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FIVE

Active Private limited companyfounded 2015active for 11 yearsPapenhoutlaan 46, 1020 BrusselsKBO/BCE: BE 0632.749.311

Overview

Lifetime

10 annual accounts with figures on one time axis
peak €137,447 (2023)
€100,924▲ 14.3%
lowest -€91,565 (2016)
€19,810▲ 15.9%
peak -€7,272 (2025)
-€7,272▲ €19,810
€120,197▼ 10.9%
peak 0.3 FTE (2020)
-not published
Board2 names since 2015
1 director
Documentsfilings and deeds
26-05-202666 days before the deadline
2025micro format
Gross margin from €88,280 to €100,924Equity from -€27,082 to -€7,272

Key points

from the 2025 annual accounts

Equity

-€7,272
202020212022202320242025

Debts exceed assets in financial year 2025.

Turnover

≈ €250,000 estimated

The micro format states no turnover.

Debts

€120,197 106% of the balance sheet
Financial debts 1%Suppliers 23%Taxes and wages 31%Other 44%

Staff

3 employees on 31-12-2025
972023972024972025

In 2025, 9 people joined and 7 left.

Filings

10 annual accounts 5 late
AprilJune31 JulyOctober20202025

The 2019 accounts came latest: 31 days after the end of the period.

Position in the sector

-€7,272

Less equity than 85% of companies in printing. Sector median €63,051 · 1,229 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,631 companies had the same profile as FIVE has now. Each dot stands for 10 companies, two years later.

91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,631 companies, not a prediction for FIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0632749311
Registered office moved from Orbais to Brussels New registered office: avenue du Fusain, numéro 46, 1020 Bruxelles · Previous registered office: rue du Meunier 22, 1360 Orbais · Appointment: (director) · General meeting of 16-11-2023 · Gazette deed
New establishment in Brussels Bshirt La Madeleine, Magdalenasteenweg 11
New establishment in Brussels Oud Korenhuis 25
All 21 events

Comparable companies

same main activity, similar in size and age
Company
FIVE Brussels €112,925 €100,924 -6.4% -
KALYPTUS Brussels €121,955 €106,674 16.8% -
DIVASOL Nazareth-De Pinte €124,868 €92,358 66.8% -
WE CONTROL La Hulpe €133,190 €90,457 -21.6% -
TiGR Ghent €102,543 €65,865 88.1% -
DL PRINTING Sint-Genesius-Rode €127,977 €77,607 75.0% -
INSPIRATION BY VERVIERS Verviers €159,349 €122,155 -71.3% -

These companies have the same main activity as FIVE: pre-press and pre-media services (NACE 18130). They are comparable in size and age: total assets between €103,000 and €159,000, founded between 2012 and 2017.

Official details

Source: KBO
Status
Active since 25-06-2015Normal situation
Activity
Pre-press and pre-media servicesNACE 18130and 4 others
Establishment units
2.243.149.7441020 Brussels, since 25-06-2015
2.298.479.2371000 Brussels, since 23-01-2020and 1 other
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€100,924▲ 14.3%
€19,810▲ 15.9%
-€7,272▲ 73.1%
€112,925▲ 4.7%
Employeeson 31-12-2025
3=
Filing
Filed on 26-05-2026, 66 days before the end of the filing period
Financials

Insights on FIVE

FIVE files the micro format. That format states no turnover. The gross margin rose from -€36,196 in 2016 to €100,924 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-05-2026, 66 days before the deadline
€100,924
▲ 14.3%
€31,772
▲ 67.2%
€19,810
▲ 15.9%
-€19,672
▲ €22,086
-6.4%
▲ 18.7 percentage points
0.84
▲ 0.15

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €250,000. Estimated: probably between €170,000 and €390,000.

Balance sheet

balance sheet total €112,925 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-6.4%

Higher than 16% of 1,228 companies in 2025.

0.84

Higher than 22% of 1,188 companies in 2025.

17.5%

Higher than 79% of 1,199 companies in 2025.

