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FIVEZ

Active
Public limited companyfounded 1985active for 40 yearsAstridlaan(Sch) 179, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0428.107.124
Summary

FIVEZ has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,423 and a net result of -€56,514. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 14% of 2,435 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow ReportCompare
FIVEZActiveChecked score 62/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Manufacture of furniture NACE 31001
6th largest employer in Geraardsbergen, Construction sector1 site
Size
€946,804total assets 2025
Staff
11.4 FTE
Equity
€129,423
Loss
-€56,514
Financial health
62 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Parent
Fivez Tech · 93.2%
2025 accounts 38 days early1 of 5 deeds summarised
Why 62raises riskEquity €129,423 (13.7% of total assets)Sector: Specialised construction activities (NACE 43)Loss of €56,514 (financial year 2025)Size: 11.4 FTE, total assets €946,804Show the evidence

Checked score

Score 2025
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 11% of its sector peers (NACE 43, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-5
equity 13.7% of total assets
Liquidity 20-8
short-term debt 79.4% · cash 10.8%
Profitability 30-23
return on assets -6.0%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025highest value 06-2025: 1.7%▼ -0.2 percentage points vs 05-2025 07-2025: 0.5%▼ -1.2 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 1.4%▲ +0.9 percentage points vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.87, compared with 0.89 in 2024, below 1; short-term debt: 79.4% and cash: 10.8% of total assets), and 86.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 14% on solvency, 11% on liquidity, 11% on profitability and 9% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Equity €129,423 (13.7% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Loss of €56,514 (financial year 2025)
NBB · annual accounts
raises risk · Size: 11.4 FTE, total assets €946,804
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2435 sector peers (2025).
NBB · sector comparison
Position among 2435 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
37 days early
2023
42 days early
2022
47 days early
2021
27 days early
2020
33 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €10,598

Key points

  • Caution: From profit to loss in 2025after €10,598 in 2024 -€56,514 View
  • Caution: Among the weakest 10% on net resultsector median €42,866 · 2,436 companies -€56,514 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by Fivez Tech 93.2% View

By topic

Financials

Financial year
2025
Total assets
€946,804
Loss
-€56,514
Solvency
13.7%
Total assets▼ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
46
Since
1987
Next accounts
by 31-07-2027
  1. 19-06-2024Annual accounts filed
  2. 31-10-2023Amendment of the articles
  3. 14-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other building finishing workNACE 43350
Founded
18-12-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about FIVEZ

What is the company number of FIVEZ?
0428.107.124. In Belgium the VAT number is the company number with BE in front: BE 0428.107.124.
Where is FIVEZ based?
The registered office is at Astridlaan(Sch) 179, 9500 Geraardsbergen.Company details
What does FIVEZ do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of FIVEZ?
Public limited company (NV).
When was FIVEZ founded?
On 18-12-1985.
Is FIVEZ still active?
Yes, FIVEZ is an active enterprise in the KBO register.
How many employees does FIVEZ have?
On average 11.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIVEZ?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FIVEZ profitable?
In financial year 2025, FIVEZ made a loss of €56,514.
Where can I find the annual accounts of FIVEZ?
FIVEZ filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIVEZ due?
By 31-07-2027, for financial year 2026.Timeline

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