Active BE 0766.868.934Private limited company

FISCOTEAM

Omer Lepreuxstraat 9 ·1081 Koekelberg, Belgium· 5 yrs active

Sector: NACE 82100 (82100)

Conclusion Checked

The computed 12-month bankruptcy probability of FISCOTEAM is 1.7% (moderate). The 2024 annual accounts show equity of €9k and a net result of €4k. Equity is growing by ~64.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 3164 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€9k
Net result	€4k
Staff (FTE)	1.2
Better than sector	29%

Snowflake analysis 5 axes · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

Health 86

Profitability 100

Solvency 44

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

86 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~64.6%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	28.2%	53.7%	better than 29% of 3164 sector peers
Net result	€4k	€18k	better than 29% of 3163 sector peers
Equity	€9k	€40k	better than 22% of 3166 sector peers
Gross operating margin	€50k	€36k	better than 60% of 3163 sector peers
Staff costs	€43k	€22k	higher than 67% of 479 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€6k

+64.8% -72% vs sector

Net profit

€4k

+214.7% -10% vs sector

Cash flow

€5k

+157.8% -74% vs sector

Total assets

€33k

+63.1% -74% vs sector

Equity

€9k

+74.2% -87% vs sector

Working capital

€652

-75.4% -96% vs sector

Employees (FTE)

1

+100.0% -8% vs sector

Staff costs

€43k

+96.9% ≈ vs sector

Income taxes

€1k

-33.3% -57% vs sector

Debt

€24k

+59.1% -72% vs sector

Debt ≤ 1y

€24k

+59.1% +14% vs sector

Current ratio

1.03

-12.8% -43% vs sector

Quick ratio

1.03

-12.8% -43% vs sector

Solvency

28.2%

+6.8% -21% vs sector

Debt / equity

2.55

-8.7% +48% vs sector

ROE

42.6%

+80.6% far above sector median

ROA

12.0%

+92.9% far above sector median

Interest coverage

21.26

-20.4% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€6k
Net profit	€4k
Cash flow	€5k
Staff costs	€43k
Income taxes	€1k
Dividends	-
Total assets	€33k
Equity	€9k
Debt	€24k
of which ≤ 1y	€24k
of which > 1y	-
Working capital	€652
Employees (FTE)	1.2

Ratios (computed)

	2024
Current ratio	1.03
Quick ratio	1.03
Working capital ratio	2.0%
Solvency	28.2%
Debt / equity	2.55
Long-term debt ratio	-
Interest coverage	21.26
Gross margin	-
Net margin	-
ROA	12.0%
ROE	42.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €9k · 26.2% Current assets €24k · 73.8%

Equity & liabilities

Equity €9k · 28.2% Debt €24k · 71.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€33k
Fixed assets	21/28	€9k
Tangible fixed assets	22/27	€1k
Financial fixed assets	28	€7k
Current assets	29/58	€24k
Amounts receivable within one year	40/41	€18k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€33k
Equity	10/15	€9k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€6k
Amounts payable	17/49	€24k
Amounts payable within one year	42/48	€24k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€50k
Operating result	9901	€5k
Financial income	75	€357
Financial charges	65	€265
Result before taxes	9903	€5k
Income taxes	67/77	€1k
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	82100
Legal form	Private limited company(610)
Incorporation	19-04-2021
Status	Active
Postal code	1081

Establishment units 1 location

Fiscoteam

Omer Lepreuxstraat 9, 1081 KoekelbergVerhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

since 20212.316.096.714

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21011A0040/00B013	Brussels	354 m²	1 · 147 m²	21.6 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

09-09-2025

State Gazette act Director changes

Olivier de CLIPPELE

31-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

31-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

20-06-2024

State Gazette act Director changes

2023

01-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

08-03-2023

State Gazette act Director changes

2022

30-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 10 months ago

2025

09-09-2025 1 director appointed, 1 resigning Director changes·Olivier de CLIPPELE

MOUISSI Chaimae, Bestuurder
MOUSSI Hajar, Bestuurder

Notary: Olivier de CLIPPELE · Bruxelles

Original publication ↗

Technical details

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2024

20-06-2024 Board composition published Director changes

Original publication ↗

Technical details

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2023

08-03-2023 1 director appointed, 1 resigning Director changes

MOUISSI HAJAR, Bestuurder
KAILLANI YOUSSEF, Bestuurder

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameFR

FISCOTEAM

Registered office

Omer Lepreuxstraat 9

1081 Koekelberg, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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