KALYPTUS
ActiveKALYPTUS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €81k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.03 in 2024; short-term debt: 83.2% and cash: 47.5% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
66.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 956 sector peers (2025).
NBB · sector comparisonPosition among 956 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
39 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €50k
2019: €28k
2020: €38k
2021: €58k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€122k▼ 12.6%
2024 · €140k
2018: €61k
2019: €34k
2020: €62k
2021: €83k
2022: €136k
2023: €59k
2024: €140k
2018 → 2025
Net result
€81k▲ 18.5%
2024 · €68k
2018: €12k
2019: €-22k
2020: €9k
2021: €20k
2022: €32k
2023: €31k
2024: €68k
2018 → 2025
Working capital
€-2k
2024 · €4k
2018: €43k
2019: €25k
2020: €37k
2021: €55k
2022: €17k
2023: €19k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€20k▼ 64.8%€20k=€20k=€20k=
Operating result€24k-€40k▲ 66.5%€40k▼ 0.9%€87k▲ 119%€102k▲ 17.5%
Net result€20k-€32k▲ 54.4%€31k▼ 1.8%€68k▲ 121%€81k▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€23k▲ 36.1%
Current assets
€99k▼ 19.2%
Equity and liabilities €122k
Equity
€20k=
Debt
€101k▼ 14.8%
The debt ratio falls from 85.3% to 83.2%. Debt is lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €92k
Cash flow
€84k▲
2024 · €73k
Solvency
16.8%▲
2024 · 14.7%
Current ratio
0.98▼
2024 · 1.03
Quick ratio
0.98▼
2024 · 1.03
Debt / equity
4.96▼
2024 · 5.82
ROE
396.6%▲
2024 · 334.6%
ROA
66.5%▲
2024 · 49.1%
Interest coverage
256.70▼
2024 · 282.30
Debt
€101k▼
2024 · €119k
Debt ≤ 1 year
€101k▼
2024 · €119k
Income taxes
€21k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€122k▼
Fixed assets21/28€17k€23k▲
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€149€10k▲
Current assets29/58€123k€99k▼
Amounts receivable within one year40/41€41k€41k▲
Trade receivables40€40k€40k▼
Other amounts receivable41€383€1k▲
Cash at bank and in hand54/58€81k€58k▼
Deferred charges and accrued income490/1€1k€184▼
Equity and liabilities
Total equity and liabilities10/49€140k€122k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Amounts payable17/49€119k€101k▼
Amounts payable within one year42/48€119k€101k▼
Trade debts44€1k€358▼
Suppliers440/4€1k€358▼
Taxes, remuneration and social security45€31k€27k▼
Taxes450/3€28k€25k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€87k€74k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€186€1k▲
Gross operating margin9900€92k€107k▲
Operating profit (loss)9901€87k€102k▲
Financial charges65/66B€325€411▲
Recurring financial charges65€325€411▲
Profit (loss) for the period before taxes9903€87k€102k▲
Income taxes67/77€18k€21k▲
Profit (loss) for the period9904€68k€81k▲
Profit (loss) for the period to be appropriated9905€68k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€81k▲
Profit to be distributed694/7€68k€81k▲
Return on contributions (dividend)694€68k€81k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €81k ▲18.5%
Operating result €102k, net result €81k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €-22k ▼287%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Palmerstonlaan 171000 BrusselGround area
197 m²
Building footprint
84 m²
Volume, LiDAR
1,317 m³
Parcel 21806F0114/00D004, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KALYPTUS
since 20152.245.612.356
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0114/00D004 | Brussels | 197 m² | 1 · 84 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,855 companies in sector 18130 we hold annual accounts for 831. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2015
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:thomas.portelange@gmail.com
E-mail:thomas@kalyptus.be