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Generated 13-08-2026
Active BE 0705.959.565Private limited company

FLANDERS INSURANCE

Zuiderlaan 9 ·8790 Waregem, Belgium· 7 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

FLANDERS INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 1
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 16-09-2025 2025-00494087
31-12-2023 volledig 03-07-2024 2024-00215708
31-12-2022 verkort 19-06-2023 2023-00135986
31-12-2021 verkort 21-06-2022 2022-20082431
31-12-2020 verkort 21-06-2021 2021-22400569
31-12-2019 verkort 06-07-2020 2020-26300579
Directors & mandates 2 directors
Current directors & mandates
  • Marins BVLegal entity
    Director· perm. rep.: Wouter Van den Daele
    State Gazette act 25013555 (27-01-2025)
    Current
    31-10-2024 → present
Former directors (1)
  • RISKCare BVLegal entity
    Director· perm. rep.: Herman Kerremans
    State Gazette act 25013555 (27-01-2025)
    Former
    - → 31-10-2024
    2 events
    • 31-10-2024 Resigned· Director
    • 31-10-2024 Resigned· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation28-09-2018
StatusActive
Postal code8790
Establishment units 1 location
Zuiderlaan 9, 8790 Waregem
Activiteiten van verzekeringsagenten en -makelaars
since 20182.290.735.370
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34040C1371/00M000 Flanders 1,901 m² 1 · 1,129 m² 17.2 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
27-01-2025
State Gazette act Director changes
2024
03-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
19-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
05-06-2023
State Gazette act Director changes
Michaël Mullie
2022
21-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
21-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
06-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
27-01-2025 1 director appointed, 2 resigning Director changes
  • Wouter Van den Daele, Bestuurder
  • Herman Kerremans, Bestuurder
  • Herman Kerremans, Gedelegeerd bestuurder
Technical details 
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      "effective_date": "2024-10-31",
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      },
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      "effective_date": "2024-10-31",
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    {
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      "evidence_quote": "De bestuurders nemen kennis van en aanvaarden het ontslag van RISKCare BV vast vertegenwoordigd door de heer Herman Kerremans, als gedelegeerd bestuurder van de Vennootschap, met ingang vanaf 31 oktober 2024 om 23u59.",
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  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
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    "filing_date": "2024-10-31",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-10-31",
      "unanimous": true
    },
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-10-31",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2024-10-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0705.959.565",
    "name_full": "Flanders Insurance",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "DLA Piper UK LLP",
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
05-06-2023 Change in the board of directors Director changes·Michaël Mullie
Notary: Michaël Mullie · Zwevegem
Technical details 
{
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    {
      "kind": "substantive_delegation",
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    {
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    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JANSON Marc",
        "address": null,
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      "reason": null,
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  ],
  "notary": {
    "name": "Micha\u00EBl Mullie",
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-05",
    "filing_date": "2023-06-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-05-23",
      "unanimous": true
    }
  ],
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    "legal_form": "BV"
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    "person_name": "Micha\u00EBl Mullie",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "Uitgifte",
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  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL FLANDERS INSURANCE
Registered office
Zuiderlaan 9
8790 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative