Fleurfatale
ActiveFleurfatale has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €42k. Equity is growing by ~45.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.71 against 2.58 in 2024), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
28.9%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-04-2026, 19 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
19 d early
2024
29 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€129k▲ 48.5%
2024 · €87k
2023: €50k
2024: €87k
2023 → 2025
Total assets
€146k▲ 12.8%
2024 · €129k
2023: €102k
2024: €129k
2023 → 2025
Net result
€42k▲ 16.0%
2024 · €36k
2023: €49k
2024: €36k
2023 → 2025
Working capital
€113k▲ 69.0%
2024 · €67k
2023: €24k
2024: €67k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€50k-€87k▲ 71.9%€129k▲ 48.5%
Operating result€71k-€52k▼ 27.3%€59k▲ 13.6%
Net result€49k-€36k▼ 26.7%€42k▲ 16.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€16k▼ 20.8%
Current assets
€130k▲ 18.9%
Equity and liabilities €146k
Equity
€129k▲ 48.5%
Debt
€17k▼ 60.3%
The debt ratio falls from 32.8% to 11.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▲
2024 · €58k
Cash flow
€49k▲
2024 · €43k
Solvency
88.4%▲
2024 · 67.2%
Current ratio
7.71▲
2024 · 2.58
Quick ratio
6.82▲
2024 · 2.34
Debt / equity
0.13▼
2024 · 0.49
ROE
32.7%▼
2024 · 41.8%
ROA
28.9%▲
2024 · 28.1%
Interest coverage
39.24▲
2024 · 29.12
Debt
€17k▼
2024 · €42k
Debt ≤ 1 year
€17k▼
2024 · €42k
Income taxes
€16k▲
2024 · €13k
Staff costs
€18k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€146k▲
Fixed assets21/28€20k€16k▼
Intangible fixed assets21€65€45▼
Tangible fixed assets22/27€20k€16k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€17k€14k▼
Current assets29/58€109k€130k▲
Stocks and contracts in progress3€10k€15k▲
Stocks30/36€10k€15k▲
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€4k€4k▲
Current investments50/53€90k€101k▲
Cash at bank and in hand54/58€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€129k€146k▲
Equity10/15€87k€129k▲
Contributions10/11€1k€1k=
Reserves13€86k€128k▲
Distributable reserves133€86k€128k▲
Amounts payable17/49€42k€17k▼
Amounts payable within one year42/48€42k€17k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€10k€8k▼
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€25k-
Accrued charges and deferred income492/3€41-
Income statement
Code20242025
Remuneration, social security and pensions62€8k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€384€394▲
Gross operating margin9900€67k€84k▲
Operating profit (loss)9901€52k€59k▲
Financial income75/76B€128€1k▲
Recurring financial income75€128€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€50k€58k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€36k€42k▲
Profit (loss) for the period to be appropriated9905€36k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€42k▲
Transfer to equity691/2€36k€42k▲
To other reserves6921€36k€42k▲
Social balance
Average headcount (FTE)9087-0.5
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity triplescurrent ratio 7.71
Current ratio from 2.58 to 7.71; short-term debt falls from €42k to €17k.
30-09
Financial
Equity above €100kEq €129k ▲48.5%
3 profitable years in a row build equity to €129k.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €36k ▼26.7%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Woeringenstraat 309000 GentGround area
144 m²
Building footprint
115 m²
Volume, LiDAR
810 m³
Parcel 44808H0085/00F002, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fleurfatale
since 20222.332.811.495
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0085/00F002 | Flanders | 144 m² | 1 · 115 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,524 companies in sector 32123 we hold annual accounts for 225. 181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end30-09
Activities, NACEBEL
32123Manufacture of jewellery
47770Retail sale of watches and jewellery
32124Other manufacturing
46480Wholesale trade
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@fleurfatale.be