Turnover
≈ €130,000 estimated
The micro format states no turnover.
FLAGA
Overview
Lifetime
2 annual accounts with figures on one time axispeak €44,126 (2025)
€44,126▲ 188%
peak €44,962 (2025)
€44,962▲ 323%
peak €58,094 (2025)
€58,094▲ 342%
€444,490▼ 8.5%
Board2 names since 2024
2 directorsHUBERT Florence Dominique Aline Mauricette and 1 other
Documentsfilings and deeds
03-03-2026150 days before the deadline
2025micro format
Gross margin from €15,306 to €44,126Result from €10,631 to €44,962Equity from €13,131 to €58,094
Key points
from the 2025 annual accountsDebts
€444,490 88% of the balance sheet
Financial debts 89%Taxes and wages 1%Other 10%
Of this, €50,271 falls due within a year.
Position in the sector
11.6%
Lower solvency than 82% of companies in head offices and management consultancy. Sector median 55.5% · 39,342 companies.
Checked score
89
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.2%lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 0.45, cash €13,744
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €502,584
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 18% of them on solvency, 42% on liquidity, 27% on profitability and 97% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.45 (0.4 in 2024), below 1. Short-term debt is 10% and cash 2.7% of total assets. 88.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 39342 sector peers (2025).
NBB · sector comparisonPosition among 39342 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
150 days early
2024
140 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 145 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LAFONTAINE Guillaume Thierry Rita founderdeed of 08-08-2024
Shares in 1 company, DECOFEU.be
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012249240
Incorporation
Founding capital of €2,500, 100 shares · Founder: LAFONTAINE Guillaume Thierry Rita · Appointments: LAFONTAINE Guillaume Thierry Rita (director) and HUBERT Florence Dominique Aline Mauricette (director) · published on 08-08-2024 · Gazette deed
First establishment
Rue Roger Marchal,ZE,Pont. 10, Fernelmont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FLAGA Fernelmont | €502,584 | €44,126 | 11.6% | - |
| MB Strategies Maaseik | €457,943 | €47,721 | 47.9% | - |
| MO INVEST Thimister-Clermont | €440,496 | €42,198 | 19.4% | - |
| VANOLI Staden | €455,752 | €47,782 | 10.5% | - |
| SPOTWATCH Holding Aalter | €464,582 | €49,137 | 31.9% | 1.5 |
| ELMARA Antwerp | €576,872 | €41,201 | 14.3% | - |
| MPJ Chiny | €510,868 | €42,273 | 8.5% | - |
These companies have the same main activity as FLAGA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €440,000 and €577,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 06-08-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.363.074.6065380 Fernelmont, since 06-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2024
Annual accounts 2025
- €44,126▲ 188%
- €44,962▲ 323%
- €58,094▲ 342%
- €502,584▲ 0.7%
- Filing
- Filed on 03-03-2026, 150 days before the end of the filing period
Insights on FLAGA
FLAGA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,094 and a net result of €44,962.
Its solvency ranks better than 17% of 39,342 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-03-2026, 150 days before the deadline€44,126
▲ 188%
€43,726
▲ 194%
€44,962
▲ 323%
-€27,686
▲ €1,283
11.6%
▲ 8.9 percentage points
0.45
▲ 0.05
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €77,000 and €180,000.
Balance sheet
balance sheet total €502,584 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
11.6%
Higher than 17% of 39,342 companies in 2025.
0.45
Higher than 10% of 38,027 companies in 2025.
8.9%
Higher than 40% of 38,499 companies in 2025.
FLAGA
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
502,584 | 499,079 | |
21/28 |
480,000 | 480,000 | |
28 |
480,000 | 480,000 | |
29/58 |
22,584 | 19,079 | |
40/41 |
8,840 | 4,840 | |
40 |
8,840 | 4,840 | |
54/58 |
13,744 | 14,239 | |
| Balance sheet: equity and liabilities | |||
10/49 |
502,584 | 499,079 | |
10/15 |
58,094 | 13,131 | |
10/11 |
2,500 | 2,500 | |
14 |
55,594 | 10,631 | |
17/49 |
444,490 | 485,948 | |
17 |
394,220 | 437,900 | |
170/4 |
394,220 | 437,900 | |
42/48 |
50,271 | 48,048 | |
42 |
43,680 | 42,100 | |
45 |
6,591 | 5,948 | |
450/3 |
6,591 | 5,948 | |
| Income statement | |||
9900 |
44,126 | 15,306 | |
640/8 |
400 | 437 | |
9901 |
43,726 | 14,869 | |
75/76B |
20,000 | - | |
75 |
20,000 | - | |
65/66B |
12,523 | 367 | |
65 |
12,523 | 367 | |
9903 |
51,203 | 14,502 | |
67/77 |
6,241 | 3,870 | |
9904 |
44,962 | 10,631 | |
9905 |
44,962 | 10,631 | |
| Appropriation of the result | |||
9906 |
55,594 | 10,631 | |
14P |
10,631 | - | |
| Document | |||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 480,000 | ||
| -495 | - | ||
| -27,686 | -28,969 | ||
| 11.6% | 2.6% | ||
| 0.45 | 0.40 | ||
| 7.65 | 37.01 | ||
| 77.4% | 81.0% | ||
| 8.9% | 2.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Financial fixed assets | - | €480,000 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on FLAGA
The operating result for 2025 is 194% higher than in 2024.
