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Complete company report
Generated 05-07-2026
Active BE 0696.935.991Private limited companyOpen bankruptcy

FitCoach

Liebaardstraat 154 ·8792 Waregem, Belgium· 8 yrs active
Sector: Wholesale trade (46170)
Conclusion Checked

A bankruptcy procedure is open for FitCoach according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €27k and a net result of €5k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €27k
Net result €5k
Staff (FTE) 4.5
Active 8 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability99Solvency10Growth52Stability0
32 / 100

Fragile profile — watch health in particular.

Health 0
Profitability 99
Solvency 10
Growth 52
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
0 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-06-2024 with the NBB · fiscal year 2023 · verkort
€0€200k€400kRevenue 2022: €447k€447kOperating result 2022: €43k€43kNet result 2022: €37k€37kOperating result 2023: €16k€16kNet result 2023: €5k€5k20222023
RevenueOperating resultNet result
Revenue
€447k
— 22–23
EBITDA
€55k
-30.5% far above sector median
Net profit
€5k
-85.3% far above sector median
Cash flow
€44k
-39.3% far above sector median
Total assets
€765k
+65.0% +126% vs sector
Equity
€27k
+24.8% -18% vs sector
Working capital
€-31k
— -210% vs sector
Employees (FTE)
5
+9.8% far above sector median
Staff costs
€145k
+20.1% far above sector median
Income taxes
€344
-10.9% +23% vs sector
Debt
€738k
+67.0% +150% vs sector
Debt ≤ 1y
€178k
+209.5% +13% vs sector
Debt > 1y
€559k
+45.7% far above sector median
Current ratio
0.82
-35.4% -15% vs sector
Quick ratio
0.73
-40.1% +17% vs sector
Solvency
3.6%
-24.4% -76% vs sector
Debt / equity
26.96
+33.8% far above sector median
ROE
19.9%
-88.2% far above sector median
ROA
0.7%
-91.1% far above sector median
Net margin
8.3%
— 22–23
EBITDA margin
17.7%
— 22–23
Interest coverage
5.32
-61.6% far above sector median
Figures by fiscal year
Fiscal year2023
Revenue—
EBITDA€55k
Net profit€5k
Cash flow€44k
Staff costs€145k
Income taxes€344
Dividends—
Total assets€765k
Equity€27k
Debt€738k
of which ≤ 1y€178k
of which > 1y€559k
Working capital€-31k
Employees (FTE)4.5
Ratios (computed)
2023
Current ratio0.82
Quick ratio0.73
Working capital ratio-4.1%
Solvency3.6%
Debt / equity26.96
Long-term debt ratio20.45
Interest coverage5.32
Gross margin—
Net margin—
ROA0.7%
ROE19.9%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet — Assets
TOTAL ASSETS 20/58€765k
Fixed assets 21/28€618k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€506k
Current assets 29/58€147k
Stocks & contracts in progress 3€17k
Amounts receivable within one year 40/41€113k
Cash & bank 54/58€15k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€765k
Equity 10/15€27k
Contributions / capital 10/11€1k
Reserves 13€3k
Accumulated profits (losses) 14€24k
Amounts payable 17/49€738k
Amounts payable after one year 17€559k
Amounts payable within one year 42/48€178k
Trade debts payable within one year 44€58k
Income statement
Gross operating margin 9900€208k
Operating result 9901€16k
Financial income 75€1
Financial charges 65€10k
Result before taxes 9903€6k
Income taxes 67/77€344
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator Kathleen SEGERS
FELIX VERHAEGHESTRAAT 5, 8790 WAREGEM
 31-10-2024 → present Belgian State Gazette
Legal Structure
NACE primary Wholesale trade(46170)
Legal form Private limited company(610)
Incorporation16-05-2018
StatusActive
Postal code8792
First BS signal 06-11-2024
Latest BS signal 06-11-2024
Company structure — linked entities1 linked entities
FitCoachBE 0696.935.991Kathleen SEGERSReceiver ↔ 57VENSTR.Holvoet, LoreBozKurt
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units 5 locations
E-Fit Studio
Kortrijkseweg 359, 8791 WaregemHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20182.276.478.647
FitStudio Waregem
Holstraat 18, 8790 WaregemHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20212.313.367.252
FitStudio Lievegem
Kerkstraat 9, 9950 LievegemHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20232.342.420.138
E-Fit Studio 2hc
Researchdreef 10, 1070 AnderlechtHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20232.347.228.467
E-Fit Studio Deinze
Gaversesteenweg 51, 9800 DeinzeHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20242.355.363.601
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 5 (83.3%) Brussels 1 (16.7%)
Parcel (capakey) Region Area Buildings Height / fl.
34006A0466/00E000 Flanders 2.7 ha 1 · 644 m² 9.8 m · 3 fl.
21307F0170/00E000 Brussels 2,007 m² 1 · 599 m² 23.4 m · 7 fl.
34040C1024/00L000 Flanders 810 m² 1 · 399 m² 16.4 m · 3 fl.
34010A0121/00L013 Flanders 780 m² 1 · 156 m² 12.5 m · 3 fl.
44072C1642/00D000 Flanders 755 m² 1 · 333 m² 11.3 m
44054A0377/00D003 Flanders 152 m² — —
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
06-11-2024
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · FITCOACH BV LIEBAARD- STRAAT 154, 8792 WAREGEM · event 31-10-2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-03-2022
State Gazette act Director changes
Frederic OPSOMER
Lifecycle & Insolvency Signals 1 events
06-11-2024
Bankruptcy Opening
Date: 31-10-2024 · Ondernemingsrechtbank Gent, afdeling Kortrijk · FITCOACH BV LIEBAARD- STRAAT 154, 8792 WAREGEM · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-11-06 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 4 years ago
2022
31-03-2022 2 directors appointed, 3 resigning Director changes·Frederic OPSOMER
  • VALEPYN Annelies — Bestuurder
  • VIRGIL Ergo — Bestuurder
  • VALEPYN Annelies — Zaakvoerder
  • VIRGIL Ergo — Zaakvoerder
Notary: Frederic OPSOMER · Kortrijk
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in voedings- en genotmiddelen46170Handelsbemiddeling in de groothandel in voedings- en genotmiddelen46170Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995
Primary activity highlighted.
Names & trade names
Legal nameNL FitCoach
Registered office
Liebaardstraat 154
8792 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative