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FK-Technic

Active
Private limited companyfounded 2023active for 3 yearsGuido Gezellestraat 140, 2630 Aartselaar, BelgiumKBO/BCE: BE 0802.202.965
Summary

The computed 12-month bankruptcy probability of FK-Technic is 1.7% (moderate). The 2025 annual accounts show equity of €31,155 and a net result of €8,258. Equity is growing by about 70% per year across the filed financial years. Its solvency ranks better than 78% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€42,926total assets 2025
Equity
€31,155
Profit
€8,258
Turnover not published (micro format)
Financial health
57 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
2025 accounts 29 days early1 deed in the Belgian Official Gazette
Why 57raises riskFounded in 2023Size: total assets €42,926Sector: Specialised construction activities (NACE 43)lowers riskEquity €31,155 (72.6% of total assets)Show the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 70% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 98+2
equity 72.6% of total assets
Liquidity 52-28
short-term debt 27.4% · cash 10.2%
Profitability 93-7
return on assets 19.2%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 3.1% 12-2024: 3.1%● unchanged vs 11-2024 01-2025: 3.2%▲ +0.1 percentage points vs 12-2024 02-2025: 3.3%▲ +0.1 percentage points vs 01-2025 03-2025: 3.2%▼ -0.1 percentage points vs 02-2025 04-2025: 3.2%● unchanged vs 03-2025 05-2025: 3.4%▲ +0.2 percentage points vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -2.8 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.8 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.91, compared with 3.24 in 2024, above the usual 1.5; short-term debt: 27.4% and cash: 10.2% of total assets), and 27.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 78% on solvency, 47% on liquidity, 79% on profitability and 78% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €42,926
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €31,155 (72.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 days early
2024
6 days early
2023
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 13 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €23,570

Financials · financial year 2025, micro format

Equity
€31,155▲ 36.1%
2024 · €22,897
Total assets
€42,926▲ 33.0%
2024 · €32,278
Net result
€8,258▼ 65.0%
2024 · €23,570
Working capital
€22,487▲ 6.9%
2024 · €21,029
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 63% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€10,580 2025 Net result€8,258 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€3,653-€28,820€10,580▼ 63.3%
Net result-€3,673below the sector's middle half-€23,570within the sector's middle half€8,258within the sector's middle half▼ 65.0%
Equity-€673below the sector's middle half-€22,897within the sector's middle half€31,155within the sector's middle half▲ 36.1%
Total assets€403below the sector's middle half-€32,278below the sector's middle half▲ 80×€42,926below the sector's middle half▲ 33.0%
Debt€1,076-€9,380▲ 772%€11,770▲ 25.5%
Working capital-€673below the sector's middle half-€21,029within the sector's middle half€22,487within the sector's middle half▲ 6.9%
Solvency70.9%above the sector's middle half72.6%above the sector's middle half▲ 1.6pp
Current ratio3.24within the sector's middle half2.91within the sector's middle half▼ 0.33
Return on assets (ROA)73.0%above the sector's middle half19.2%above the sector's middle half▼ 53.8pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,926
Fixed assets €8,668 ▲ 364%
Current assets €34,258 ▲ 12.7%
Equity and liabilities €42,926
Equity €31,155 ▲ 36.1%
Debt €11,770 ▲ 25.5%
Debt's share of the balance-sheet total falls from 29.1% to 27.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,781▼
2024 · €29,101
Cash flow
€11,459▼
2024 · €23,852
Quick ratio
2.74▼
2024 · 3.24
Debt to equity
0.38▼
2024 · 0.41
ROE
26.5%▼
2024 · 102.9%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€11,770▲
2024 · €9,380
Income taxes
€2,773▼
2024 · €5,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€32,278€42,926▲
Fixed assets21/28€1,869€8,668▲
Tangible fixed assets22/27€1,869€8,668▲
Furniture and vehicles24€1,869€8,668▲
Current assets29/58€30,409€34,258▲
Stocks and contracts in progress3-€2,019
Stocks30/36-€2,019
Amounts receivable within one year40/41€18,361€26,625▲
Trade receivables40€10,850€22,116▲
Other amounts receivable41€7,511€4,509▼
Cash at bank and in hand54/58€10,810€4,376▼
Deferred charges and accrued income490/1€1,238€1,238=
Equity and liabilities
Total equity and liabilities10/49€32,278€42,926▲
Equity10/15€22,897€31,155▲
Contributions10/11€3,000€3,000=
Reserves13€19,897€28,155▲
Distributable reserves133€19,897€28,155▲
Amounts payable17/49€9,380€11,770▲
Amounts payable within one year42/48€9,380€11,770▲
Trade debts44€4,076€3,128▼
Suppliers440/4€4,076€3,128▼
Taxes, remuneration and social security45€5,305€8,602▲
Taxes450/3€5,305€8,602▲
Other amounts payable47/48-€40
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282€3,201▲
Other operating charges640/8€1,399€457▼
Gross operating margin9900€30,500€14,237▼
Operating profit (loss)9901€28,820€10,580▼
Financial income75/76B€194€497▲
Recurring financial income75€194€497▲
Financial charges65/66B€139€45▼
Recurring financial charges65€139€45▼
Profit (loss) for the period before taxes9903€28,875€11,032▼
Income taxes67/77€5,305€2,773▼
Profit (loss) for the period9904€23,570€8,258▼
Profit (loss) for the period to be appropriated9905€23,570€8,258▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,897€8,258▼
Profit (loss) brought forward from the previous period14P-€3,673-
Transfer to equity691/2€19,897€8,258▼
To other reserves6921€19,897€8,258▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€282€3,201▲ 11×
Other operating charges640/8€139€1,399€457▼ 67.4%
Gross operating margin9900-€3,514€30,500€14,237▼ 53.3%
Operating profit (loss)9901-€3,653€28,820€10,580▼ 63.3%
Financial income75/76B-€194€497▲ 156%
Recurring financial income75-€194€497▲ 156%
Financial charges65/66B€20€139€45▼ 67.4%
Recurring financial charges65€20€139€45▼ 67.4%
Profit (loss) for the period before taxes9903-€3,673€28,875€11,032▼ 61.8%
Income taxes67/77-€5,305€2,773▼ 47.7%
Profit (loss) for the period9904-€3,673€23,570€8,258▼ 65.0%
Profit (loss) for the period to be appropriated9905-€3,673€23,570€8,258▼ 65.0%
Line202320242025Change
Assets
Total assets20/58€403€32,278€42,926▲ 33.0%
Fixed assets21/28-€1,869€8,668▲ 364%
Tangible fixed assets22/27-€1,869€8,668▲ 364%
Furniture and vehicles24-€1,869€8,668▲ 364%
Current assets29/58€403€30,409€34,258▲ 12.7%
Stocks and contracts in progress3--€2,019-
Stocks30/36--€2,019-
Amounts receivable within one year40/41€402€18,361€26,625▲ 45.0%
Trade receivables40-€10,850€22,116▲ 104%
Other amounts receivable41€402€7,511€4,509▼ 40.0%
Cash at bank and in hand54/58€1€10,810€4,376▼ 59.5%
Deferred charges and accrued income490/1-€1,238€1,238=
Equity and liabilities
Total equity and liabilities10/49€403€32,278€42,926▲ 33.0%
Equity10/15-€673€22,897€31,155▲ 36.1%
Contributions10/11€3,000€3,000€3,000=
Reserves13-€19,897€28,155▲ 41.5%
Distributable reserves133-€19,897€28,155▲ 41.5%
Profit (loss) carried forward14-€3,673---
Amounts payable17/49€1,076€9,380€11,770▲ 25.5%
Amounts payable within one year42/48€1,076€9,380€11,770▲ 25.5%
Trade debts44€441€4,076€3,128▼ 23.2%
Suppliers440/4€441€4,076€3,128▼ 23.2%
Taxes, remuneration and social security45-€5,305€8,602▲ 62.2%
Taxes450/3-€5,305€8,602▲ 62.2%
Other amounts payable47/48€635-€40-
Line202320242025Change
Profit (loss) for the period9904-€3,673€23,570€8,258▼ 65.0%
+ Depreciation and write-downs630-€282€3,201▲ 11×
Operating cash flow (approximation)-€3,673€23,852€11,459▼ 52.0%
Investment in fixed assets (approximation)---€10,000-
Change in cash-€10,810-€6,434-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 02-07-2026 2026-00276514
31-12-2024 micro format 25-07-2025 2025-00333178
31-12-2023 micro format 27-07-2024 2024-00293526

Similar companies · same sector, comparable size

Of the 22,639 active companies whose main activity is general electrical installation work (NACE 43211), figures are known for 10,463. 8,141 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 30 May 2023, FK-Technic was incorporated as a private limited company.1 The company has filed 3 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
25-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €23,570
Net result €23,570 after one loss-making year.
31-12
Financial Liquidity more than 8 timescurrent ratio 3.24
Current ratio from 0.37 to 3.24.
27-07
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded30-05-2023
Financial year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43212Electrical installation work in industrial facilities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802202965
Also 9925:BE0802202965
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0802.202.965

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,819 m²
Building footprint
112 m²
Building volume
909 m³
Parcel 11001B0135/00F013, Flanders · tallest building 11.2 m. Linked by address, not a title deed.
1 establishment unit
FK-Technic
Guido Gezellestraat 140, 2630 AartselaarGeneral electrical installation work
since 2023unit no. 2.346.986.957
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11001B0135/00F013 Flanders 1,819 m² 1 · 112 m² 11.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.