FIXABL · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIXABL is 0.4% (very low). The 2025 annual accounts show equity of €41k and a net result of €7k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2768 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 95% of 2768 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-05-2026, 78 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	14-05-2026	78 d early	2026-00112057
31-12-2024	31-07-2025	17-06-2025	44 d early	2025-00144617
31-12-2023	31-07-2024	19-06-2024	42 d early	2024-00140969
31-12-2022	31-07-2023	06-06-2023	55 d early	2023-00108729
31-12-2021	31-07-2022	04-06-2022	57 d early	2022-20048587

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€7k-82.7%

Working capital€41k+25.7%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 14-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~20.4%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	93.4%	62.1%	better than 95% of 2768 sector peers
Net result	€7k	€39k	better than 19% of 2770 sector peers
Equity	€41k	€62k	better than 40% of 2769 sector peers
Gross operating margin	€11k	€62k	better than 13% of 2770 sector peers
Total assets	€44k	€121k	better than 13% of 2770 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P95

Stable position over 2021-2025 · n=1762-7351

Net result P19

Weakening position over 2021-2025 · n=1757-7348

Equity P40

Stable position over 2021-2025 · n=1762-7353

Gross operating margin P13

Weakening position over 2021-2025 · n=1755-7342

Describes the position versus peers, not a forecast.

EBITDA

€10k

-82.0% 21-25

Net profit

€7k

-82.7% 21-25

Cash flow

€7k

-81.9% 21-25

Total assets

€44k

-61.4% 21-25

Equity

€41k

+20.4% 21-25

Working capital

€41k

+25.7% 21-25

Income taxes

€3k

-82.5% 21-25

Dividends

€56k

- 21-25

Show 9 other metrics

Debt

€3k

-96.4% 21-25

Debt ≤ 1y

€3k

-96.4% 21-25

Current ratio

15.07

+972.6% 21-25

Quick ratio

15.07

+972.6% 21-25

Solvency

93.4%

+211.6% 21-25

Debt / equity

0.07

-97.0% 21-25

ROE

16.9%

-85.7% 21-25

ROA

15.8%

-55.3% 21-25

Interest coverage

174.83

-81.1% 21-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€7k
Cash flow	€7k
Staff costs	-
Income taxes	€3k
Dividends	-
Total assets	€44k
Equity	€41k
Debt	€3k
of which ≤ 1y	€3k
of which > 1y	-
Working capital	€41k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	15.07
Quick ratio	15.07
Working capital ratio	92.2%
Solvency	93.4%
Debt / equity	0.07
Long-term debt ratio	-
Interest coverage	174.83
Gross margin	-
Net margin	-
ROA	15.8%
ROE	16.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €529 · 1.2% Current assets €43k · 98.8%

Equity & liabilities

Equity €41k · 93.4% Debt €3k · 6.6%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€44k
Fixed assets	21/28	€529
Tangible fixed assets	22/27	€529
Current assets	29/58	€43k
Amounts receivable within one year	40/41	€28k
Cash & bank	54/58	€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€44k
Equity	10/15	€41k
Contributions / capital	10/11	€3k
Reserves	13	€39k
Amounts payable	17/49	€3k
Amounts payable within one year	42/48	€3k
Income statement
Gross operating margin	9900	€11k
Operating result	9901	€10k
Financial charges	65	€58
Result before taxes	9903	€10k
Income taxes	67/77	€3k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director

4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Valentin ESCOYEZ
Director
State Gazette act 24084399 (04-06-2024)

Current
01-04-2024 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Ontwerpen van computerprogramma’s(62100)
Legal form	Private limited company(610)
Incorporation	04-01-2021
Status	Active
Postal code	1461

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Parcels1

Ground area4,660 m²

Buildings1

Building footprint111 m²

Volume (LiDAR)841 m³

Tallest building10.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)