Skip to content

BG CONSULT

Active
Private limited companyfounded 200026 yrs activeInterleuvenstraat 22, 3052 Oud-Heverlee, BelgiumKBO/BCE: BE 0472.926.369
Summary

BG CONSULT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36,340 and a net result of -€10,235. Equity is shrinking by ~15.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability16▼-1
Solvency32▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.06 in 2023; short-term debt: 77.8% and cash: 3.1% of total assets), and 93.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.9%
Return on assets
-2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
35 d early
2023
50 d early
2022
25 d early
2021
59 d early
2020
47 d early
2019
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 September 2000, BG CONSULT was incorporated.1 Total assets went from EUR 596,666 in 2018 to EUR 523,372 in 2024 and headcount from 0.5 full-time equivalents in 2018 to 0.5 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet

Equity
€36,340▼ 22.0%
2023 · €46,575
Total assets
€523,372▼ 1.0%
2023 · €528,392
Net result
-€10,235▲ 11.8%
2023 · -€11,605
Working capital
-€388,228▲ 0.2%
2023 · -€388,963
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€1,801€5,491▲ 205%€4,052▼ 26.2%€346▼ 91.5%-€951
Net result-€12,493below the sector's middle half▲ 85.2%-€8,359below the sector's middle half▲ 33.1%-€9,108below the sector's middle half▼ 9.0%-€11,605below the sector's middle half▼ 27.4%-€10,235below the sector's middle half▲ 11.8%
Equity€75,648below the sector's middle half▼ 14.2%€67,288below the sector's middle half▼ 11.1%€58,180below the sector's middle half▼ 13.5%€46,575below the sector's middle half▼ 19.9%€36,340below the sector's middle half▼ 22.0%
Total assets€589,670within the sector's middle half▲ 10.0%€518,997within the sector's middle half▼ 12.0%€514,614within the sector's middle half▼ 0.8%€528,392within the sector's middle half▲ 2.7%€523,372within the sector's middle half▼ 1.0%
Debt€514,022▲ 14.7%€451,709▼ 12.1%€456,434▲ 1.0%€481,817▲ 5.6%€487,032▲ 1.1%
Working capital-€395,192below the sector's middle half▲ 0.8%-€388,537below the sector's middle half▲ 1.7%-€385,030below the sector's middle half▲ 0.9%-€388,963below the sector's middle half▼ 1.0%-€388,228below the sector's middle half▲ 0.2%
Solvency12.8%below the sector's middle half▼ 3.6pp13.0%below the sector's middle half▲ 0.1pp11.3%below the sector's middle half▼ 1.7pp8.8%below the sector's middle half▼ 2.5pp6.9%below the sector's middle half▼ 1.9pp
Current ratio0.18below the sector's middle half▲ 0.110.04below the sector's middle half▼ 0.140.03below the sector's middle half▼ 0.010.06below the sector's middle half▲ 0.020.05below the sector's middle half▼ 0.01
Return on assets (ROA)-2.1%below the sector's middle half▲ 13.7pp-1.6%below the sector's middle half▲ 0.5pp-1.8%below the sector's middle half▼ 0.2pp-2.2%below the sector's middle half▼ 0.4pp-2.0%below the sector's middle half▲ 0.2pp
Staff (FTE)0.5below the sector's middle half=0.5below the sector's middle half=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2020: €1,801€1,801Net result 2020: -€12,493-€12,493Operating result 2021: €5,491€5,491Net result 2021: -€8,359-€8,359Operating result 2022: €4,052€4,052Net result 2022: -€9,108-€9,108Operating result 2023: €346€346Net result 2023: -€11,605-€11,605Operating result 2024: -€951-€951Net result 2024: -€10,235-€10,23520202021202220232024-€15,000-€10,000-€5,000€0€5,000Operating result 2022: €4,052€4,050Net result 2022: -€9,108-€9,110Operating result 2023: €346€346Net result 2023: -€11,605-€11,600Operating result 2024: -€951-€951Net result 2024: -€10,235-€10,200202220232024
