FISKR
ActiveFISKR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €10k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 1624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 20.23 against 26.93 in 2024; short-term debt: 4.9% and cash: 58.9% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
29 d early
2023
27 d early
2022
18 d early
2021
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€225k▼ 10.9%
2024 · €252k
2021: €44k
2022: €141k
2023: €232k
2024: €252k
2021 → 2025
Total assets
€236k▼ 9.7%
2024 · €262k
2021: €59k
2022: €154k
2023: €246k
2024: €262k
2021 → 2025
Net result
€10k▼ 50.3%
2024 · €20k
2021: €38k
2022: €98k
2023: €91k
2024: €20k
2021 → 2025
Working capital
€222k▼ 10.7%
2024 · €249k
2021: €44k
2022: €140k
2023: €231k
2024: €249k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€141k▲ 224%€232k▲ 64.1%€252k▲ 8.8%€225k▼ 10.9%
Operating result€48k-€139k▲ 191%€132k▼ 5.4%€35k▼ 73.6%€22k▼ 35.5%
Net result€38k-€98k▲ 160%€91k▼ 7.4%€20k▼ 77.6%€10k▼ 50.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 36% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€3k▼ 25.6%
Current assets
€234k▼ 9.5%
Equity and liabilities €236k
Equity
€225k▼ 10.9%
Debt
€12k▲ 20.4%
The debt ratio rises from 3.7% to 4.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €35k
Cash flow
€11k▼
2024 · €21k
Solvency
95.1%▼
2024 · 96.3%
Current ratio
20.23▼
2024 · 26.93
Quick ratio
20.23▼
2024 · 26.93
Debt / equity
0.05▲
2024 · 0.04
ROE
4.5%▼
2024 · 8.1%
ROA
4.3%▼
2024 · 7.8%
Interest coverage
4.72▼
2024 · 6.53
Debt
€12k▲
2024 · €10k
Debt ≤ 1 year
€12k▲
2024 · €10k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€262k€236k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€963€616▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€258k€234k▼
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€11k€5k▼
Other amounts receivable41€3k€6k▲
Current investments50/53€65k€83k▲
Cash at bank and in hand54/58€177k€139k▼
Deferred charges and accrued income490/1€2k€201▼
Equity and liabilities
Total equity and liabilities10/49€262k€236k▼
Equity10/15€252k€225k▼
Contributions10/11€6k€6k=
Reserves13€246k€219k▼
Distributable reserves133€246k€219k▼
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Trade debts44€864€3k▲
Suppliers440/4€864€3k▲
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€418€876▲
Taxes450/3€418€876▲
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€607€938▲
Other operating charges640/8€2k€953▼
Gross operating margin9900€37k€24k▼
Operating profit (loss)9901€35k€22k▼
Financial income75/76B€5€7▲
Recurring financial income75€5€7▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€29k€17k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€20k€10k▼
Profit (loss) for the period to be appropriated9905€20k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€10k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€20k€10k▼
To other reserves6921€20k€10k▼
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €10k ▼50.3%
Net result drops to €10k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €232k ▲64.1%
3 profitable years in a row build equity to €232k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €98k ▲160%
Operating result €139k, net result €98k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.56
Current ratio from 3.81 to 12.56; short-term debt falls from €16k to €12k.
31-12
Financial
Equity above €100kEq €141k ▲224%
2 profitable years in a row build equity to €141k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Boomgaardstraat 89000 GentGround area
219 m²
Building footprint
97 m²
Volume, LiDAR
1,359 m³
Parcel 44804D1547/00A000, Flanders · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FISKR
since 20212.316.805.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D1547/00A000 | Flanders | 219 m² | 1 · 97 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALERT BUSINESS ADVICE
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.