Equity
€40,530 ▲ 141%
FJC Construction has made a profit in every financial year since 2023.
FJC Construction
Lifetime
3 annual accounts with figures on one time axispeak €43,544 (2025)
€43,544▲ 248%
peak €23,747 (2025)
€23,747▲ 411%
peak €40,530 (2025)
€40,530▲ 141%
€51,689▼ 38.8%
Board1 name since 2023
1 directorFernandes Julio César
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Gross margin from €12,511 to €43,544Result from €4,649 to €23,747Equity from €16,783 to €40,530Debts from €84,418 to €51,689Cash from €54,663 to €36,411
Key points
from the 2025 annual accountsTurnover
≈ €300,000 estimated
The micro format states no turnover.
Liquidity
1.32 was 0.82 in 2024
Short-term debts fell from €84,418 to €51,689.
Filings
3 annual accounts 91 days
Latest accounts filed late: after the legal deadline.
Starting capital
€5,000
At the same address
613 companies
Checked score
37
Weak
Financially stronger than 77% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
8.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%lowest value
01-2025: 2.4%● unchanged vs 12-2024
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.5%▲ +0.1 percentage points vs 02-2025
04-2025: 2.5%● unchanged vs 03-2025
05-2025: 2.5%● unchanged vs 04-2025
06-2025: 2.6%▲ +0.1 percentage points vs 05-2025
07-2025: 2.6%● unchanged vs 06-2025
08-2025: 3.2%▲ +0.6 percentage points vs 07-2025
09-2025: 3.5%▲ +0.3 percentage points vs 08-2025
10-2025: 4.6%▲ +1.1 percentage points vs 09-2025
11-2025: 4.7%▲ +0.1 percentage points vs 10-2025
12-2025: 3.8%▼ -0.9 percentage points vs 11-2025
01-2026: 3.8%● unchanged vs 12-2025
02-2026: 3.7%▼ -0.1 percentage points vs 01-2026
03-2026: 3.7%● unchanged vs 02-2026
04-2026: 3.7%● unchanged vs 03-2026
05-2026: 3.6%▼ -0.1 percentage points vs 04-2026
06-2026: 6.7%▲ +3.1 percentage points vs 05-2026
07-2026: 6.7%● unchanged vs 06-2026
08-2026: 13.4%▲ +6.7 percentage points vs 07-2026
09-2026: 13.4%● unchanged vs 08-2026
10-2026: 17.2%▲ +3.8 percentage points vs 09-2026highest value
11-2026: 8.6%▼ -8.6 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 91 days late; 3 of the last 3 accounts late
Founded in 2023
Ex-officio strike-off in the KBO
Size: total assets €92,219
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 52% of them on solvency, 75% on liquidity, 91% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FJC Construction has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FJC Construction itself is higher: 8.6% within 12 months. It rests on far more data about FJC Construction than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FJC Construction. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.32 (0.82 in 2024), below the usual 1.5. Short-term debt is 56.1% and cash 39.5% of total assets. 56.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filingsDeviation from the deadline
2025
91 days late
2024
97 days late
2023
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 86 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Address strikeout annulled
KBO administration
Registered office moved from Nieuwerkerken to Wezembeek-Oppem
New registered office: Lange Eikstraat 46-1970 Wezembeek-Oppem · Previous registered office: DENNEBOSSTRAAT 35, 3850 NIEUWERKERKEN · General meeting of 29-10-2025 · Gazette deed
Address struck
effective 19-04-2026 · KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802544643
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FJC Construction Wezembeek-Oppem | €92,219 | €43,544 | 43.9% | - |
| CAILLOUX Wezembeek-Oppem | €89,673 | €36,545 | 37.2% | - |
| VAN DE VELES RENOVATION Wezembeek-Oppem | €93,319 | €40,695 | 52.2% | - |
| MC PRO CONCEPT Wezembeek-Oppem | €75,639 | €36,599 | 69.5% | - |
| SM CONSTRUCTION ET SERVICES Ternat | €95,340 | €49,640 | 50.8% | - |
| COUPERUS Rotselaar | €98,076 | €49,090 | 71.7% | - |
| ADEX CONSTRUCTIONS Sint-Pieters-Leeuw | €84,690 | €49,006 | 49.4% | - |
These companies have the same main activity as FJC Construction: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €75,600 and €98,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 08-06-2023Normal situation
- Registered office
- 614 active companies are registered at this address102 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.346.299.940since 08-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on FJC Construction
FJC Construction files the micro format. That format states no turnover. The gross margin rose from €12,979 in 2023 to €43,544 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FJC Construction
- What is the company number of FJC Construction?
- The company number of FJC Construction is 0802.544.643. The VAT number is the same number with BE in front: BE 0802.544.643.
- Where is FJC Construction based?
- The registered office is at Lange Eikstraat 46, 1970 Wezembeek-Oppem.Company details
- What does FJC Construction do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of FJC Construction?
- FJC Construction is a private limited company (BV).
- When was FJC Construction founded?
- FJC Construction was founded on 08-06-2023.
- Is FJC Construction still active?
- Yes, FJC Construction is an active enterprise in the KBO register.
- What is the turnover of FJC Construction?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €43,544 and 163 comparable companies (NACE 41001). It probably lies between €170,000 and €550,000.Financials
- Is FJC Construction profitable?
- In financial year 2025, FJC Construction made a profit of €23,747.
- Where can I find the annual accounts of FJC Construction?
- FJC Construction filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FJC Construction due?
- FJC Construction must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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