FIVE THRIVE
ActiveSummary
FIVE THRIVE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,337 and a net result of €33,337. Its solvency ranks better than 64% of 39,143 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €36,337
- Profit
- €33,337
Why 96raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.07, cash €15,366Equity €36,337 (68.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 64% on solvency, 65% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: MAROY Emmanuel Geert Johan…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00488154.
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €448 |
| Gross operating margin9900 | €45,058 |
| Operating profit (loss)9901 | €44,609 |
| Financial charges65/66B | €979 |
| Recurring financial charges65 | €979 |
| Profit (loss) for the period before taxes9903 | €43,630 |
| Income taxes67/77 | €10,293 |
| Profit (loss) for the period9904 | €33,337 |
| Profit (loss) for the period to be appropriated9905 | €33,337 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52,893 | |
| Fixed assets21/28 | €2,079 | |
| Tangible fixed assets22/27 | €2,079 | |
| Furniture and vehicles24 | €2,079 | |
| Current assets29/58 | €50,814 | |
| Amounts receivable within one year40/41 | €35,448 | |
| Trade receivables40 | €30,705 | |
| Other amounts receivable41 | €4,744 | |
| Cash at bank and in hand54/58 | €15,366 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52,893 | |
| Equity10/15 | €36,337 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €33,337 | |
| Amounts payable17/49 | €16,556 | |
| Amounts payable within one year42/48 | €16,556 | |
| Trade debts44 | €676 | |
| Suppliers440/4 | €676 | |
| Taxes, remuneration and social security45 | €15,880 | |
| Taxes450/3 | €15,880 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €33,337 |
| + Depreciation and write-downs630 | €448 |
| Operating cash flow (approximation) | €33,785 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00488154 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MAROY Emmanuel Geert Johan Roel |
|
Owners and capital
Capital and shareholders
- MAROY Emmanuel Geert Johan Roel 100 shares (100%) · €3,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 15-04-2025 Incorporation · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
15-04
Gazette deed
IncorporationAppointment: MAROY Emmanuel Geert Johan Roel (director) · Founder · Founding capital6 facts ▸
- Incorporation, 11-04-2025
- Founder, MAROY Emmanuel Geert Johan Roel
- Founding capital
- Registered office clause, “9930 Lievegem,Overdam 37” (deed in Dutch)
- Board rule, 1
- Director appointment, MAROY Emmanuel Geert Johan Roel (director (not named in the articles))
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44080C0178/00C000 | Flanders | 3,727 m² | 1 · 232 m² | 8.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle verrichtingen die,algemeen genomen,op één of andere wijze verband houden met het verlenen van strategisch,commercieel en operationeel…” (deed in Dutch)
15 activities (deed in Dutch)
- Alle verrichtingen die,algemeen genomen,op één of andere wijze verband houden met het verlenen van strategisch,commercieel en operationeel advies aan ondernemingen en organisaties
- Het ontwikkelen en implementeren van commerciële strategieën,marketingplannen,budgetten,innovatietrajecten en route-to-market strategieën,evenals het adviseren en begeleiden van bedrijven bij hun groei,transformatie en marktpositionering
- Optreden als bestuurder,zaakvoerder of adviseur in andere vennootschappen en organisaties,en zetelen in raden van bestuur en raden van advies,al dan niet in een onafhankelijke hoedanigheid
- Alle commerciële,financiële,industriële en intellectuele activiteiten uitoefenen die rechtstreeks of onrechtstreeks bijdragen tot de verwezenlijking van haar voorwerp
- Belangen nemen in andere ondernemingen met een gelijkaardig,aanvullend of ondersteunend voorwerp,en alle handelingen stellen die rechtstreeks of onrechtstreeks verband houden met haar maatschappelijke activiteit
- Aansturen en coachen van teams
- Begeleiden met gerichte teambuilding en mentale & fysieke coaching
- Opstellen en implementeren van strategische plannen
- Opvolgen en coördineren van projecten
- Beheer van budgetten
- Uitwerken en uitrollen van investeringstrajecten
- Overleg plegen met relevante afdelingshoofden en actief deelnemen
- Overleggen met andere sites en interne en externe partners
- Volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of die rechtstreeks of onrechtstreeks geheel of ten dele vergemakkelijken
- Belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze in alle vennootschappen,verenigingen of ondernemingen met identiek,gelijklopend of samenhangend doel of die ontwikkeling onderneming kunnen begunstigen of bron van afzetten vormen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FIVE THRIVE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, benoemd met of zonder beperking van duur” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, als vergoeding voor inbrengen” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Op elk moment ontbonden door beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Recht algemene vergadering om een of meerdere vereffenaars aan te duiden,bevoegdheden te omlijnen en vergoeding te bepalen, bestuurder(s) in…” (deed in Dutch)