Checked.be
Active
BE 0792.525.830Private limited company
Fitsch Naomi
Ninoofsesteenweg(P) 38 ·1670 Pepingen, Belgium· 3 yrs active
Conclusion
The computed 12-month bankruptcy probability of Fitsch Naomi is 3.1% (moderate). The 2024 annual accounts show equity of €33k and a net result of €28k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €33k |
| Net result | €28k |
| Active | 3 yrs |
| Locations | 1 |
Financial profile
94
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
96
Growth
78
Stability
94
Bankruptcy probability (12 mo)
3.1%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€38k
-
23-24
€28k
+205.1%
23-24
€30k
-
23-24
€64k
+189.1%
23-24
€33k
+226.3%
23-24
€33k
+226.3%
23-24
€8k
+129.7%
23-24
€5k
-
23-24
Show 9 other metrics
€31k
+157.2%
23-24
€31k
+157.2%
23-24
2.09
+12.4%
23-24
2.09
+12.4%
23-24
52.1%
+12.9%
23-24
0.92
-21.2%
23-24
84.4%
-6.5%
23-24
43.9%
+5.6%
23-24
837.32
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €38k |
| Net profit | €28k |
| Cash flow | €30k |
| Staff costs | - |
| Income taxes | €8k |
| Dividends | €5k |
| Total assets | €64k |
| Equity | €33k |
| Debt | €31k |
| of which ≤ 1y | €31k |
| of which > 1y | - |
| Working capital | €33k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.09 |
| Quick ratio | 2.09 |
| Working capital ratio | 52.1% |
| Solvency | 52.1% |
| Debt / equity | 0.92 |
| Long-term debt ratio | - |
| Interest coverage | 837.32 |
| Gross margin | - |
| Net margin | - |
| ROA | 43.9% |
| ROE | 84.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €64k |
| Formation expenses | 20 | €0 |
| Current assets | 29/58 | €64k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €64k |
| Equity | 10/15 | €33k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €32k |
| Amounts payable | 17/49 | €31k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €38k |
| Operating result | 9901 | €36k |
| Financial income | 75 | €143 |
| Financial charges | 65 | €45 |
| Result before taxes | 9903 | €36k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €28k |
| Result to be appropriated | 9905 | €28k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 17-10-2022 |
| Status | Active |
| Postal code | 1670 |
Establishment units
Fitsch Naomi
since 20222.339.837.859
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23064C0023/00Y000 | Flanders | 3,164 m² | 1 · 188 m² | 5.1 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
16-12-2025
State Gazette act
Registered-office change
31-08-2025
NBB filing
Annual accounts filed
2024
31-08-2024
NBB filing
Annual accounts filed
2022
19-10-2022
State Gazette act
Incorporation
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
16-12-2025
v3.2
All acts · 2
updated 8 months ago
2025
16-12-2025 Registered office moved from Halle to Pepingen
- Eizingenstraat 21, 1500 Halle → Ninoofsesteenweg 38, 1670 Pepingen
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Pepingen",
"region": null,
"street": "Ninoofsesteenweg",
"country": "BE",
"postcode": "1670",
"box_number": null,
"street_number": "38"
},
"old_address": {
"city": "Halle",
"region": null,
"street": "Eizingenstraat",
"country": "BE",
"postcode": "1500",
"box_number": null,
"street_number": "21"
},
"effective_date": "2025-12-06",
"evidence_quote": "De 06/12/2025 heeft de bijzondere Algemene Vergadering van de bv Fitsch Naomi de beslissing genomen om van de adres van de maatschappelijke zetel aan te passen. Eizingenstraat 21 - 1500 Halle naar Ninoofsesteenweg 38 - 1670 Pepingen"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0792.525.830",
"name_full": "FITSCH NAOMI",
"legal_form": "BV"
}
}2022
19-10-2022 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "1500 Halle, Eizingenstraat 21",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1993-06-16",
"name": "FITSCH Naomi Rose-Marie",
"niss": null,
"address": "1500 Halle, Eizingenstraat 21 bus 0001"
},
"share_class": "A, B",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "FITSCH Naomi Rose-Marie",
"is_subscriber_only": false,
"n_shares_subscribed": 1000,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "0792.525.830",
"name_full": "Fitsch Naomi",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-10-17",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameNL | Fitsch Naomi |
Registered office
Ninoofsesteenweg(P) 38
1670 Pepingen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.