DECOFEU.be

Active

Private limited companyfounded 200917 yrs activeRue Roger Marchal,ZE,Pont. 10, 5380 Fernelmont, BelgiumKBO/BCE: BE 0817.338.826

Summary

DECOFEU.be has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358,219 and a net result of -€24,844. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch Report Compare

DECOFEU.beActiveChecked score 66/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47553Specialised construction activities NACE 43223NACE 43993

1 site

Size

€1.5mtotal assets 2025

Staff: 7.6 FTE
Equity: €358,219
Loss: -€24,844

Financial health

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.0%

Structure

Largest shareholder: FLAGA · 40%

Accounts filed 42 d late0 of 3 deeds read

Why 66- Latest accounts 42 days late; 1 of the last 3 late- Size: 7.6 FTE, total assets €1.5m- Equity €358,219 (23.4% of total assets)+ Founded in 2009Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 37% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 48-8

equity 23.4% of total assets

Liquidity 50-4

short-term debt 35.1% · cash 12.8%

Profitability 44-27

return on assets -1.6%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.8% vs 12-2024 02-2025: 0.4%▲ +5.0% vs 01-2025 03-2025: 0.4%▼ -8.6% vs 02-2025 04-2025: 0.4%▼ -2.2% vs 03-2025 05-2025: 0.3%▼ -3.1% vs 04-2025lowest value 06-2025: 0.4%▲ +19.8% vs 05-2025 07-2025: 0.5%▲ +32.8% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.6%▲ +1.8% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%▲ +5.8% vs 03-2026 05-2026: 0.6%▼ -1.5% vs 04-2026 06-2026: 0.6%▼ -3.3% vs 05-2026 07-2026: 0.7%▲ +18.0% vs 06-2026 08-2026: 1.5%▲ +123% vs 07-2026 09-2026: 1.8%▲ +20.6% vs 08-2026highest value 10-2026: 1.0%▼ -44.6% vs 09-2026

Founded in 2009 lowers the probability for this profile
Latest accounts 42 days late; 1 of the last 3 late raises the probability
Size: 7.6 FTE, total assets €1.5m raises the probability for this profile
Equity €358,219 (23.4% of total assets) raises the probability

Credit up to €23,000 at 30 days acceptable

Liquidity short (current ratio 0.9 against 1.14 in 2024; short-term debt: 35.1% and cash: 12.8% of total assets), and 76.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 39%, liquidity 54%, profitability 32%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2009

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts 42 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: 7.6 FTE, total assets €1.5m

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Equity €358,219 (23.4% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

42 d late

2024

62 d early

2023

28 d early

2022

27 d early

2021

31 d late

2020

122 d late

2019

90 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 58 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

11-09-26 Annual accounts filedfiscal year 2025 · abbreviated…
30-05-25 Annual accounts filedfiscal year 2024 · full…
03-07-24 Annual accounts filedfiscal year 2023 · full…

Key points

Caution: Among the weakest 13% on net resultsector median €28,427 · 12,319 companies -€24,844 View
Known shareholdersaccounts at 31-12-2025 100% View
Total assets 20256 fiscal years filed €1.5m View