The operating result turns negative in 2024: a loss of €951 after €346 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €523,372
Fixed assets €504,374 ▼ 0.2%
Current assets €18,998 ▼ 17.2%
Equity and liabilities €523,372
Equity €36,340 ▼ 22.0%
Debt €487,032 ▲ 1.1%
Debt's share of the balance-sheet total rises from 91.2% to 93.1%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€134▼
2023 · €1,097
Cash flow
-€9,150▲
2023 · -€10,854
Debt to equity
13.40▲
2023 · 10.34
ROE
-28.2%▼
2023 · -24.9%
Interest coverage
0.01▼
2023 · 0.09
Debt ≤ 1 year
€407,226▼
2023 · €411,896
Income taxes
€323▲
2023 · €251
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€528,392€523,372▼
Fixed assets21/28€505,460€504,374▼
Tangible fixed assets22/27€4,842€3,756▼
Plant, machinery and equipment23€1,350€904▼
Furniture and vehicles24€3,492€2,852▼
Financial fixed assets28€500,618€500,618=
Current assets29/58€22,932€18,998▼
Amounts receivable within one year40/41€10,660€2,021▼
Trade receivables40€10,660-
Other amounts receivable41-€2,021
Cash at bank and in hand54/58€11,223€16,019▲
Deferred charges and accrued income490/1€1,049€958▼
Equity and liabilities
Total equity and liabilities10/49€528,392€523,372▼
Equity10/15€46,575€36,340▼
Contributions10/11€18,600€18,600=
Reserves13€156,453€156,453=
Distributable reserves133€156,453€156,453=
Profit (loss) carried forward14-€128,478-€138,713▼
Amounts payable17/49€481,817€487,032▲
Amounts payable within one year42/48€411,896€407,226▼
Financial debts43€310,397€272,360▼
Other loans439€310,397€272,360▼
Trade debts44€1,709€3,106▲
Suppliers440/4€1,709€3,106▲
Taxes, remuneration and social security45€3,676€925▼
Taxes450/3€3,676€925▼
Other amounts payable47/48€96,114€130,834▲
Accrued charges and deferred income492/3€69,921€79,806▲
Income statement Code20232024
Remuneration, social security and pensions62-€46-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€751€1,086▲
Other operating charges640/8€870€934▲
Gross operating margin9900€1,922€1,068▼
Operating profit (loss)9901€346-€951▼
Financial income75/76B€2€629▲
Recurring financial income75€2€629▲
Financial charges65/66B€11,702€9,589▼
Recurring financial charges65€11,702€9,589▼
Profit (loss) for the period before taxes9903-€11,354-€9,912▲
Income taxes67/77€251€323▲
Profit (loss) for the period9904-€11,605-€10,235▲
Profit (loss) for the period to be appropriated9905-€11,605-€10,235▲
Appropriation of the result
Profit (loss) to be appropriated9906-€128,478-€138,713▼
Profit (loss) brought forward from the previous period14P-€116,873-€128,478▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€3,851€3,516-€46--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,553€1,430€650€751€1,086▲ 44.5%
Other operating charges640/8-€787€793€870€934▲ 7.3%
Gross operating margin9900€14,688€11,558€9,012€1,922€1,068▼ 44.4%
Operating profit (loss)9901€1,801€5,491€4,052€346-€951▼ 375%
Financial income75/76B--€0€2€629▲ 39,687%
Recurring financial income75€810-€0€2€629▲ 39,687%
Financial charges65/66B-€13,637€12,927€11,702€9,589▼ 18.1%
Recurring financial charges65€14,999€13,637€12,927€11,702€9,589▼ 18.1%
Profit (loss) for the period before taxes9903-€12,389-€8,146-€8,875-€11,354-€9,912▲ 12.7%
Income taxes67/77€104€214€233€251€323▲ 29.1%
