FLEUR YOUR OFFICE
ActiveThe computed 12-month bankruptcy probability of FLEUR YOUR OFFICE is 3.0% (moderate). The annual accounts of FLEUR YOUR OFFICE for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €19k and a net result of €-23k. Its solvency ranks better than 38% of 4422 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency55▼-13
Growth32
Track record82
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.29 against 2.61 in 2024; short-term debt: 26.2% and cash: 12.2% of total assets), and 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
-36%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 54.9%
2024 · €41k
2024: €41k
2024 → 2025
Total assets
€63k▼ 33.7%
2024 · €95k
2024: €95k
2024 → 2025
Net result
€-23k
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€5k▼ 81.2%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€41k-€19k▼ 54.9%
Operating result€49k-€-21k
Net result€37k-€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €49k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€42k▼ 22.9%
Current assets
€21k▼ 48.1%
Equity and liabilities €63k
Equity
€19k▼ 54.9%
Debt
€45k▼ 17.5%
The debt ratio rises from 56.6% to 70.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €55k
Cash flow
€-10k▼
2024 · €44k
Solvency
29.5%▼
2024 · 43.4%
Current ratio
1.29▼
2024 · 2.61
Quick ratio
1.29▼
2024 · 2.61
Debt / equity
2.38▲
2024 · 1.30
ROE
-121.9%▼
2024 · 90.4%
ROA
-36.0%▼
2024 · 39.3%
Interest coverage
-4.07▼
2024 · 37.65
Debt
€45k▼
2024 · €54k
Debt ≤ 1 year
€17k▲
2024 · €16k
Debt > 1 year
€28k▼
2024 · €38k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€63k▼
Fixed assets21/28€54k€42k▼
Tangible fixed assets22/27€54k€42k▼
Plant, machinery and equipment23€1k€576▼
Furniture and vehicles24€53k€41k▼
Current assets29/58€41k€21k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€28k€8k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€95k€63k▼
Equity10/15€41k€19k▼
Contributions10/11€4k€4k=
Reserves13€37k€15k▼
Distributable reserves133€37k€15k▼
Amounts payable17/49€54k€45k▼
Amounts payable after more than one year17€38k€28k▼
Financial debts170/4€38k€28k▼
Amounts payable within one year42/48€16k€17k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€22€1▼
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Other operating charges640/8€216€333▲
Gross operating margin9900€55k€890▼
Operating profit (loss)9901€49k€-21k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€47k€-23k▼
Income taxes67/77€10k-
Profit (loss) for the period9904€37k€-23k▼
Profit (loss) for the period to be appropriated9905€37k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€-23k▼
Transfer from equity791/2-€23k
Transfer to equity691/2€37k-
To other reserves6921€37k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spalbeekstraat 89B3510 HasseltGround area
1,172 m²
Building footprint
154 m²
Volume, LiDAR
838 m³
Parcel 71054A0304/00H000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLEUR YOUR OFFICE
since 20242.355.056.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71054A0304/00H000 | Flanders | 1,172 m² | 1 · 154 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0694.627.292
Sint-Jans-Molenbeek · Eq €19k
Of 7,353 companies in sector 81210 we hold annual accounts for 2,731. 2,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Abbreviation NL
FYO
Activities, NACEBEL
81210General cleaning of buildings
55100Hotels and similar accommodation
81220Other building cleaning and industrial cleaning
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fleuryouroffice.be
E-mail:info@fleuryouroffice.be