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FK-Technic

Active
Private limited companyfounded 20233 yrs activeGuido Gezellestraat 140, 2630 Aartselaar, BelgiumKBO/BCE: BE 0802.202.965
Summary

The computed 12-month bankruptcy probability of FK-Technic is 2.4% (moderate). The 2025 annual accounts show equity of €31,155 and a net result of €8,258. Equity is growing by ~69.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 28281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency98▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.91 against 3.24 in 2024; short-term debt: 27.4% and cash: 10.2% of total assets), and 27.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.6%
Return on assets
19.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 d early
2024
6 d early
2023
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 May 2023, FK-Technic was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€31,155▲ 36.1%
2024 · €22,897
Total assets
€42,926▲ 33.0%
2024 · €32,278
Net result
€8,258▼ 65.0%
2024 · €23,570
Working capital
€22,487▲ 6.9%
2024 · €21,029
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€3,653-€28,820€10,580▼ 63.3%
Net result-€3,673below the sector's middle half-€23,570within the sector's middle half€8,258within the sector's middle half▼ 65.0%
Equity-€673below the sector's middle half-€22,897within the sector's middle half€31,155within the sector's middle half▲ 36.1%
Total assets€403below the sector's middle half-€32,278below the sector's middle half▲ 7,910%€42,926below the sector's middle half▲ 33.0%
Debt€1,076-€9,380▲ 772%€11,770▲ 25.5%
Working capital-€673below the sector's middle half-€21,029within the sector's middle half€22,487within the sector's middle half▲ 6.9%
Solvency70.9%above the sector's middle half72.6%above the sector's middle half▲ 1.6pp
Current ratio3.24within the sector's middle half2.91within the sector's middle half▼ 0.33
Return on assets (ROA)73.0%above the sector's middle half19.2%above the sector's middle half▼ 53.8pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2023: -€3,653-€3,653Net result 2023: -€3,673-€3,673Operating result 2024: €28,820€28,820Net result 2024: €23,570€23,570Operating result 2025: €10,580€10,580Net result 2025: €8,258€8,258202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: -€3,653-€3,650Net result 2023: -€3,673-€3,670Operating result 2024: €28,820€28,800Net result 2024: €23,570€23,600Operating result 2025: €10,580€10,600Net result 2025: €8,258€8,260202320242025
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,926
Fixed assets €8,668 ▲ 364%
Current assets €34,258 ▲ 12.7%
Equity and liabilities €42,926
Equity €31,155 ▲ 36.1%
Debt €11,770 ▲ 25.5%
Debt's share of the balance-sheet total falls from 29.1% to 27.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,781▼
2024 · €29,101
Cash flow
€11,459▼
2024 · €23,852
Quick ratio
2.74▼
2024 · 3.24
Debt to equity
0.38▼
2024 · 0.41
ROE
26.5%▼
2024 · 102.9%
Interest coverage
303.47▲
2024 · 209.15
Debt ≤ 1 year
€11,770▲
2024 · €9,380
Income taxes
€2,773▼
2024 · €5,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€32,278€42,926▲
Fixed assets21/28€1,869€8,668▲
Tangible fixed assets22/27€1,869€8,668▲
Furniture and vehicles24€1,869€8,668▲
Current assets29/58€30,409€34,258▲
Stocks and contracts in progress3-€2,019
Stocks30/36-€2,019
Amounts receivable within one year40/41€18,361€26,625▲
Trade receivables40€10,850€22,116▲
Other amounts receivable41€7,511€4,509▼
Cash at bank and in hand54/58€10,810€4,376▼
Deferred charges and accrued income490/1€1,238€1,238=
Equity and liabilities
Total equity and liabilities10/49€32,278€42,926▲
Equity10/15€22,897€31,155▲
Contributions10/11€3,000€3,000=
Reserves13€19,897€28,155▲
Distributable reserves133€19,897€28,155▲
Amounts payable17/49€9,380€11,770▲
Amounts payable within one year42/48€9,380€11,770▲
Trade debts44€4,076€3,128▼
Suppliers440/4€4,076€3,128▼
