedure is open for FLEX Insurance according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-6k) and a net result of €214.
| Equity | €-6k |
| Net result | €214 |
| Better than sector | 18% |
| Active | 6 yrs |
Fragile profile — watch health in particular.
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Net result | €214 | €14k | |
| Equity | €-6k | €23k | |
| Gross operating margin | €563 | €31k |
| Fiscal year | 2022 |
|---|---|
| Revenue | — |
| EBITDA | — |
| Net profit | €214 |
| Cash flow | — |
| Staff costs | — |
| Income taxes | — |
| Dividends | — |
| Total assets | — |
| Equity | €-6k |
| Debt | €6k |
| of which ≤ 1y | €6k |
| of which > 1y | — |
| Working capital | — |
| Employees (FTE) | — |
| 2022 | |
|---|---|
| Current ratio | — |
| Quick ratio | — |
| Working capital ratio | — |
| Solvency | — |
| Debt / equity | -1.00 |
| Long-term debt ratio | — |
| Interest coverage | — |
| Gross margin | — |
| Net margin | — |
| ROA | — |
| ROE | -3.3% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet — Equity & liabilities | ||
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-16k |
| Amounts payable | 17/49 | €6k |
| Amounts payable within one year | 42/48 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €563 |
| Operating result | 9901 | €563 |
| Financial charges | 65 | €349 |
| Result before taxes | 9903 | €214 |
| Net result for the period | 9904 | €214 |
| Result to be appropriated | 9905 | €214 |
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | INGE VANHOUTTE HEIDEBAAN 130 E, 9100 SINT-
NIKLAAS |
16-10-2025 → present | Belgian State Gazette |
| NACE primary | Specialised construction(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 13-08-2019 |
| Status | Active |
| Postal code | — |
| First BS signal | 22-10-2025 |
| Latest BS signal | 22-10-2025 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0933/00E004 | Flanders | 143 m² | 1 · 107 m² | 13.3 m · 4 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
14-03-2025 1 director appointed, 1 resigning
- Huart Didier Joseph P — Bestuurder
- Charai Fayssal — Bestuurder
Technical details
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}16-02-2023 2 directors appointed, 1 resigning
- CHARAI Fayssal — Bestuurder
- CHARAI Fayssal — Dagelijks bestuur
- SEBAOUI Nordin — Bestuurder
Technical details
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}16-02-2023 Registered office moved from BERCHEM to Borgerhout
- GITSCHOTELLEI 124 TE 2600 BERCHEM → Arthur Matthyslaan 62-2140 Borgerhout
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FLEX Insurance |
- 14-03-2025 Address strikeout main