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Complete company report
Generated 03-09-2026
Active BE 0465.031.361Private limited company

FIZAINE COLOR

Rue Octave-Foncin 19 ·6760 Virton, Belgium· 27 yrs active
Sector: Plaatsen van vloerbedekking en wandbekleding van hout (43332)
Conclusion Checked

FIZAINE COLOR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375k and a net result of €52k. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €375k
Net result €52k
Active 27 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability69Solvency100Growth78Stability100
89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 69
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview23 NBB filings
Annual accounts filed on 21-07-2026 with the NBB · fiscal year 2025 · micro schema
€0€20k€40k€60k€80kOperating result 2024: €27k€27kNet result 2024: €19k€19kOperating result 2025: €74k€74kNet result 2025: €52k€52k20242025
Operating resultNet result
EBITDA
€92k
+110.4% 24-25
Net profit
€52k
+179.5% 24-25
Cash flow
€70k
+97.9% 24-25
Total assets
€500k
+13.1% 24-25
Equity
€375k
+4.1% 24-25
Working capital
€313k
+0.2% 24-25
Staff costs
€24k
+13.3% 24-25
Income taxes
€21k
+157.9% 24-25
Dividends
€37k
+105.6% 24-25
Debt
€125k
+52.5% 24-25
Debt ≤ 1y
€78k
+62.5% 24-25
Debt > 1y
€47k
+38.5% 24-25
Current ratio
5.03
-33.3% 24-25
Quick ratio
3.71
-31.3% 24-25
Solvency
75.0%
-7.9% 24-25
Debt / equity
0.33
+46.5% 24-25
ROE
13.8%
+168.5% 24-25
ROA
10.3%
+147.3% 24-25
Interest coverage
38.57
+31.0% 24-25
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€92k
Net profit€52k
Cash flow€70k
Staff costs€24k
Income taxes€21k
Dividends€37k
Total assets€500k
Equity€375k
Debt€125k
of which ≤ 1y€78k
of which > 1y€47k
Working capital€313k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.03
Quick ratio3.71
Working capital ratio62.6%
Solvency75.0%
Debt / equity0.33
Long-term debt ratio0.13
Interest coverage38.57
Gross margin-
Net margin-
ROA10.3%
ROE13.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€500k
Fixed assets 21/28€109k
Tangible fixed assets 22/27€109k
Financial fixed assets 28€50
Current assets 29/58€391k
Stocks & contracts in progress 3€102k
Amounts receivable within one year 40/41€32k
Cash & bank 54/58€256k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€500k
Equity 10/15€375k
Contributions / capital 10/11€153k
Reserves 13€179k
Accumulated profits (losses) 14€43k
Amounts payable 17/49€125k
Amounts payable after one year 17€47k
Amounts payable within one year 42/48€78k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€117k
Operating result 9901€74k
Financial income 75€965
Financial charges 65€2k
Result before taxes 9903€73k
Income taxes 67/77€21k
Net result for the period 9904€52k
Result to be appropriated 9905€52k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Plaatsen van vloerbedekking en wandbekleding van hout(43332)
Legal form Private limited company(610)
Incorporation15-01-1999
StatusActive
Postal code6760
Establishment units 1 location
Rue Octave-Foncin 19, 6760 Virton
de installatie van stores en zonneschermen
since 19992.090.041.776
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 11 events
2026
21-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-11-2023 State Gazette act Director changes
Florence Moreau
26-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
28-11-2023 Change in the board of directors Director changes·Florence Moreau
Notary: Florence Moreau · Virton
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Gilbert FIZAINE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "R\u00E9ginald FIZAINE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Florence Moreau",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Virton",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-28",
    "filing_date": "2023-11-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-13",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0465.031.361",
    "name_full": "FIZAINE COLOR S.P.R.L.",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Florence Moreau",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaire"
  },
  "co_filed_documents": [
    "une exp\u00E9dition de l\u2019acte",
    "les statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking van hout of andere materialen45432Detailhandel in verf en verfwaren47526Schrijnwerk43320Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Schrijnwerk van hout of van kunststof45421Plaatsen van behang45433
Primary activity highlighted.
Names & trade names
Legal nameFR FIZAINE COLOR
Registered office
Rue Octave-Foncin 19
6760 Virton, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative