Skip to content
Checked.be
Complete company report
Generated 28-06-2026
Active BE 0407.099.793Public limited company

FIVANCO

Beneluxpark(Kor) 29 ·8500 Kortrijk, Belgium· 56 yrs active
Sector: Financial services (64210)
Conclusion Checked

The computed 12-month bankruptcy probability of FIVANCO is 0.1% (very low). The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 56 yrs
Locations 1
Publications 12
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1970 — 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 14-07-2025 2025-00276549
31-12-2023 volledig 04-07-2024 2024-00232379
31-12-2022 volledig 19-07-2023 2023-00250671
31-12-2021 volledig 19-07-2022 2022-20199930
31-12-2020 volledig 29-06-2021 2021-28300508
31-12-2019 volledig 07-07-2020 2020-27500072
31-12-2018 volledig 16-07-2019 2019-33600230
31-12-2017 volledig 01-08-2018 2018-42900150
31-12-2016 volledig 24-07-2017 2017-35000409
31-03-2016 volledig 21-10-2016 2016-66000435
Legal Structure
NACE primary Financial services(64210)
Legal form Public limited company(014)
Incorporation21-05-1970
StatusActive
Postal code8500
Connections & network 3 connected companies
Group structure
B.I.G.-Funds
Subsidiary · 1 location
→
COLOMBUS - HTC
Subsidiary · 2 locations
→
Miix Holding
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Beneluxpark(Kor) 29, 8500 Kortrijk
Managementactiviteiten van holdings
since 19692.039.453.605
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354D0453/00A000 Flanders 2,929 m² 1 · 156 m² —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 22 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
29-01-2025
State Gazette act Director changes
v3.2
29-01-2025
State Gazette act Director changes
2024
04-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
14-08-2023
State Gazette act Statutes amendment
v3.2
19-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
15-09-2022
State Gazette act Director changes
v3.2
19-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
29-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
25-08-2020
State Gazette act Director changes
v3.2
07-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
26-05-2020
State Gazette act Statutes amendment
v3.2
26-05-2020
State Gazette act Director changes
v3.2
2019
01-10-2019
State Gazette act Director changes
v3.2
16-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
01-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
16-08-2017
State Gazette act Director changes
v3.2
24-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
02-02-2017
State Gazette act Director changes
v3.2
12-01-2017
State Gazette act Minor change
Fiscal year change · Eric Himpe
2016
21-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2011
27-01-2011
State Gazette act Director changes
v3.2
Belgisch Staatsblad — acts 12 acts
All acts · 12 updated 1 year ago
2025
29-01-2025 2 directors appointed Director changes
  • BDO Bedrijfsrevisoren - BDO Réviseurs d'entreprises BV — Commissaris
  • Veerle Catry — Vaste vertegenwoordiger van de commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "BDO Bedrijfsrevisoren - BDO R\u00E9viseurs d\u0027entreprises BV",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger van de commissaris",
      "person": {
        "rrn": null,
        "name": "Veerle Catry",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
29-01-2025 1 director appointed, 1 reappointed Director changes
  • Veerle Catry — Vaste vertegenwoordiger
  • BDO Bedrijfsrevisoren - BDO Réviseurs d'entreprises BV — Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "BDO Bedrijfsrevisoren - BDO R\u00E9viseurs d\u0027entreprises BV",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0431.088.289",
        "name": "BDO Bedrijfsrevisoren - BDO R\u00E9viseurs d\u0027entreprises BV",
        "address": "Da Vincilaan 9 bus E.6, 1930 Zaventem",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Veerle Catry",
        "address": null,
        "birth_date": null,
        "profession": "bedrijfsrevisor",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "Comm.V.",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-06-30",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2025-01-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-24",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO",
    "legal_form": "N.V."
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "DAVHOLD BV",
    "person_name": null,
    "org_rep_person_name": "David Vanbiervliet",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
14-08-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  },
  "legal_form_change": {
    "new": "Naamloze vennootschap",
    "old": "Naamloze vennootschap",
    "changed": false
  }
}
2022
15-09-2022 Fransiska Bulkens appointed as director Director changes
  • Fransiska Bulkens — Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fransiska Bulkens",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
2020
25-08-2020 Veerle Catry appointed as statutory auditor Director changes
  • Veerle Catry — Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Veerle Catry",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
26-05-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": true
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  },
  "legal_form_change": {
    "new": "naamloze vennootschap",
    "old": "naamloze vennootschap",
    "changed": false
  }
}
26-05-2020 2 directors appointed, 2 resigning Director changes
  • DAVHOLD — Enige bestuurder
  • David Vanbiervliet — Enige bestuurder
  • DAVHOLD — Enige bestuurder
  • David Vanbiervliet — Enige bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "enige bestuurder",
      "person": {
        "rrn": null,
        "name": "DAVHOLD",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "enige bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "enige bestuurder",
      "person": {
        "rrn": null,
        "name": "DAVHOLD",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "enige bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
2019
01-10-2019 3 directors appointed Director changes
  • David VANBIERVLIET — Bestuurder
  • David VANBIERVLIET — Gedelegeerd bestuurder + voorzitter van de raad van bestuur
  • Davhold BVBA — Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David VANBIERVLIET",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder \u002B voorzitter van de raad van bestuur",
      "person": {
        "rrn": null,
        "name": "David VANBIERVLIET",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Davhold BVBA",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
2017
16-08-2017 BDO BEDRIJFSREVISOREN appointed as statutory auditor Director changes
  • BDO BEDRIJFSREVISOREN — Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "BDO BEDRIJFSREVISOREN",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
02-02-2017 4 directors appointed, 4 resigning Director changes
  • David Vanbiervliet — Bestuurder
  • David Vanbiervliet — Gedelegeerd bestuurder
  • David Vanbiervliet — Voorzitter van de raad van bestuur
  • Veerle Catry — Permanente vertegenwoordiger commissaris
  • David Vanbiervliet — Bestuurder
  • David Vanbiervliet — Gedelegeerd bestuurder
  • David Vanbiervliet — Voorzitter van de raad van bestuur
  • Koen De Brabander — Permanente vertegenwoordiger commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "voorzitter van de Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "voorzitter van de Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "David Vanbiervliet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "permanente vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Veerle Catry",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "permanente vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Koen De Brabander",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
12-01-2017 Publication in the Belgian Official Gazette — Minor change Minor change·Eric Himpe
Summary: Fiscal year changeNotary: Eric Himpe · IeperFirm: Eric HIMPE - Annelies HIMPE, Geassocieerde Notarissen
Technical details 
{
  "notary": {
    "name": "Eric Himpe",
    "firm_city": null,
    "firm_name": "Eric HIMPE - Annelies HIMPE, Geassocieerde Notarissen",
    "office_city": "Ieper",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2016-12-28",
    "act_kind_objet": "verbatim"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2016-12-20",
    "unanimous": true
  },
  "agm_change": {
    "new_schedule": "de laatste vrijdag van de maand juni om tien uur",
    "old_schedule": "de laatste vrijdag van de maand september om tien uur",
    "effective_from_year": 2017,
    "rule_changes_summary": "De datum van de jaarvergadering is gewijzigd van september naar juni. Geen veranderingen in quorum- of meerderheidsregels vermeld."
  },
  "detected_kind": "fiscal_year_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO",
    "legal_form": "NV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "expeditie van de akte-statutenwijziging",
    "geco\u00F6rdineerde statuten"
  ],
  "fiscal_year_change": {
    "new_end_mm_dd": "31-12",
    "old_end_mm_dd": "31-12",
    "new_start_mm_dd": "01-01",
    "old_start_mm_dd": "01-01",
    "first_full_new_year": 2017,
    "transition_period_end": "2016-12-31"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
2011
27-01-2011 1 director appointed, 1 resigning Director changes
  • BVBA Herman Vandaele — Bestuurder
  • Herman Vandaele — Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Vandaele",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BVBA Herman Vandaele",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0407.099.793",
    "name_full": "FIVANCO"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameNL FIVANCO
Registered office
Beneluxpark(Kor) 29 bus 0021
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Carimmo BE 0427.963.505 · Kortrijk
EURAC BE 0430.523.414 · Kortrijk
I&F CONCEPT BE 0429.990.805 · Kortrijk
KORAMIC INVESTMENTS BE 0405.371.512 · Kortrijk
KORAMIC REAL ESTATE INVESTMENT BE 0403.271.857 · Kortrijk
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative