FL DISTRIBUTION
ActiveThe computed 12-month bankruptcy probability of FL DISTRIBUTION is 1.9% (moderate). The 2025 annual accounts show equity of €5k and a net result of €36k. Equity is shrinking by ~41.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 28% of 18039 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-9
Growth58=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
63.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
3 d early
2022
28 d late
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 44.3%
2024 · €9k
2021: €19k
2022: €19k
2023: €3k
2024: €9k
2021 → 2025
Total assets
€56k▲ 13.3%
2024 · €50k
2021: €168k
2022: €100k
2023: €70k
2024: €50k
2021 → 2025
Net result
€36k▲ 52.5%
2024 · €24k
2021: €14k
2022: €61
2023: €-15k
2024: €24k
2021 → 2025
Working capital
€4k▼ 73.6%
2024 · €16k
2021: €50k
2022: €43k
2023: €19k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€19k▲ 0.3%€3k▼ 81.6%€9k▲ 161%€5k▼ 44.3%
Operating result€18k-€5k▼ 71.3%€-13k€29k€51k▲ 75.0%
Net result€14k-€61▼ 99.5%€-15k€24k€36k▲ 52.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 75% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€810▼ 60.1%
Current assets
€55k▲ 16.4%
Equity and liabilities €56k
Equity
€5k▼ 44.3%
Debt
€51k▲ 26.0%
The debt ratio rises from 81.9% to 91.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €31k
Cash flow
€37k▲
2024 · €25k
Solvency
8.9%▼
2024 · 18.1%
Current ratio
1.08▼
2024 · 1.50
Quick ratio
1.08▲
2024 · 1.06
Debt / equity
10.26▲
2024 · 4.54
ROE
718.1%▲
2024 · 262.3%
ROA
63.8%▲
2024 · 47.4%
Interest coverage
47.54▲
2024 · 11.80
Debt
€51k▲
2024 · €41k
Debt ≤ 1 year
€51k▲
2024 · €32k
Income taxes
€14k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€56k▲
Fixed assets21/28€2k€810▼
Tangible fixed assets22/27€2k€810▼
Plant, machinery and equipment23€2k€810▼
Current assets29/58€48k€55k▲
Stocks and contracts in progress3€14k-
Stocks30/36€14k-
Amounts receivable within one year40/41€26k€52k▲
Trade receivables40€10k€13k▲
Other amounts receivable41€16k€39k▲
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€247€679▲
Equity and liabilities
Total equity and liabilities10/49€50k€56k▲
Equity10/15€9k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€4k-
Amounts payable17/49€41k€51k▲
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€32k€51k▲
Current portion of amounts payable after more than one year42€10k€9k▼
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€9k€29k▲
Taxes450/3€9k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€32k€54k▲
Operating profit (loss)9901€29k€51k▲
Financial income75/76B€48-
Recurring financial income75€48-
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€27k€50k▲
Income taxes67/77€3k€14k▲
Profit (loss) for the period9904€24k€36k▲
Profit (loss) for the period to be appropriated9905€24k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€40k▲
Profit (loss) brought forward from the previous period14P€-2k€4k▲
Profit to be distributed694/7€18k€40k▲
Return on contributions (dividend)694€18k€40k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €36k ▲52.5%
Operating result €51k, net result €36k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k ▼24944%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Wangenies(FL) 1166220 FleurusGround area
525 m²
Building footprint
4,413 m²
Parcel 52332C0373/00P009, Wallonia. Linked by address, not a title deed.
1 establishment unit
FL DISTRIBUTION
since 20212.322.663.911
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52332C0373/00P009 | Wallonia | 525 m² | 1 · 4,413 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Eurocasa
BE 0752.984.472
Liège · Eq €5k
BMS Distributions
BE 0723.727.292
Evergem · Eq €5k
PARDSON
BE 0654.863.727
Braine-l'Alleud · Eq €5k
B - COM
BE 0454.015.923
Antwerpen · Eq €5k
PLUS TELECOM INTERNATIONAL
BE 0687.511.551
Brussel · Eq €5k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2021
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
46442Wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fardella-lucas@hotmail.com
Phone:0472312660