FIVE Middle half of the sector 80% of the sector Micro accounts in printing (NACE 18)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

+2 people

people who joined people who left

In 2025, 9 people joined and 7 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 112,925107,888161,638151,427155,196216,173158,439160,259123,402182,420
21/28 12,40014,67513,61224,66428,28836,29948,97228,34016,16746,001
21 4521,3522,2523,1524,052---12,25641,648
22/27 1,9473,3234,85911,41120,13532,19944,87228,3403,9124,352
24 1,9473,3234,85911,41120,13532,19944,87228,3403,9124,352
28 10,00010,0006,50010,1004,1004,1004,100---
29/58 100,52593,213148,026126,763126,908179,874109,466131,920107,235136,419
3 67,34369,675101,84478,19350,02666,38351,54055,38952,93267,987
30/36 67,34369,675101,84478,19350,02666,38351,54055,38952,93267,987
40/41 23,32113,95342,79128,12446,83451,64942,45843,76644,38053,449
40 23,32113,95339,29127,64246,83451,64942,45841,73641,97251,419
41 -03,500483---2,0302,4082,030
54/58 9,1547,7173,09818,96629,07560,96314,33615,8789,92214,280
490/1 7081,8682931,4809748801,13216,887-703
Balance sheet: equity and liabilities
10/49 112,925107,888161,638151,427155,196216,173158,439160,259123,402182,420
10/15 -7,272-27,082-44,168-89,611-90,026-101,577-102,024-109,663-82,428-75,365
10/11 16,20016,20016,20016,20016,20016,20016,20016,20016,20016,200
100 ------18,60018,60018,60018,600
101 ------2,4002,4002,4002,400
14 -23,472-43,282-60,368-105,811-106,226-117,777-118,224-125,863-98,628-91,565
17/49 120,197134,971205,806241,038245,221317,751260,463269,922205,830257,784
17 -----7,36528,91956,43084,724-
170/4 -----7,36528,91956,43084,724-
42/48 120,197134,971205,806241,038245,221310,302231,544213,493121,105257,784
42 5,722---4,92128,56027,51126,17222,776-
43 1,1021,603--------
430/8 1,1021,603--------
44 28,20424,15364,35859,60932,67735,06027,18423,4522,57237,452
440/4 28,20424,15364,35859,60932,67735,06027,18423,4522,57237,452
45 37,67428,28629,98625,99916,46618,2289,1869,8596,1592,019
450/3 27,35220,62524,38622,04311,58517,8069,1869,8596,1592,019
454/9 10,3237,6615,6003,9574,881421----
47/48 47,49580,929111,461155,430191,158228,454167,663154,01089,598218,313
492/3 -----84----
Income statement
9900 100,92488,280137,44759,16379,51444,31831,0685,118-534-36,196
60/61 ----262,333-----
62 66,46062,92579,88638,30636,1065,178----
630 2,2755,7988,2178,23414,88214,69712,89321,09832,02649,551
631/4 --------1,799-
640/8 4175593,1843,2013,34010,418558897579923
9901 31,77218,99746,1609,42325,18614,02517,617-16,877-34,939-86,670
75/76B 18910145990336,8496,253
75 189101459903246,253
76B --------36,825-
65/66B 9044201798,50713,42713,4669,74610,1538,97311,147
65 9044201798,50713,42713,4669,74610,1538,97311,147
9903 30,86918,66645,99292911,7656587,871-27,027-7,063-91,565
67/77 11,0591,580549515213211232208--
9904 19,81017,08645,44341511,5524477,639-27,236-7,063-91,565
9905 19,81017,08645,44341511,5524477,639-27,236-7,063-91,565
Appropriation of the result
9906 -23,472-43,282-60,368-105,811-106,226-117,777-118,224-125,863-98,628-91,565
14P -43,282-60,368-105,811-106,226-117,777-----
Social balance sheet
9087 --4-10.3----
Hours worked1013 3,9693,969--17,923501----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 26-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 26-05-2026 2026-00126829 PDF
31-12-2024 micro format 26-08-2025 2025-00443510 PDF
31-12-2023 micro format 30-08-2024 2024-00440615 PDF
31-12-2022 micro format 25-08-2023 2023-00363164 PDF
31-12-2021 micro format 17-08-2022 2022-20306489 PDF
31-12-2020 micro format 22-07-2021 2021-38400238 PDF
31-12-2019 micro format 31-08-2020 2020-48100178 PDF
31-12-2018 micro format 30-07-2019 2019-41200267 PDF
31-12-2017 micro format 31-07-2018 2018-41700483 PDF
31-12-2016 full format 13-07-2017 2017-31100511 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
34,04724,79554,37717,65640,06828,72230,5104,221-2,912-37,119
22,08622,88453,6598,64826,43415,14420,532-6,13724,963-42,014
03,3627656,0006,8902,02433,52533,2712,19395,552
1,4374,620-15,868-10,109-31,88946,627-1,5425,956-4,357-
-19,672-41,757-57,780-114,275-118,313-130,428-122,078-81,573-13,871-121,365
-6.4%-25.1%-27.3%-59.2%-58.0%-47.0%-64.4%-68.4%-66.8%-41.3%
0.840.690.720.530.520.580.470.620.890.53
0.280.170.220.200.310.370.250.360.450.27
17.5%15.8%28.1%0.3%7.4%0.2%4.8%-17.0%-5.7%-50.2%
37.6859.01over 1002.082.98-----
----45 days-----

