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Generated 12-08-2026
Active BE 0797.204.297Private limited company

FITTERS

Gouverneur Verwilghensingel 22 ·3500 Hasselt, Belgium· 3 yrs active
Sector: Bouw van civieltechnische werken voor vloeistoffen, neg (42219)
Conclusion Checked

The computed 12-month bankruptcy probability of FITTERS is 2.5% (moderate). The 2023 annual accounts show equity of €164k and a net result of €3k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €164k
Net result €3k
Staff (FTE) 10.4
Active 3 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health56Profitability8Solvency36Growth-Stability79
45 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 56
Profitability 8
Solvency 36
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
56 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · verkort
Fiscal year2023
Depositverkort
Revenue-
EBITDA€18k
Net profit€3k
Cash flow€7k
Staff costs€719k
Income taxes€7k
Dividends-
Total assets€752k
Equity€164k
Debt€586k
of which ≤ 1y€576k
of which > 1y€11k
Working capital€162k
Employees (FTE)10.4
Ratios (computed)
2023
Current ratio1.28
Quick ratio0.80
Working capital ratio21.5%
Solvency21.8%
Debt / equity3.57
Long-term debt ratio0.07
Interest coverage3.49
Gross margin-
Net margin-
ROA0.3%
ROE1.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€752k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€15k
Current assets 29/58€737k
Stocks & contracts in progress 3€276k
Amounts receivable within one year 40/41€374k
Cash & bank 54/58€86k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€752k
Equity 10/15€164k
Contributions / capital 10/11€5k
Reserves 13€178k
Accumulated profits (losses) 14€-19k
Provisions & deferred taxes 16€2k
Amounts payable 17/49€586k
Amounts payable after one year 17€11k
Amounts payable within one year 42/48€576k
Trade debts payable within one year 44€309k
Income statement
Gross operating margin 9900€740k
Operating result 9901€14k
Financial income 75€140
Financial charges 65€5k
Result before taxes 9903€9k
Income taxes 67/77€7k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Legal Structure
NACE primary Bouw van civieltechnische werken voor vloeistoffen, neg(42219)
Legal form Private limited company(610)
Incorporation16-01-2023
StatusActive
Postal code3500
Establishment units 1 location
FITTERS
Gouverneur Verwilghensingel 22, 3500 HasseltBouw van rioleringen
since 20232.340.518.344
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71323C0280/00Z005 Flanders 929 m² 1 · 977 m² 7.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
19-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
25-01-2023
State Gazette act Capital & shares
v3.2
Belgisch Staatsblad, acts 1 acts
Capital history · 1
25-01-2023
v3.2
All acts · 1 updated 3 years ago
2023
25-01-2023 Capital increase of €0 to €238,093.37 Capital & shares
  • €238.093,37 → €238.093,37
  • Inbreng in natura · Apport en nature
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 238093.37,
      "delta_eur": 0.0,
      "before_eur": 238093.37,
      "contribution_type": "natura"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0797.204.297",
    "name_full": "FITTERS"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van buizen, pijpen, holle profielen en fittings daarvoor, van staal24200Vervaardiging van buizen, pijpen, holle profielen en fittings daarvoor, van staal24200Bouw van civieltechnische werken voor vloeistoffen, n.e.g.42219Bouw van civieltechnische werken voor vloeistoffen, neg42219Bouw van rioleringen42212Bouw van rioleringen42212Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299
Primary activity highlighted.
Names & trade names
Legal nameNL FITTERS
Registered office
Gouverneur Verwilghensingel 22
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative