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FJ IMMOBILIER

Active
Private limited companyfounded 2022active for 3 yearsRue des Châtaigniers(S-V) 7, 7100 La Louvière, BelgiumKBO/BCE: BE 0794.549.863
Summary

The computed 12-month bankruptcy probability of FJ IMMOBILIER is 1.6% (moderate). The 2025 annual accounts show negative equity (-€8,448) and a net result of €6,731. Equity has been shrinking by about 38% per year since 2023. Its solvency ranks better than 13% of 9,664 sector peers (NACE 82, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-12-2022 Normal situation
Activity
Office administrative and support services NACE 82100and 1 other
Establishment unit
2.343.776.554 7100 La Louvière, since 08-12-2022
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€25,474
▲ 17.0%
Turnover
≈ €49,000
estimated
Profit
€6,731
Equity
-€8,448
▲ 44.3%
Total assets
€445,615
▲ 127%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 91 days after the deadline
Score breakdownraises riskLast filed accounts filed 91 days late; 3 of the last 3 accounts lateLiquidity: current ratio 0.09, cash €1,633lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €445,615Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 36% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Weak
Solvency 23+6
equity -1.9% of total assets
Liquidity 27+5
short-term debt 48.3% · cash 0.4%
Profitability 71+11
return on assets 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.6 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 3.7%▲ +1.1 percentage points vs 09-2025 11-2025: 3.9%▲ +0.2 percentage points vs 10-2025 12-2025: 2.7%▼ -1.2 percentage points vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.5%▼ -0.2 percentage points vs 06-2026 08-2026: 3.2%▲ +0.7 percentage points vs 07-2026 09-2026: 3.6%▲ +0.4 percentage points vs 08-2026 10-2026: 5.0%▲ +1.4 percentage points vs 09-2026highest value 11-2026: 1.6%▼ -3.4 percentage points vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.09 (0.24 in 2024), below 1. Short-term debt is 48.3% and cash 0.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 12% of them on solvency, 14% on liquidity, 39% on profitability and 78% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 91 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Liquidity: current ratio 0.09, cash €1,633
NBB · annual accounts
lowers risk · Size: total assets €445,615
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9664 sector peers (2025).
NBB · sector comparison
Position among 9664 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
91 days late
2024
91 days late
2023
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 88 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,448 View
  • Caution: Less equity than 90% of companies in office administrative supportsector median €53,920 · 9,675 companies -€8,448 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: FRANCOTTE Jordan (director)
All 6 events

Comparable companies

These companies have the same main activity as FJ IMMOBILIER: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €320,000 and €551,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
FJ IMMOBILIER La Louvière€445,615€25,474
Villa des Roses Chaudfontaine€506,753€24,345
PERSPEKTIV Kortemark€448,295€24,233
Arciris Zottegem€350,742€21,918
JNBW Gent€550,786€31,602
FLOW Brasschaat€392,462€31,882
SLT IMMO Eghezée€320,339€24,680
Full comparison

Key facts about FJ IMMOBILIER

What is the company number of FJ IMMOBILIER?
The company number of FJ IMMOBILIER is 0794.549.863. The VAT number is the same number with BE in front: BE 0794.549.863.
Where is FJ IMMOBILIER based?
The registered office is at Rue des Châtaigniers(S-V) 7, 7100 La Louvière.Company details
What does FJ IMMOBILIER do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of FJ IMMOBILIER?
The legal form of FJ IMMOBILIER is Private limited company (BV).
When was FJ IMMOBILIER founded?
FJ IMMOBILIER was founded on 08-12-2022.
Is FJ IMMOBILIER still active?
Yes, FJ IMMOBILIER is an active enterprise in the KBO register.
What is the turnover of FJ IMMOBILIER?
The turnover in financial year 2025 is ≈ €49,000. This figure is estimated from the gross margin of €25,474 and 37 comparable companies (NACE 82100). It probably lies between €40,000 and €77,000.Financials
Is FJ IMMOBILIER profitable?
In financial year 2025, FJ IMMOBILIER made a profit of €6,731.
Where can I find the annual accounts of FJ IMMOBILIER?
FJ IMMOBILIER filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FJ IMMOBILIER due?
FJ IMMOBILIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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