FIXWARE
ActiveFIXWARE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €-8k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-78
Solvency84▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.47 in 2023; short-term debt: 41.1% and cash: 31.1% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.7%
Return on assets
-10.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
42 d early
2022
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€45k▼ 15.4%
2023 · €54k
2022: €41k
2023: €54k
2022 → 2024
Total assets
€77k▼ 25.5%
2023 · €104k
2022: €89k
2023: €104k
2022 → 2024
Net result
€-8k
2023 · €12k
2022: €38k
2023: €12k
2022 → 2024
Working capital
€21k▼ 11.7%
2023 · €23k
2022: €4k
2023: €23k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€41k-€54k▲ 29.9%€45k▼ 15.4%
Operating result€49k-€16k▼ 67.2%€-7k
Net result€38k-€12k▼ 67.8%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €16k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€25k▼ 18.2%
Current assets
€52k▼ 28.5%
Equity and liabilities €77k
Equity
€45k▼ 15.4%
Debt
€32k▼ 36.3%
The debt ratio falls from 48.3% to 41.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€57▼
2023 · €23k
Cash flow
€-965▼
2023 · €19k
Solvency
58.7%▲
2023 · 51.7%
Current ratio
1.65▲
2023 · 1.47
Quick ratio
1.54▲
2023 · 1.44
Debt / equity
0.70▼
2023 · 0.93
ROE
-18.2%▼
2023 · 23.0%
ROA
-10.7%▼
2023 · 11.9%
Interest coverage
0.08▼
2023 · 79.98
Debt
€32k▼
2023 · €50k
Debt ≤ 1 year
€32k▼
2023 · €50k
Income taxes
€270▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€104k€77k▼
Fixed assets21/28€31k€25k▼
Intangible fixed assets21€24k€19k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€73k€52k▼
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€9k€8k▼
Other amounts receivable41€2k-
Current investments50/53€2k€17k▲
Cash at bank and in hand54/58€59k€24k▼
Deferred charges and accrued income490/1€653€273▼
Equity and liabilities
Total equity and liabilities10/49€104k€77k▼
Equity10/15€54k€45k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€51k€42k▼
Amounts payable17/49€50k€32k▼
Amounts payable within one year42/48€50k€32k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€19k€8k▼
Other amounts payable47/48€30k€23k▼
Accrued charges and deferred income492/3€154€160▲
Income statement
Code20232024
Non-recurring operating income76A-€236
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€249€739▲
Gross operating margin9900€23k€796▼
Operating profit (loss)9901€16k€-7k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€287€753▲
Recurring financial charges65€287€753▲
Profit (loss) for the period before taxes9903€16k€-8k▼
Income taxes67/77€4k€270▼
Profit (loss) for the period9904€12k€-8k▼
Profit (loss) for the period to be appropriated9905€12k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€42k▼
Profit (loss) brought forward from the previous period14P€38k€51k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼167%
Net result drops to €-8k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2021
Ground area
510 m²
Building footprint
108 m²
Volume, LiDAR
661 m³
Parcel 25056B0335/00P006, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIXWARE
since 20212.319.553.773
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056B0335/00P006 | Wallonia | 510 m² | 1 · 108 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.