B&D
ActiveSummary
The annual accounts of B&D for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €7,965 and a net result of -€8,327. Its solvency ranks better than 26% of 7814 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
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Signals
This company filed its last 2 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €185 | €106 | ▼ 42.8% |
| Gross operating margin9900 | €18,816 | -€6,962 | ▼ 137% |
| Operating profit (loss)9901 | €18,630 | -€7,068 | ▼ 138% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €357 | €763 | ▲ 114% |
| Recurring financial charges65 | €357 | €763 | ▲ 114% |
| Profit (loss) for the period before taxes9903 | €18,273 | -€7,831 | ▼ 143% |
| Income taxes67/77 | €4,980 | €496 | ▼ 90.0% |
| Profit (loss) for the period9904 | €13,293 | -€8,327 | ▼ 163% |
| Profit (loss) for the period to be appropriated9905 | €13,293 | -€8,327 | ▼ 163% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €36,117 | €41,561 | ▲ 15.1% |
| Current assets29/58 | €36,117 | €41,561 | ▲ 15.1% |
| Amounts receivable within one year40/41 | €13,964 | €10,993 | ▼ 21.3% |
| Trade receivables40 | €3,872 | - | - |
| Other amounts receivable41 | €10,092 | €10,993 | ▲ 8.9% |
| Cash at bank and in hand54/58 | €22,153 | €30,568 | ▲ 38.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €36,117 | €41,561 | ▲ 15.1% |
| Equity10/15 | €16,293 | €7,965 | ▼ 51.1% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €13,293 | €13,293 | = |
| Distributable reserves133 | €13,293 | €13,293 | = |
| Profit (loss) carried forward14 | - | -€8,327 | - |
| Amounts payable17/49 | €19,824 | €33,595 | ▲ 69.5% |
| Amounts payable after more than one year17 | - | €14,941 | - |
| Financial debts170/4 | - | €14,941 | - |
| Amounts payable within one year42/48 | €19,824 | €18,654 | ▼ 5.9% |
| Current portion of amounts payable after more than one year42 | - | €8,086 | - |
| Trade debts44 | - | €607 | - |
| Suppliers440/4 | - | €607 | - |
| Taxes, remuneration and social security45 | €19,824 | €9,961 | ▼ 49.8% |
| Taxes450/3 | €13,513 | €6,508 | ▼ 51.8% |
| Remuneration and social security454/9 | €6,312 | €3,454 | ▼ 45.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €13,293 | -€8,327 | ▼ 163% |
| Operating cash flow (approximation) | €13,293 | -€8,327 | ▼ 163% |
| Change in cash | - | €8,414 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060I0037/00V000 | Flanders | 1,296 m² | 1 · 150 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.