DH Expertise
ActiveDH Expertise has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €58k. Equity is growing by ~109.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.86 in 2024), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
33.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
101 d early
2024
70 d early
2023
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 121%
2024 · €48k
2023: €1k
2024: €48k
2023 → 2025
Total assets
€176k▲ 138%
2024 · €74k
2023: €2k
2024: €74k
2023 → 2025
Net result
€58k▲ 24.3%
2024 · €47k
2023: €-3k
2024: €47k
2023 → 2025
Working capital
€106k▲ 121%
2024 · €48k
2023: €1k
2024: €48k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€1k-€48k▲ 3,621%€106k▲ 121%
Operating result€-3k-€60k€75k▲ 25.2%
Net result€-3k-€47k€58k▲ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €176k
Equity
€106k▲ 121%
Debt
€69k▲ 169%
The debt ratio rises from 34.9% to 39.5%: debt grows faster than equity.
Key figures and ratios
Solvency
60.5%▼
2024 · 65.1%
Current ratio
2.53▼
2024 · 2.86
Quick ratio
2.53▼
2024 · 2.86
Debt / equity
0.65▲
2024 · 0.54
ROE
54.7%▼
2024 · 97.3%
ROA
33.1%▼
2024 · 63.3%
Debt
€69k▲
2024 · €26k
Debt ≤ 1 year
€69k▲
2024 · €26k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€176k▲
Current assets29/58€74k€176k▲
Amounts receivable within one year40/41€20k€144k▲
Trade receivables40€20k€44k▲
Other amounts receivable41€6€100k▲
Cash at bank and in hand54/58€54k€31k▼
Equity and liabilities
Total equity and liabilities10/49€74k€176k▲
Equity10/15€48k€106k▲
Contributions10/11€4k€4k=
Reserves13€44k€102k▲
Distributable reserves133€44k€102k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€26k€69k▲
Amounts payable within one year42/48€26k€69k▲
Trade debts44€3k€27k▲
Suppliers440/4€3k€27k▲
Advances received on contracts in progress46€2k€514▼
Taxes, remuneration and social security45€20k€38k▲
Taxes450/3€20k€38k▲
Other amounts payable47/48€1k€5k▲
Income statement
Code20242025
Other operating charges640/8€442€935▲
Gross operating margin9900€60k€76k▲
Operating profit (loss)9901€60k€75k▲
Financial income75/76B-€58
Recurring financial income75-€58
Financial charges65/66B€50€240▲
Recurring financial charges65€50€240▲
Profit (loss) for the period before taxes9903€60k€75k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€47k€58k▲
Profit (loss) for the period to be appropriated9905€47k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€58k▲
Profit (loss) brought forward from the previous period14P€-3k€0▲
Transfer to equity691/2€44k€58k▲
To other reserves6921€44k€58k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €58k ▲24.3%
Operating result €75k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲121%
2 profitable years in a row build equity to €106k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukheuvel 342570 DuffelGround area
1,583 m²
Building footprint
250 m²
Volume, LiDAR
1,076 m³
Parcel 12302B0723/00R000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DH Expertise
since 20232.341.785.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302B0723/00R000 | Flanders | 1,583 m² | 1 · 250 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 195 EUR awarded · 831 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 195 EUR | 195 EUR |
| 2023 | 1 | 0 EUR | 636 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 7,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.