Debt's share of the balance-sheet total falls from 97.4% to 88.4%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 06-08-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 03-03-2026
Director (not named in the articles)
since 06-08-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 03-03-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 16. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”“• Monsieur LAFONTAINE Guillaume, prénommé, ici présent et qui accepte ; • Madame HUBERT Florence Dominique Aline Mauricette, née à Namur le…”deed of 08-08-2024
Full text
• Monsieur LAFONTAINE Guillaume, prénommé, ici présent et qui accepte ; • Madame HUBERT Florence Dominique Aline Mauricette, née à Namur le 30 octobre 1980, numéro national 80.10.30-108.63, domiciliée à 5000 Namur, Chaussée de Dinant, 293, ici présente et qui accepte. 4- Pouvoir de signature : Le pouvoir de signature des administrateurs sera individuel pour tous actes et/ou engagements de la société. 5- Rémunération : Le mandat d’administrateur sera gratuit sauf décision contraire de l’assemblée générale.
Mandates through the years
2 names, the dashed line is todayHUBERT Florence Dominique Aline Mauricette
Director (not named in the articles)
Director (not named in the articles)
LAFONTAINE Guillaume Thierry Rita
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HUBERT Florence Dominique Aline Mauricette
- Director (not named in the articles), from 06-08-2024 to date
- LAFONTAINE Guillaume Thierry Rita
- Director (not named in the articles), from 06-08-2024 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €581 in 2025
- Source
- deed of 08-08-2024
Articles of association
deed of 08-08-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
Founder
At incorporation
deed of 08-08-2024 ↗
- LAFONTAINE Guillaume Thierry Rita sole founder · 100% at incorporation
Network & group
Holdings
own 2025 accountsThis companyFLAGA1 holding, 1 country
2025 accounts
Belgium 1 Equity Result
- BE Decofeu.be SRL40% €358,219 result -€24,844
Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.
Holdings and subsidiaries
1 holdingHoldings 1
Share, source and own figures per holding (1)
- Equity €358,219 Loss of €24,844 in 2025 (profit of €19,684 in 2024) Checked score 6540%
Holdings through the years 2024 to 2025
| Name | 2024 | 2025 |
|---|---|---|
| DECOFEU.be | 40% | |
Source: list of holdings in its own accounts
Connections & network
2 current directorsThe network starts from the directors of FLAGA. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 150 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 140 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012249240
IncorporationFounding capital of €2,500, 100 shares · Founder: LAFONTAINE Guillaume Thierry Rita · Appointments: LAFONTAINE Guillaume Thierry Rita (director) and HUBERT Florence Dominique Aline Mauricette (director) · published on 08-08-20246 points ▸
- Founder, LAFONTAINE Guillaume Thierry Rita
- Founding capital, €2,500, 100 shares
- Registered office clause, rue Roger Marchal 10, 5380 Fernelmont
- Director appointment, LAFONTAINE Guillaume Thierry Rita (director (not named in the articles))
- Director appointment, HUBERT Florence Dominique Aline Mauricette (director (not named in the articles))
- Permanent representative, LAFONTAINE Guillaume Thierry Rita
- The deed holds 4 more points.
First establishment Rue Roger Marchal,ZE,Pont. 10, Fernelmont
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1012.249.240
- VAT number
- BE 1012.249.240
- Peppol ID
- 0208:1012249240
- Other Peppol ID
- 9925:BE1012249240
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 08-08-2024 (in French)
- Peppol
- Reachable since 21-11-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FLAGA in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-08-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
62020
IT consultancy
70210
Activities of head offices; management consultancy activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prise de participation directe ou indirecte dans toutes sociétés ou entreprises économiques,industrielles,financières,mobilières et…”deed of 08-08-2024 (in French)
14 activities
- La prise de participation directe ou indirecte dans toutes sociétés ou entreprises économiques,industrielles,financières,mobilières et immobilières ;
- Le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises ;
- L'achat,l'administration,la vente de toutes valeurs mobilières ou immobilières,de tous droits sociaux et d'une manière plus générale toutes opérations de gestion du portefeuille ;
- La gestion au sens large de toutes sociétés ou entreprises de droit belge ou de droit étranger,économiques,industrielles,financières,mobilières et immobilières ainsi que le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises.
- De dispenser des avis financiers,techniques,économiques ou administratifs dans le sens le plus large du terme ; a l'exception des conseils de placement d'argent et autres,fournir son assistance et exécuter des services directement ou indirectement sur le plan de l'administration et des finances,de la vente,de la production et de la gestion en général ; fournir toutes prestations de service et exécuter tous mandats sous forme d'études d'organisations,d'expertises,d'actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet ;
- De concevoir,d'étudier,de promouvoir et de réaliser tous projets informatiques,bureautiques et tout ce qui s’y rapporte ;
- D'effectuer des études,de programmer et de mettre en route des systèmes d’organisation,de vente,de publicité,de marketing,de mettre en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et généralement de toutes entreprises ;
- D'exécuter tous mandats d'administrateur,et en général,tous mandats et fonctions se rapportant directement ou indirectement à son objet ;
- Le développement,l’achat,la vente,la prise de licences ou l'octroi de licences,de brevets,de marques,de know-how et d'actifs mobiliers apparentés ;
- La prestation de services administratifs et informatiques ;
- L'achat et la vente,l'importation et l'exportation,le commissionnement,le courtage et la représentation de tous biens généralement quelconques,en bref l'intermédiaire commercial ;
- La recherche,le développement,la production ou la commercialisation de nouveaux produits,de nouvelles technologies et leur application ;
- La contribution à la constitution de sociétés par voie d'apports,de participation ou d'investissements généralement quelconques ;
- L'organisation de toutes formations,séminaires,conférences,trainings à l'attention de toutes entreprises ou collectivités.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Roger Marchal,ZE,Pont. 10 registered office 5380 Fernelmont | 06-08-2024 | 2.363.074.606 |
Contact
E-mail
Gl@decofeu.be
Phone
+32 476 75 32 39