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FK CONSULT

Active
Private limited company (pre-2019)founded 200619 yrs activeZuster Blancastraat 5, 8820 Torhout, BelgiumKBO/BCE: BE 0884.327.422
Summary

FK CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,897 and a net result of -€2,742. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability23▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 53.02 against 45.07 in 2024; short-term debt: 1.9% and cash: 0.4% of total assets), and 1.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.1%
Return on assets
-6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,742
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
34 d early
2023
29 d early
2022
33 d early
2021
12 d early
2020
9 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 October 2006, FK CONSULT was incorporated.1 Total assets went from EUR 107,233 in 2018 to EUR 45,760 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€44,897▼ 5.8%
2024 · €47,638
Total assets
€45,760▼ 6.1%
2024 · €48,719
Net result
-€2,742▼ 12.1%
2024 · -€2,447
Working capital
€44,897▼ 5.8%
2024 · €47,638
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€11,061▼ 23.2%-€2,427▲ 78.1%-€2,310▲ 4.8%-€4,200▼ 81.8%-€2,892▲ 31.1%
Net result-€11,322below the sector's middle half▼ 31.2%-€2,007below the sector's middle half▲ 82.3%-€1,204below the sector's middle half▲ 40.0%-€2,447below the sector's middle half▼ 103%-€2,742below the sector's middle half▼ 12.1%
Equity€53,296within the sector's middle half▼ 17.5%€51,289within the sector's middle half▼ 3.8%€50,086within the sector's middle half▼ 2.3%€47,638within the sector's middle half▼ 4.9%€44,897within the sector's middle half▼ 5.8%
Total assets€54,193below the sector's middle half▼ 17.6%€52,168below the sector's middle half▼ 3.7%€51,473below the sector's middle half▼ 1.3%€48,719below the sector's middle half▼ 5.4%€45,760below the sector's middle half▼ 6.1%
Debt€897▼ 20.3%€879▼ 2.0%€1,387▲ 57.8%€1,081▼ 22.1%€863▼ 20.2%
Working capital€53,296within the sector's middle half▼ 17.3%€51,289within the sector's middle half▼ 3.8%€50,086within the sector's middle half▼ 2.3%€47,638within the sector's middle half▼ 4.9%€44,897within the sector's middle half▼ 5.8%
Solvency98.3%above the sector's middle half▲ 0.1pp98.3%above the sector's middle half=97.3%above the sector's middle half▼ 1.0pp97.8%above the sector's middle half▲ 0.5pp98.1%above the sector's middle half▲ 0.3pp
Current ratio60.42above the sector's middle half▲ 2.1859.35above the sector's middle half▼ 1.0737.11above the sector's middle half▼ 22.2445.07above the sector's middle half▲ 7.9653.02above the sector's middle half▲ 7.96
Return on assets (ROA)-20.9%below the sector's middle half▼ 7.8pp-3.8%below the sector's middle half▲ 17.0pp-2.3%below the sector's middle half▲ 1.5pp-5.0%below the sector's middle half▼ 2.7pp-6.0%below the sector's middle half▼ 1.0pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€11,061-€11,061Net result 2021: -€11,322-€11,322Operating result 2022: -€2,427-€2,427Net result 2022: -€2,007-€2,007Operating result 2023: -€2,310-€2,310Net result 2023: -€1,204-€1,204Operating result 2024: -€4,200-€4,200Net result 2024: -€2,447-€2,447Operating result 2025: -€2,892-€2,892Net result 2025: -€2,742-€2,74220212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€2,310-€2,310Net result 2023: -€1,204-€1,200Operating result 2024: -€4,200-€4,200Net result 2024: -€2,447-€2,450Operating result 2025: -€2,892-€2,890Net result 2025: -€2,742-€2,740202320242025
The operating result stays negative: a loss of €2,892 in 2025 against €4,200 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €45,760
Equity €44,897 ▼ 5.8%
Debt €863 ▼ 20.2%
Debt's share of the balance-sheet total falls from 2.2% to 1.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.02▼
2024 · 0.02
ROE
-6.1%▼
2024 · -5.1%
Debt ≤ 1 year
€863▼
2024 · €1,081
Income taxes
€432▲
2024 · €431
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€48,719€45,760▼
Current assets29/58€48,719€45,760▼
Amounts receivable within one year40/41€45,547€43,101▼
Other amounts receivable41€45,547€43,101▼
Cash at bank and in hand54/58€204€190▼
Deferred charges and accrued income490/1€2,968€2,469▼
Equity and liabilities
Total equity and liabilities10/49€48,719€45,760▼
Equity10/15€47,638€44,897▼
Contributions10/11€18,600€18,600=
Reserves13€53,860€53,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€52,000€52,000=
Profit (loss) carried forward14-€24,822-€27,563▼
Amounts payable17/49€1,081€863▼
Amounts payable within one year42/48€1,081€863▼
Trade debts44€650€441▼
Suppliers440/4€650€441▼
Taxes, remuneration and social security45€431€422▼
Taxes450/3€431€422▼
Income statement Code20242025
Other operating charges640/8€1,370€422▼
Gross operating margin9900-€2,830-€2,470▲
Operating profit (loss)9901-€4,200-€2,892▲
Financial income75/76B€2,970€2,470▼
Recurring financial income75€2,970€2,470▼
Financial charges65/66B€786€1,888▲
Recurring financial charges65€786€879▲
Non-recurring financial charges66B-€1,009
Profit (loss) for the period before taxes9903-€2,016-€2,310▼
Income taxes67/77€431€432▲
Profit (loss) for the period9904-€2,447-€2,742▼
Profit (loss) for the period to be appropriated9905-€2,447-€2,742▼
Appropriation of the result
Profit (loss) to be appropriated9906-€24,822-€27,563▼
Profit (loss) brought forward from the previous period14P-€22,375-€24,821▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174-----
Other operating charges640/8€720€142€112€1,370€422▼ 69.2%
Gross operating margin9900-€10,167-€2,285-€2,198-€2,830-€2,470▲ 12.7%
Operating profit (loss)9901-€11,061-€2,427-€2,310-€4,200-€2,892▲ 31.1%
Financial income75/76B€1,551€1,649€2,358€2,970€2,470▼ 16.8%
Recurring financial income75€1,551€1,649€2,358€2,970€2,470▼ 16.8%
Financial charges65/66B€1,376€786€804€786€1,888▲ 140%
Recurring financial charges65€1,376€786€804€786€879▲ 11.8%
Non-recurring financial charges66B----€1,009-
Profit (loss) for the period before taxes9903-€10,886-€1,564-€756-€2,016-€2,310▼ 14.6%
Income taxes67/77€436€443€448€431€432▲ 0.2%
Profit (loss) for the period9904-€11,322-€2,007-€1,204-€2,447-€2,742▼ 12.1%
Profit (loss) for the period to be appropriated9905-€11,322-€2,007-€1,204-€2,447-€2,742▼ 12.1%
Line20212022202320242025Change
Assets
Total assets20/58€54,193€52,168€51,473€48,719€45,760▼ 6.1%
Current assets29/58€54,193€52,168€51,473€48,719€45,760▼ 6.1%
Amounts receivable after more than one year29€32,987€32,987----
Other amounts receivable291€32,987€32,987----
Amounts receivable within one year40/41€13,858€17,368€49,440€45,547€43,101▼ 5.4%
Trade receivables40-€242----
Other amounts receivable41€13,858€17,126€49,440€45,547€43,101▼ 5.4%
Cash at bank and in hand54/58€6,351€719€230€204€190▼ 6.9%
Deferred charges and accrued income490/1€997€1,094€1,803€2,968€2,469▼ 16.8%
Equity and liabilities
Total equity and liabilities10/49€54,193€52,168€51,473€48,719€45,760▼ 6.1%
Equity10/15€53,296€51,289€50,086€47,638€44,897▼ 5.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€53,860€53,860€53,860€53,860€53,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€52,000€52,000€52,000€52,000€52,000=
Profit (loss) carried forward14-€19,164-€21,171-€22,374-€24,822-€27,563▼ 11.0%
Amounts payable17/49€897€879€1,387€1,081€863▼ 20.2%
Amounts payable within one year42/48€897€879€1,387€1,081€863▼ 20.2%
Trade debts44€460€436€939€650€441▼ 32.2%
Suppliers440/4€460€436€939€650€441▼ 32.2%
Taxes, remuneration and social security45€437€443€448€431€422▼ 2.1%
Taxes450/3€437€443€448€431€422▼ 2.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,322-€2,007-€1,204-€2,447-€2,742▼ 12.1%
+ Depreciation and write-downs630€174-----
Operating cash flow (approximation)-€11,148-€2,007-€1,204-€2,447-€2,742▼ 12.1%
Change in cash--€5,632-€489-€26-€14▲ 46.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet -€18,580
Net result drops to -€18,580, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 16current ratio 110.79
Current ratio from 6.93 to 110.79; short-term debt falls from €15,404 to €664.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
372 m²
Building footprint
94 m²
Volume, LiDAR
439 m³
Parcel 31524D1754/00H009, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FK Consult
Zuster Blancastraat 5, 8820 TorhoutPublic relations and communication consultancy
since 20062.157.238.626
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31524D1754/00H009 Flanders 372 m² 1 · 94 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 5,463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded17-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.