Equity
€32,544 ▼ 28.3%
FIXWARE paid out €14,634 in dividends. That is 830% of the 2025 profit.
FIXWARE
Overview
Lifetime
4 annual accounts with figures on one time axispeak €55,384 (2022)
€10,995▲ 14×
lowest -€8,283 (2024)
€1,763▲ €10,046
peak €53,698 (2023)
€32,544▼ 28.3%
€50,007▲ 56.5%
Board1 name since 2021
1 directorHIBEN Kevin, Philippe, Isabelle
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €796 to €10,995Back to profit: €1,763Dividend €14,634Equity from €45,416 to €32,544Debts from €31,952 to €50,007
Key points
from the 2025 annual accountsTurnover
≈ €58,000 estimated
The micro format states no turnover.
Investments
€15,074 1.9 × depreciation
Green is investment, beige is depreciation.
Checked score
91
Excellent
Financially stronger than 27% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.10, cash €18,614
Size: total assets €82,551
Figures for financial year 2025 (filed on 16-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 35% of them on solvency, 22% on liquidity, 30% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as FIXWARE has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of FIXWARE itself is lower: < 0.1% within 12 months. It rests on far more data about FIXWARE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for FIXWARE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (1.65 in 2024), below the usual 1.5. Short-term debt is 60.4% and cash 22.5% of total assets. 60.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
45 days early
2024
45 days early
2023
42 days early
2022
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 44 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Incorporation
Founding capital of €3,000, 100 shares · Appointment: HIBEN Kevin, Philippe, Isabelle (director) · Registered office clause: Ottignies Louvain la Neuve (Limelette), Avenue Demolder 161 · published on 12-07-2021 · Gazette deed
First establishment
Avenue Demolder 161, Ottignies-Louvain-la-Neuve
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIXWARE Ottignies-Louvain-la-Neuve | €82,551 | €10,995 | 39.4% | - |
| LINIX Hechtel-Eksel | €75,573 | €10,318 | -31.2% | - |
| Van Aken & Associates Watermael-Boitsfort | €75,338 | €10,454 | 97.8% | - |
| Ulrich Mgmt Anderlecht | €82,957 | €12,117 | 22.5% | - |
| Camp Borealis Leuven | €72,951 | €10,014 | 56.0% | - |
| Tobi or not Tobi Leuven | €90,087 | €12,402 | 33.2% | - |
| Hyperion Consulting Services Kontich | €88,702 | €12,381 | -204.7% | - |
These companies have the same main activity as FIXWARE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €73,000 and €90,100, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 08-07-2021Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.319.553.7731342 Ottignies-Louvain-la-Neuve, since 08-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €10,995▲ 14×
- €1,763
- €32,544▼ 28.3%
- €82,551▲ 6.7%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on FIXWARE
FIXWARE files the micro format. That format states no turnover. The gross margin fell from €55,384 in 2022 to €10,995 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 16-06-2026, 45 days before the deadline€10,995
▲ 14×
€2,529
▲ €9,790
€1,763
▲ €10,046
€4,802
▼ 76.7%
39.4%
▼ 19.3 percentage points
1.10
▼ 0.55
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €58,000. Estimated: probably between €28,000 and €120,000.
Balance sheet
balance sheet total €82,551 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
39.4%
Higher than 33% of 21,208 companies in 2025.
1.10
Higher than 21% of 20,571 companies in 2025.
2.1%
Higher than 21% of 20,746 companies in 2025.
FIXWARE
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
82,551 | 77,367 | 103,822 | 89,329 | |
21/28 |
27,909 | 24,990 | 30,532 | 37,356 | |
21 |
14,971 | 19,256 | 23,542 | 27,828 | |
22/27 |
12,938 | 5,733 | 6,990 | 9,529 | |
24 |
12,938 | 5,733 | 6,990 | 9,529 | |
29/58 |
54,642 | 52,378 | 73,290 | 51,972 | |
3 |
4,000 | 3,500 | 1,500 | 5,500 | |
30/36 |
4,000 | 3,500 | 1,500 | 5,500 | |
40/41 |
8,069 | 8,012 | 10,417 | 13,124 | |
40 |
8,069 | 8,012 | 8,528 | 13,124 | |
41 |
- | - | 1,889 | - | |
50/53 |
23,500 | 16,500 | 2,000 | - | |
54/58 |
18,614 | 24,092 | 58,720 | 33,011 | |
490/1 |
460 | 273 | 653 | 337 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
82,551 | 77,367 | 103,822 | 89,329 | |
10/15 |
32,544 | 45,416 | 53,698 | 41,352 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
11 |
- | - | - | 3,000 | |
1100/10 |
- | - | - | 3,000 | |
14 |
29,544 | 42,416 | 50,698 | 38,352 | |
17/49 |
50,007 | 31,952 | 50,123 | 47,976 | |
42/48 |
49,841 | 31,792 | 49,970 | 47,976 | |
44 |
- | 1,196 | 1,361 | 985 | |
440/4 |
- | 1,196 | 1,361 | 985 | |
45 |
7,350 | 7,731 | 18,598 | 16,953 | |
450/3 |
7,350 | 7,731 | 18,598 | 16,953 | |
47/48 |
42,490 | 22,864 | 30,011 | 30,039 | |
492/3 |
166 | 160 | 154 | - | |
| Income statement | |||||
76A |
- | 236 | - | - | |
9900 |
10,995 | 796 | 23,241 | 55,384 | |
630 |
8,072 | 7,318 | 6,825 | 5,851 | |
640/8 |
394 | 739 | 249 | 179 | |
9901 |
2,529 | -7,261 | 16,167 | 49,354 | |
75/76B |
- | 0 | 0 | 0 | |
75 |
- | 0 | 0 | 0 | |
65/66B |
561 | 753 | 287 | 412 | |
