Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
In July 2024, 232 companies had the same profile as FIXART has now. Each dot is one company, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 232 companies, not a prediction for FIXART. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FIXART Zaventem | €38,934 | -€3,147 | -8.7% | - |
| FØMAR Leuven | €45,019 | -€12,392 | 70.6% | - |
| BLR SOLUTIONS Awans | €43,161 | -€7,078 | 95.4% | - |
| MDR COATING Farciennes | €36,346 | -€7,085 | -18.6% | - |
| ELIF-IMMO Marche-en-Famenne | €58,313 | -€22,595 | -38.5% | - |
| Stivago Geel | €32,404 | -€611 | 45.5% | - |
| DECOTECH EUROPE Schoten | €56,036 | -€21,129 | -19.9% | - |
These companies have the same main activity as FIXART: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €32,400 and €58,300, founded between 2024 and 2025.
The 2025 annual accounts show negative equity (-€3,406) and a net result of -€3,406. Its solvency ranks better than 8% of 35,156 sector peers (NACE 43, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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