Profit (loss) for the period9904-€12,493-€8,359-€9,108-€11,605-€10,235▲ 11.8%
Profit (loss) for the period to be appropriated9905-€12,493-€8,359-€9,108-€11,605-€10,235▲ 11.8%
Line20202021202220232024Change
Assets
Total assets20/58€589,670€518,997€514,614€528,392€523,372▼ 1.0%
Fixed assets21/28€502,518€501,088€501,505€505,460€504,374▼ 0.2%
Tangible fixed assets22/27€1,900€470€887€4,842€3,756▼ 22.4%
Plant, machinery and equipment23--€887€1,350€904▼ 33.0%
Furniture and vehicles24-€470-€3,492€2,852▼ 18.3%
Financial fixed assets28€500,618€500,618€500,618€500,618€500,618=
Current assets29/58€87,152€17,909€13,109€22,932€18,998▼ 17.2%
Amounts receivable within one year40/41€69,726-€3,403€10,660€2,021▼ 81.0%
Trade receivables40--€3,025€10,660--
Other amounts receivable41--€378-€2,021-
Cash at bank and in hand54/58€16,739€16,958€8,688€11,223€16,019▲ 42.7%
Deferred charges and accrued income490/1-€950€1,018€1,049€958▼ 8.7%
Equity and liabilities
Total equity and liabilities10/49€589,670€518,997€514,614€528,392€523,372▼ 1.0%
Equity10/15€75,648€67,288€58,180€46,575€36,340▼ 22.0%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€156,453€156,453€156,453€156,453€156,453=
Non-distributable reserves130/1-€8,160----
Reserves not available under the articles1311-€8,160----
Distributable reserves133-€148,293€156,453€156,453€156,453=
Profit (loss) carried forward14-€99,405-€107,765-€116,873-€128,478-€138,713▼ 8.0%
Amounts payable17/49€514,022€451,709€456,434€481,817€487,032▲ 1.1%
Amounts payable within one year42/48€482,344€406,445€398,138€411,896€407,226▼ 1.1%
Financial debts43-€371,109€332,749€310,397€272,360▼ 12.3%
Other loans439-€371,109€332,749€310,397€272,360▼ 12.3%
Trade debts44€544€486€976€1,709€3,106▲ 81.8%
Suppliers440/4-€486€976€1,709€3,106▲ 81.8%
Taxes, remuneration and social security45-€3,832€744€3,676€925▼ 74.8%
Taxes450/3-€3,603€744€3,676€925▼ 74.8%
Remuneration and social security454/9-€228----
Other amounts payable47/48-€31,018€63,670€96,114€130,834▲ 36.1%
Accrued charges and deferred income492/3-€45,263€58,295€69,921€79,806▲ 14.1%
Line20202021202220232024Change
Profit (loss) for the period9904-€12,493-€8,359-€9,108-€11,605-€10,235▲ 11.8%
+ Depreciation and write-downs630€1,553€1,430€650€751€1,086▲ 44.5%
Operating cash flow (approximation)-€10,940-€6,930-€8,458-€10,854-€9,150▲ 15.7%
Investment in fixed assets (approximation)-€0-€1,067-€4,706€0▲ 100%
Change in cash-€220-€8,271€2,536€4,796▲ 89.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet -€84,578
Net result drops to -€84,578, the lowest in the series; recovery starts the following year.
07-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2010
21-01
State Gazette act Board meeting · General meeting
Capital increase · Capital · Isabelle Mostaert
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
872 m²
Building footprint
172 m²
Volume, LiDAR
849 m³
Parcel 24013B0215/00G005, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Interleuvenstraat 22, 3052 Oud-Heverlee
NACE 7412401
since 20002.097.600.947
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24013B0215/00G005 Flanders 872 m² 1 · 172 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of BG CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 35,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
90201Performing arts by independent artists
E-invoicing
Reachable via Peppol
Peppol ID 0208:0472926369
Also 9925:BE0472926369

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.