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-2021
Employees at the balance-sheet date33-1
full-time33-1
part-time-0-0
in full-time equivalents3--1
--41
On a permanent contract1111
Joined999-
Left777-

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€3,362€765-€2,390
Intangible fixed assets----€4,500
Financial fixed assets---€6,000-
€2,275€5,798€8,217€8,234€14,882

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on FIVE

The operating result for 2025 is 67% higher than in 2024. It is a recovery after the fall in 2024.

Equity is negative. Debt (€120,197) exceeds the balance-sheet total (€112,925).

Board & ownership

Board

1 director, no change since 2023
Director (not named in the articles)
appointed by deed of 18-04-2016
listed in the 2025 annual accounts, filed on 26-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 21-11-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Manager

Manager
BoardEarlier
Mandates as a list
    • Manager, appointed by deed of 06-07-2015, until 01-08-2015
    • Manager, appointed by deed of 18-04-2016, still in office
    • Manager, appointed by deed of 05-10-2015, until 01-04-2016

See the board, name and registered office on a given date →

Control

Capital

Contribution
€16,200
Source
deed of 21-11-2023

Articles of association

DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-11-2023 (in French)
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Durée déterminée par assemblée,fixe pouvoirs si pluralité, un ou plusieurs administrateurs,associés ou non”
deed of 21-11-2023 (in French)
Membership ruleThe articles set who can become a member or partner, and on what terms.
“Associé unique, prescriptions du Code des Sociétés pour société à associé unique applicables jusqu'au retour à deux associés,fonctionnement…”
deed of 06-07-2015 (in French)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of May at 18:00
deed of 21-11-2023 (in French)

Network & group

No group

FIVE has no parent and no holdings in its annual accounts. is the only director.

At the same address

Papenhoutlaan 46, 1020 Brussels · 1 other company
Nollevaux, Sophie (sole trader)
establishment since 09-04-2010
founded in 2010
0824.827.127

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Treasurer · deed of 15-05-2026
Founded in 2026

Timeline

Timeline

21 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 66 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 26 days late
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Highest result from 2016 to 2025 net €45,443 ▲10,862% The operating result of €46,160 and the net result of €45,443 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0632749311
Registered office moved from Orbais to BrusselsNew registered office: avenue du Fusain, numéro 46, 1020 Bruxelles · Previous registered office: rue du Meunier 22, 1360 Orbais · Appointment: (director) · General meeting of 16-11-20237 points ▸
  • General meeting, 16-11-2023
  • Incorporation, 23-06-2015
  • Registered-office move, avenue du Fusain, numéro 46, 1020 Bruxelles
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • 100 shares
  • Director discharge,
  • Director appointment, (director (not named in the articles))
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 25 days late
2022
Annual accounts 2021 filed PDFmicro format · 17 days late
New establishment in Brussels Bshirt La Madeleine, Magdalenasteenweg 11
2021
Annual accounts 2020 filed PDFmicro format · 9 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 31 days late
New establishment in Brussels Oud Korenhuis 25
Registered office moved from Perwez to BrusselsNew registered office: Avenue du Fusain, 46 à 1020 Bruxelles · Previous registered office: Rue du Meunier 22 à 1360 Perwez · General meeting of 25-11-20192 points ▸
  • General meeting, 25-11-2019
  • Registered-office move, Avenue du Fusain, 46 à 1020 Bruxelles