Taxes, remuneration and social security45€5,305€8,602▲
Taxes450/3€5,305€8,602▲
Other amounts payable47/48-€40
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282€3,201▲
Other operating charges640/8€1,399€457▼
Gross operating margin9900€30,500€14,237▼
Operating profit (loss)9901€28,820€10,580▼
Financial income75/76B€194€497▲
Recurring financial income75€194€497▲
Financial charges65/66B€139€45▼
Recurring financial charges65€139€45▼
Profit (loss) for the period before taxes9903€28,875€11,032▼
Income taxes67/77€5,305€2,773▼
Profit (loss) for the period9904€23,570€8,258▼
Profit (loss) for the period to be appropriated9905€23,570€8,258▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,897€8,258▼
Profit (loss) brought forward from the previous period14P-€3,673-
Transfer to equity691/2€19,897€8,258▼
To other reserves6921€19,897€8,258▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€282€3,201▲ 1,037%
Other operating charges640/8€139€1,399€457▼ 67.4%
Gross operating margin9900-€3,514€30,500€14,237▼ 53.3%
Operating profit (loss)9901-€3,653€28,820€10,580▼ 63.3%
Financial income75/76B-€194€497▲ 156%
Recurring financial income75-€194€497▲ 156%
Financial charges65/66B€20€139€45▼ 67.4%
Recurring financial charges65€20€139€45▼ 67.4%
Profit (loss) for the period before taxes9903-€3,673€28,875€11,032▼ 61.8%
Income taxes67/77-€5,305€2,773▼ 47.7%
Profit (loss) for the period9904-€3,673€23,570€8,258▼ 65.0%
Profit (loss) for the period to be appropriated9905-€3,673€23,570€8,258▼ 65.0%
Line202320242025Change
Assets
Total assets20/58€403€32,278€42,926▲ 33.0%
Fixed assets21/28-€1,869€8,668▲ 364%
Tangible fixed assets22/27-€1,869€8,668▲ 364%
Furniture and vehicles24-€1,869€8,668▲ 364%
Current assets29/58€403€30,409€34,258▲ 12.7%
Stocks and contracts in progress3--€2,019-
Stocks30/36--€2,019-
Amounts receivable within one year40/41€402€18,361€26,625▲ 45.0%
Trade receivables40-€10,850€22,116▲ 104%
Other amounts receivable41€402€7,511€4,509▼ 40.0%
Cash at bank and in hand54/58€1€10,810€4,376▼ 59.5%
Deferred charges and accrued income490/1-€1,238€1,238=
Equity and liabilities
Total equity and liabilities10/49€403€32,278€42,926▲ 33.0%
Equity10/15-€673€22,897€31,155▲ 36.1%
Contributions10/11€3,000€3,000€3,000=
Reserves13-€19,897€28,155▲ 41.5%
Distributable reserves133-€19,897€28,155▲ 41.5%
Profit (loss) carried forward14-€3,673---
Amounts payable17/49€1,076€9,380€11,770▲ 25.5%
Amounts payable within one year42/48€1,076€9,380€11,770▲ 25.5%
Trade debts44€441€4,076€3,128▼ 23.2%
Suppliers440/4€441€4,076€3,128▼ 23.2%
Taxes, remuneration and social security45-€5,305€8,602▲ 62.2%
Taxes450/3-€5,305€8,602▲ 62.2%
Other amounts payable47/48€635-€40-
Line202320242025Change
Profit (loss) for the period9904-€3,673€23,570€8,258▼ 65.0%
+ Depreciation and write-downs630-€282€3,201▲ 1,037%
Operating cash flow (approximation)-€3,673€23,852€11,459▼ 52.0%
Investment in fixed assets (approximation)---€10,000-
Change in cash-€10,810-€6,434▼ 160%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €23,570
Net result €23,570 after one loss-making year.
31-12
Financial Liquidity times 9current ratio 3.24
Current ratio from 0.37 to 3.24.
27-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,819 m²
Building footprint
112 m²
Volume, LiDAR
909 m³
Parcel 11001B0135/00F013, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FK-Technic
Guido Gezellestraat 140, 2630 AartselaarConstruction of utility projects for electricity and telecommunications
since 20232.346.986.957
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11001B0135/00F013 Flanders 1,819 m² 1 · 112 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 8,023 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43212Electrical installation work in industrial facilities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802202965
Also 9925:BE0802202965
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.