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FIVIOS

Active
Private limited companyfounded 2023active for 3 yearsSchambraken 4, 2250 Olen, BelgiumKBO/BCE: BE 0800.936.126
Summary

FIVIOS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,266 and a net result of €62,276. Equity has been growing by about 84% per year since 2023. Its solvency ranks better than 74% of 9,662 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-04-2023 Normal situation
Activity
Other business support services NACE 82990and 1 other
Establishment unit
2.344.518.506 2250 Olen, since 19-04-2023
Financial year end
30 June
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€86,629
▲ 35.4%
Turnover
≈ €180,000
estimated
Profit
€62,276
▲ 35.8%
Equity
€126,266
▲ 97.3%
Total assets
€169,673
▲ 78.6%
Filed on 06-01-2026, 25 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 3.36, cash €91,527Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 99+7
equity 74.4% of total assets
Liquidity 90+4
short-term debt 25.6% · cash 53.9%
Profitability 100=
return on assets 36.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024highest value 02-2025: 0.1%▼ -0.3 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.36 (3.06 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 53.9% of total assets. 25.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 75% of them on solvency, 85% on liquidity, 87% on profitability and 89% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.36, cash €91,527
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
25 days early
2024
15 days early
2023
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 20 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 12 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €63,990 to €126,266 ▲ 97.3% View
  • Positive: Higher net result than 81% of companies in office administrative supportsector median €16,247 · 9,658 companies €62,276 View

Recent changes

  1. · Gazette deed Registered office moved within Olen
  2. · Gazette deed IncorporationStarting capital €3,000 · Appointment: VAN OLMEN Steven (director)
All 7 events

Comparable companies

These companies have the same main activity as FIVIOS: other business support services (NACE 82990). They are comparable in size and age: total assets between €163,000 and €198,000, founded in 2023.

CompanyTotal assetsGross margin
FIVIOS Olen€169,673€86,629
Xsander Kapellen€163,077€78,404
DH Expertise Duffel€175,521€75,838
Ancao Consult Schilde€174,432€73,573
LTDB Kalmthout€198,448€96,592
Vincent Gaukema Retie€191,926€73,449
Arm's and length consulting Antwerpen€194,811€89,764
Full comparison

Key facts about FIVIOS

What is the company number of FIVIOS?
The company number of FIVIOS is 0800.936.126. The VAT number is the same number with BE in front: BE 0800.936.126.
Where is FIVIOS based?
The registered office is at Schambraken 4, 2250 Olen.Company details
What does FIVIOS do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of FIVIOS?
The legal form of FIVIOS is Private limited company (BV).
When was FIVIOS founded?
FIVIOS was founded on 19-04-2023.
Is FIVIOS still active?
Yes, FIVIOS is an active enterprise in the KBO register.
What is the turnover of FIVIOS?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €86,629 and 36 comparable companies (NACE 82). It probably lies between €140,000 and €240,000.Financials
Is FIVIOS profitable?
In financial year 2025, FIVIOS made a profit of €62,276.
Where can I find the annual accounts of FIVIOS?
FIVIOS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIVIOS due?
FIVIOS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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