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Generated 14-08-2026
Active BE 0764.372.371Non-profit association

Fléron Titres-Services

Place Hector Denis 5 ·4624 Fléron, Belgium· 5 yrs active
Sector: Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg (88999)
Conclusion Checked

The computed 12-month bankruptcy probability of Fléron Titres-Services is < 0.1% (very low). The 2024 annual accounts show equity of €37k and a net result of €9k. Equity is growing by ~67.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 186 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €37k
Net result €9k
Staff (FTE) 33.5
Better than sector 39%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health78Profitability100Solvency45Growth52Stability94
74 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 100
Solvency 45
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
78 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 06-08-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2022: €22k€22kNet result 2022: €22k€22kOperating result 2023: €28k€28kNet result 2023: €28k€28kOperating result 2024: €9k€9kNet result 2024: €9k€9k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~67.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-25k€0€25k€50k€75k€100k2025: €55k (€52k - €58k)2026: €74k (€71k - €77k)2027: €92k (€89k - €95k)2022: €-2312023: €27k2024: €37k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 88 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 25.6% 34.8%
better than 39% of 186 sector peers
Net result €9k €19k
better than 39% of 186 sector peers
Equity €37k €34k
better than 51% of 186 sector peers
Gross operating margin €733k €171k
better than 92% of 185 sector peers
Staff costs €722k €171k
higher than 95% of 153 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€11k
-61.9% 22-24
Net profit
€9k
-66.4% 22-24
Cash flow
€11k
-61.4% 22-24
Total assets
€144k
-2.4% 22-24
Equity
€37k
+33.9% 22-24
Working capital
€32k
+29.0% 22-24
Employees (FTE)
34
+18.8% 22-24
Staff costs
€722k
+22.1% 22-24
Income taxes
€32
+185.7% 22-24
Debt
€107k
-10.7% 22-24
Debt ≤ 1y
€107k
-10.7% 22-24
Current ratio
1.30
+7.6% 22-24
Quick ratio
1.30
+7.6% 22-24
Solvency
25.6%
+37.2% 22-24
Debt / equity
2.91
-33.3% 22-24
ROE
25.3%
-74.9% 22-24
ROA
6.5%
-65.5% 22-24
Interest coverage
237.77
+133.5% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€11k
Net profit€9k
Cash flow€11k
Staff costs€722k
Income taxes€32
Dividends-
Total assets€144k
Equity€37k
Debt€107k
of which ≤ 1y€107k
of which > 1y-
Working capital€32k
Employees (FTE)33.5
Ratios (computed)
2024
Current ratio1.30
Quick ratio1.30
Working capital ratio22.1%
Solvency25.6%
Debt / equity2.91
Long-term debt ratio-
Interest coverage237.77
Gross margin-
Net margin-
ROA6.5%
ROE25.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€144k
Fixed assets 21/28€5k
Formation expenses 20€320
Tangible fixed assets 22/27€4k
Financial fixed assets 28€445
Current assets 29/58€139k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€144k
Equity 10/15€37k
Accumulated profits (losses) 14€37k
Amounts payable 17/49€107k
Amounts payable within one year 42/48€107k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€733k
Operating result 9901€9k
Financial income 75€108
Financial charges 65€46
Result before taxes 9903€9k
Income taxes 67/77€32
Net result for the period 9904€9k
Result to be appropriated 9905€9k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Sandrine Nautet
    Director
    State Gazette act 25014782 (29-01-2025)
    Current
    29-01-2025 → present
    2 events
    • 29-01-2025 Appointed· Director
    • 29-01-2025 Appointed· Secretary
  • Myriam Compėre
    Treasurer
    State Gazette act 25014782 (29-01-2025)
    Current
    21-11-2024 → present
Former directors (3)
  • Alain Galler
    Director
    State Gazette act 25014782 (29-01-2025)
    Former
    - → 29-01-2025
  • Jean Claude Wehren
    Secretary
    State Gazette act 25014782 (29-01-2025)
    Former
    - → 29-01-2025
  • Jean-Pierre Guérin
    Director
    State Gazette act 25014782 (29-01-2025)
    Former
    - → 29-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999)
Legal form Non-profit association(017)
Incorporation25-02-2021
StatusActive
Postal code4624
Establishment units 1 location
Place Hector Denis 5, 4624 Fléron
Algemene reiniging van gebouwen
since 20212.317.741.358
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62089A0589/00H000 Wallonia 309 m² 1 · 61 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-09-2025
State Gazette act Director changes
06-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
29-01-2025
State Gazette act Director changes
2024
01-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
23-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 11 months ago
2025
17-09-2025 Discharge granted to the board Director changes
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  "act_meta": {
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29-01-2025 3 directors appointed, 3 resigning Director changes
  • Myriam Compėre, Penningmeester
  • Sandrine Nautet, Bestuurder
  • Sandrine Nautet, Secretaris
  • Jean-Pierre Guérin, Bestuurder
  • Alain Galler, Bestuurder
  • Jean Claude Wehren, Secretaris
Technical details 
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      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "secretaris",
      "person": {
        "rrn": null,
        "name": "Sandrine Nautet",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "M. Jean Claude Wehren ayant souhait\u00E9 \u00EAtre d\u00E9charg\u00E9 du r\u00F4le de secr\u00E9taire, celui-ci est repris par Mme Sandrine Nautet",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": "Jean Claude Wehren",
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-01-29",
    "filing_date": "2024-11-21",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-11-21",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-10",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0764.372.371",
    "name_full": null,
    "legal_form": "ASSOCIATION SANS BUT LUCRATIF"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Vanderheijden Pierre",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur-Pr\u00E9sident"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
Legal nameFR Fléron Titres-Services
Registered office
Place Hector Denis 5
4624 Fléron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 108 of 2,197 companies in this sector with filed accounts
PECHEUR DE LUNE BE 0833.123.201 · La Hulpe
EASY CONCEPT@HOME BE 0877.185.252 · Ieper
Inloophuis voor mensen met kanker in Leuven BE 0785.594.387 · Leuven
TARAG BE 0823.897.412 · Berlaar
HET WACHTHUIS BE 0778.253.962 · Haacht
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative