STACKFRAME
ActiveSTACKFRAME has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-2k. Equity is shrinking by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency61▲+32
Growth32=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.47 against 1.24 in 2024), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
-17.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
38 d early
2023
34 d early
2022
32 d early
2021
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 35.7%
2024 · €5k
2021: €21k
2022: €55k
2023: €5k
2024: €5k
2021 → 2025
Total assets
€10k▼ 61.3%
2024 · €25k
2021: €37k
2022: €64k
2023: €100k
2024: €25k
2021 → 2025
Net result
€-2k
2024 · €13k
2021: €17k
2022: €34k
2023: €34k
2024: €13k
2021 → 2025
Working capital
€3k▼ 35.7%
2024 · €5k
2021: €13k
2022: €50k
2023: €-3k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€55k▲ 162%€5k▼ 91.4%€5k▲ 4.2%€3k▼ 35.7%
Operating result€22k-€44k▲ 94.2%€43k▼ 0.7%€16k▼ 64.2%€-2k
Net result€17k-€34k▲ 99.8%€34k▼ 0.2%€13k▼ 62.9%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€3k▼ 35.7%
Debt
€7k▼ 67.4%
The debt ratio falls from 80.6% to 67.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
32.2%▲
2024 · 19.4%
Current ratio
1.47▲
2024 · 1.24
Quick ratio
1.47▲
2024 · 1.24
Debt / equity
2.11▼
2024 · 4.17
ROE
-55.4%▼
2024 · 256.2%
ROA
-17.8%▼
2024 · 49.6%
Debt
€7k▼
2024 · €20k
Debt ≤ 1 year
€7k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€10k▼
Current assets29/58€25k€10k▼
Amounts receivable within one year40/41€2k€154▼
Trade receivables40€2k€154▼
Other amounts receivable41€154-
Cash at bank and in hand54/58€23k€10k▼
Deferred charges and accrued income490/1€661-
Equity and liabilities
Total equity and liabilities10/49€25k€10k▼
Equity10/15€5k€3k▼
Contributions10/11€4k€4k=
Reserves13€902-
Distributable reserves133€902-
Profit (loss) carried forward14-€-846
Amounts payable17/49€20k€7k▼
Amounts payable within one year42/48€20k€7k▼
Trade debts44€299-
Suppliers440/4€299-
Taxes, remuneration and social security45€925-
Taxes450/3€925-
Other amounts payable47/48€19k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€12k-
Other operating charges640/8€387€400▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€18k€-1k▼
Operating profit (loss)9901€16k€-2k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€104€62▼
Recurring financial charges65€104€62▼
Profit (loss) for the period before taxes9903€15k€-2k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€13k€-2k▼
Profit (loss) for the period to be appropriated9905€13k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-2k▼
Transfer from equity791/2-€902
Transfer to equity691/2€196-
To other reserves6921€196-
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €34k ▲99.8%
Operating result €44k, net result €34k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.53
Current ratio from 1.92 to 6.53; short-term debt falls from €14k to €9k.
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2021
Ground area
1,808 m²
Building footprint
297 m²
Volume, LiDAR
1,124 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STACKFRAME
since 20212.312.213.843
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0645/00K002 | Flanders | 1,373 m² | 1 · 192 m² | 8.3 m · 2 fl. |
| 23033A0690/00C002 | Flanders | 435 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Coradis
BE 0745.780.738
Brecht · Eq €3k
SetUp
BE 0774.527.083
Keerbergen · Eq €3k
CYPER
BE 0782.879.080
Wevelgem · Eq €3k
SCHILLEMANS
BE 0756.580.994
Willebroek · Eq €3k
de Viking
BE 0762.944.491
Brussel · Eq €3k
Of 29,863 companies in sector 62200 we hold annual accounts for 18,314. 4,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.