65 |
561 | 753 | 287 | 412 | |
9903 |
1,968 | -8,013 | 15,880 | 48,942 | |
67/77 |
205 | 270 | 3,534 | 10,590 | |
9904 |
1,763 | -8,283 | 12,346 | 38,352 | |
9905 |
1,763 | -8,283 | 12,346 | 38,352 | |
| Appropriation of the result | |||||
9906 |
44,179 | 42,416 | 50,698 | 38,352 | |
14P |
42,416 | 50,698 | 38,352 | - | |
694/7 |
14,634 | - | - | - | |
694 |
14,634 | - | - | - | |
| Document | |||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 10,601 | 57 | 22,992 | 55,205 | ||
| 9,835 | -965 | 19,171 | 44,203 | ||
| 15,074 | 1,776 | 0 | 41,869 | ||
| -5,478 | -34,628 | 25,710 | - | ||
| 4,802 | 20,586 | 23,320 | 3,996 | ||
| 39.4% | 58.7% | 51.7% | 46.3% | ||
| 1.10 | 1.65 | 1.47 | 1.08 | ||
| 1.02 | 1.54 | 1.44 | 0.97 | ||
| 1.54 | 0.70 | 0.93 | 1.16 | ||
| 5.4% | -18.2% | 23.0% | 92.7% | ||
| 2.1% | -10.7% | 11.9% | 42.9% | ||
| 18.90 | 0.08 | 79.98 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €15,074 | €1,776 | - | €11,869 |
| Intangible fixed assets | - | - | - | €30,000 |
| €8,072 | €7,318 | €6,825 | €5,851 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on FIXWARE
The operating result for 2025 is a profit of €2,529, after a loss of €7,261 in 2024.
Debt's share of the balance-sheet total rises from 41.3% to 60.6%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 08-07-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 16-06-2026
Mandates through the years
1 name, the dashed line is todayHIBEN Kevin, Philippe, Isabelle
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HIBEN Kevin, Philippe, Isabelle
- Director (not named in the articles), from 08-07-2021 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €325 in 2025
- Source
- deed of 12-07-2021
Articles of association
deed of 12-07-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Tenus de solliciter agrément mêmes formalités si non de plein droit actionnaires, libre de céder tout ou partie librement”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 12-07-2021 ↗
- HIBEN Kevin, Philippe, Isabelle 100 shares (100%) · €3,000 in cash
Network & group
No group
FIXWARE has no parent and no holdings in its annual accounts. HIBEN Kevin, Philippe, Isabelle is the only director. FIXWARE shares no director with another company.
At the same address
avenue Demolder 161, 1342 Ottignies-Louvain-la-Neuve · 2 other companies| Hiben, Kevin (sole trader)
establishment since 01-04-2019 |
founded in 2019 0723.659.887 |
| HISYST
registered office since 14-03-1994 |
founded in 1994 0452.251.711 |
Timeline
Timeline
8 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 45 days before the deadline
2025
Back to profit net €1,763 The net result is €1,763, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 45 days before the deadline
2024
Weakest financial year net -€8,283 The net result drops to -€8,283, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 42 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 45 days before the deadline
2021
IncorporationFounding capital of €3,000, 100 shares · Appointment: HIBEN Kevin, Philippe, Isabelle (director) · Registered office clause: Ottignies Louvain la Neuve (Limelette), Avenue Demolder 161 · published on 12-07-20214 points ▸
- Registered office clause, Ottignies Louvain la Neuve (Limelette), Avenue Demolder 161
- Director appointment, HIBEN Kevin, Philippe, Isabelle (director (not named in the articles))
- Founding capital, €3,000, 100 shares
- 100 shares
- The deed holds 11 more points.
First establishment Avenue Demolder 161, Ottignies-Louvain-la-Neuve
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 8 July 2021, FIXWARE was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 HIBEN Kevin, Philippe, Isabelle has served as director since 2021.3 Total assets went from €89,329 in 2022 to €82,551 in 2025.4
Company details
Identity
- Enterprise number
- 0770.925.118
- VAT number
- BE 0770.925.118
- Peppol ID
- 0208:0770925118
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-07-2021
- Financial year
- ends on 31 December
- Website
- ww.fixware.be
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FIXWARE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 12-07-2021 (in French)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Activité ambulante informatique tous périphériques; Organisation d’évènements; Gestion immobilière et rénovation; Consultance et…”deed of 12-07-2021 (in French)
8 activities
- Activité ambulante informatique tous périphériques.
- Organisation d’évènements.
- Gestion immobilière et rénovation.
- Consultance et sous-traitance.
- Déménagement.
- Importation et exportation de toutes marchandises de type non alimentaire.
- Achat/ vente de toutes marchandises de type non alimentaire.
- Société d’investissement.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Avenue Demolder 161 registered office 1342 Ottignies-Louvain-la-Neuve | 08-07-2021 | 2.319.553.773 |
Buildings and parcels at the address
- Ground area
- 510 m²
- Buildings
- 108 m²
- Volume, LiDAR
- 661 m³
- Tallest building
- 8.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25056B0335/00P006 | 510 m² | 1 · 108 m² | 8.0 m · 2 |