FL CONCEPT
ActiveFL CONCEPT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €4k. Its solvency ranks better than 22% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability82
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.6%
Return on assets
10.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9517 sector peers (2024).
NBB · sector comparisonPosition among 9517 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k
Total assets
€40k
Net result
€4k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€2k
Current assets
€37k
Equity and liabilities €40k
Equity
€6k
Debt
€34k
Debt finances 85.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Solvency
14.6%
Current ratio
1.08
Quick ratio
1.08
Debt / equity
5.83
ROE
74.1%
ROA
10.8%
Interest coverage
7.48
Debt
€34k
Debt ≤ 1 year
€34k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€40k
Formation expenses20€1k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€37k
Amounts receivable within one year40/41€14k
Trade receivables40€13k
Other amounts receivable41€755
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€40k
Equity10/15€6k
Contributions10/11€2k
Profit (loss) carried forward14€4k
Amounts payable17/49€34k
Amounts payable within one year42/48€34k
Trade debts44€572
Suppliers440/4€572
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€31k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437
Other operating charges640/8€387
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial charges65/66B€916
Recurring financial charges65€916
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€1k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Joncquoy(WSP) 331457 WalhainGround area
612 m²
Building footprint
143 m²
Volume, LiDAR
922 m³
Parcel 25109G0177/00C002, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FL CONCEPT
since 20242.355.344.496
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109G0177/00C002 | Wallonia | 612 m² | 1 · 143 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIABE
BE 0711.986.928
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TREMA 2010
BE 0830.625.450
Sint-Lambrechts-Woluwe · Eq €6k
Marie Mattelaer
BE 1003.678.202
Gent · Eq €6k
DSTX
BE 0753.622.989
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FraDeSch
BE 1006.132.104
Kortrijk · Eq €6k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:florent.lardinois@hotmail.com
Phone:+32478731700