Financials
- Fiscal year
- 2025
- Total assets
- €9,190
- Loss
- -€26,647
- Solvency
- 86.2%
Total assets▼ 77.7%
Net result
20212025
Flavo Simia
ActiveSummary
The annual accounts of Flavo Simia for fiscal year 2025 show a net loss of 290% of total assets and of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €7,923 and a net result of -€26,647. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 18866 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€9,190total assets 2025
- Equity
- €7,923
- Loss
- -€26,647
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Latest accounts 31 days late; 2 of the last 3 late- Loss of €26,647 (FY 2025)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €9,190Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 37% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
100=
equity 86.2% of total assets
Liquidity
65-9
short-term debt 13.8% · cash 14.2%
Profitability
0-73
return on assets -290.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: < 0.1%lowest value
08-2025: 0.1%▲ +120% vs 07-2025
09-2025: 0.1%▲ +37.4% vs 08-2025
10-2025: 0.1%▼ -56.6% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.7% vs 12-2025
02-2026: 0.1%▲ +1.7% vs 01-2026
03-2026: 0.1%▲ +10.2% vs 02-2026
04-2026: 0.1%▲ +1.5% vs 03-2026
05-2026: 0.1%▲ +15.2% vs 04-2026
06-2026: 0.1%▲ +7.9% vs 05-2026
07-2026: 0.1%▲ +7.3% vs 06-2026
08-2026: 0.2%▲ +105% vs 07-2026highest value
09-2026: 0.1%▼ -23.3% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €9,190 lowers the probability for this profile
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Loss of €26,647 (FY 2025) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.97 against 4.9 in 2024; short-term debt: 13.8% and cash: 14.2% of total assets), and 13.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 48%, profitability 5%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
59 d late
2023
26 d early
2022
79 d late
2021
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€26,647
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 28-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 07-06-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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