Open the deed in the Belgian Official Gazette

2019
Back to profit net €7,639 The net result is €7,639, after 3 loss-making years.
Annual accounts 2018 filed PDFmicro format · 1 day before the deadline
2018
Annual accounts 2017 filed PDFmicro format · on the deadline day
2017
Annual accounts 2016 filed PDFfull format · 18 days before the deadline
2016
New manager appointed, resigned · Director discharge: (manager) · General meeting of 01-04-20164 points ▸
  • General meeting, 01-04-2016
  • Director resignation, (manager)
  • Director discharge, (manager)
  • Director appointment, (manager)

Open the deed in the Belgian Official Gazette

2015
New manager appointed, resigned · Director discharge: (manager) · General meeting of 2015-094 points ▸
  • Director resignation, (manager)
  • Director discharge, (manager)
  • Director appointment, (manager)
  • General meeting, 2015-09

Open the deed in the Belgian Official Gazette

IncorporationFounders: (comparant) and (comparant) · Founding capital of €18,600, 100 shares, €13,100 paid up · Appointment: (manager) · published on 06-07-20154 points ▸
  • Founder, (comparant)
  • Founder, (comparant)
  • Founding capital, €18,600, 100 shares
  • Director appointment, (manager)
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Bshirt, Papenhoutlaan 46, Brussels

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 25 June 2015, FIVE was incorporated.1 In 2020 the registered office moved to Brussels.2 is director of the company, appointed by deed of 18-04-2016.3 Total assets went from €160,259 in 2018 to €112,925 in 2025 and headcount from 0.3 full-time equivalents in 2020 to 4 in 2023.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-01-2020
  3. 3Belgian Official Gazette, 18-04-2016
  4. 4National Bank, annual accounts 2018, 2020, 2023 and 2025

Company details

Identity

Enterprise number
0632.749.311
VAT number
BE 0632.749.311
Peppol ID
0208:0632749311
Other Peppol ID
9925:BE0632749311
Legal form
Private limited company
Status
Active, normal situation
Founded
25-06-2015
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of May at 18:00
deed of 21-11-2023 (in French)
Peppol
Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
FIVE in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-11-2023 (in French)
Name clauseThe company operates under this name according to its articles.
FIVE
deed of 21-11-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 21-11-2023 (in French)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Codes under NACEBEL 2008
VAT activities
18130 Pre-press and pre-media services main activity
47716 Retail trade
47910 Retail trade
68100 Real estate activities
73110 Advertising, market research and public relations activities
Social security (RSZ) activities
47716 Retail trade main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Mobilier/immobilier; Marketing/promotions; Stylisme, graphisme, direction artistique; Site internet, applications web/mobiles…”
10 activities
  1. Mobilier/immobilier
  2. Marketing/promotions
  3. Stylisme, graphisme, direction artistique
  4. Site internet, applications web/mobiles
  5. Photographies
  6. Production de textile
  7. Vente/promotion
  8. Consulting
  9. Prêt-à-porter
  10. Vente au détail
deed of 21-11-2023 (in French)

Registered office and establishments

3 establishments
Establishment Since Unit number
Bshirt registered office Papenhoutlaan 46, 1020 Brussels 1813005 Pre-press and pre-media services 25-06-2015 2.243.149.744
Oud Korenhuis 25 1000 Brussels 1813005 Pre-press and pre-media services 23-01-2020 2.298.479.237
Bshirt La Madeleine Magdalenasteenweg 11, 1000 Brussels 47120 Other non-specialised retail sale 01-08-2022 2.334.934.114
2 former offices
  • 1360 Orbais until the deed of 21-11-2023
  • Rue du Meunier 22, 1360 Perwez until the deed of 06-01-2020

Buildings and parcels at the addresses

Ground area
365 m²
Buildings
169 m²
Volume, LiDAR
1,804 m³
Tallest building
26.6 m
Buildings to scale, each on its own parcel
86 m², 13.8 m 49 m², 26.6 m 34 m², 14.0 m 86 m², 13.8 m 49 m², 26.6 m 34 m², 14.0 m

Location

registered office establishment All 3 establishment units on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21818E0200/00G005282 m² 1 · 86 m² 13.8 m · 4
21004A0955/00A00049 m² 1 · 49 m² 26.6 m · 4
21004A1508/00_00034 m² 1 · 34 m² 14.0 m · 4