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FISCONA

Active
Private limited companyfounded 1992active for 34 yearsBoniverlei 98, 2650 Edegem, BelgiumKBO/BCE: BE 0446.565.333
Summary

FISCONA has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,663 and a net result of -€1,451. Equity is growing by about 2.6% per year across the filed financial years. Its solvency ranks better than 45% of 15,696 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€48,663▼ 2.9%
2024 · €50,115
Total assets
€92,546▲ 13.5%
2024 · €81,551
Net result
-€1,451▲ 29.6%
2024 · -€2,062
Working capital
€8,750▼ 64.7%
2024 · €24,819
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result recovers in 2025; 2025 is 90% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€3,101 2025 Net result-€1,451 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€11,539-€977▼ 91.5%€13,473▲ 1,280%€16,691€1,635▼ 90.2%€3,101▲ 89.6%
Net result€6,914--€3,090€6,443below the sector's middle half€8,182below the sector's middle half-€2,062below the sector's middle half-€1,451below the sector's middle half▲ 29.6%
Equity€42,886-€39,796▼ 7.2%€46,439within the sector's middle half▲ 16.7%€46,439within the sector's middle half=€47,902within the sector's middle half▲ 3.1%€52,177within the sector's middle half▲ 8.9%€50,115within the sector's middle half▼ 4.0%€48,663within the sector's middle half▼ 2.9%
Total assets€78,626-€85,738▲ 9.0%€76,811below the sector's middle half▼ 10.4%€76,811below the sector's middle half=€75,792below the sector's middle half▼ 1.3%€96,996within the sector's middle half▲ 28.0%€81,551below the sector's middle half▼ 15.9%€92,546within the sector's middle half▲ 13.5%
Debt€35,739-€45,942▲ 28.5%€30,372▼ 33.9%€30,372=€27,890▼ 8.2%€44,819▲ 60.7%€31,437▼ 29.9%€43,883▲ 39.6%
Working capital€35,978-€34,647▼ 3.7%€37,407within the sector's middle half▲ 8.0%€37,407within the sector's middle half=€37,056within the sector's middle half▼ 0.9%€22,074within the sector's middle half▼ 40.4%€24,819within the sector's middle half▲ 12.4%€8,750within the sector's middle half▼ 64.7%
Solvency54.5%-46.4%▼ 8.1pp60.5%within the sector's middle half▲ 14.0pp60.5%within the sector's middle half=63.2%within the sector's middle half▲ 2.7pp53.8%within the sector's middle half▼ 9.4pp61.5%within the sector's middle half▲ 7.7pp52.6%within the sector's middle half▼ 8.9pp
Current ratio2.84-2.39▼ 0.452.91within the sector's middle half▲ 0.512.91within the sector's middle half=2.52within the sector's middle half▼ 0.381.63within the sector's middle half▼ 0.891.82within the sector's middle half▲ 0.191.21within the sector's middle half▼ 0.62
Return on assets (ROA)8.8%--3.6%▼ 12.4pp8.4%within the sector's middle half▲ 12.0pp8.4%within the sector's middle half-2.5%below the sector's middle half▼ 11.0pp-1.6%below the sector's middle half▲ 1.0pp
Staff (FTE)11=1=
above within below the middle half of NACE 69, Legal and accounting activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,546
Fixed assets €41,592 ▲ 56.4%
Current assets €50,954 ▼ 7.3%
Equity and liabilities €92,546
Equity €48,663 ▼ 2.9%
Debt €43,883 ▲ 39.6%
Debt's share of the balance-sheet total rises from 38.5% to 47.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,732▲
2024 · €11,775
Cash flow
€13,180▲
2024 · €8,078
Debt to equity
0.90▲
2024 · 0.63
ROE
-3.0%▲
2024 · -4.1%
Interest coverage
11.08▲
2024 · 8.57
Debt ≤ 1 year
€42,204▲
2024 · €30,141
Debt > 1 year
€1,679▲
2024 · €1,296
Income taxes
€2,966▲
2024 · €2,446
Staff costs
€18,621▼
2024 · €20,031
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.2% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.2% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€81,551€92,546▲
Fixed assets21/28€26,591€41,592▲
Intangible fixed assets21€3,750€1,875▼
Tangible fixed assets22/27€22,841€39,717▲
Land and buildings22€4,690€2,922▼
Plant, machinery and equipment23€4,854€9,094▲
Furniture and vehicles24€13,298€27,701▲
Current assets29/58€54,960€50,954▼
Amounts receivable within one year40/41€50,254€42,010▼
Trade receivables40€35,278€37,198▲
Other amounts receivable41€14,976€4,812▼
Current investments50/53€1,340€2,644▲
Deferred charges and accrued income490/1€3,366€6,300▲
Equity and liabilities
Total equity and liabilities10/49€81,551€92,546▲
Equity10/15€50,115€48,663▼
Contributions10/11€8,697€8,697=
Reserves13€37,174€37,174=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Tax-exempt reserves132€8,890€8,890=
Distributable reserves133€26,425€26,425=
Profit (loss) carried forward14€4,243€2,792▼
Amounts payable17/49€31,437€43,883▲
Amounts payable after more than one year17€1,296€1,679▲
Financial debts170/4€1,296€1,679▲
Amounts payable within one year42/48€30,141€42,204▲
Current portion of amounts payable after more than one year42€9,626€5,346▼
Financial debts43-€10,481
Credit institutions430/8-€10,481
Trade debts44€2,996€6,556▲
Suppliers440/4€2,996€6,556▲
Taxes, remuneration and social security45€17,520€13,968▼
Taxes450/3€11,452€11,644▲
Remuneration and social security454/9€6,067€2,324▼
Other amounts payable47/48-€5,852
Income statement Code20242025
Non-recurring operating income76A€6,169€2,283▼
Remuneration, social security and pensions62€20,031€18,621▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,140€14,631▲
Other operating charges640/8€681€797▲
Non-recurring operating charges66A€75€300▲
Gross operating margin9900€32,562€37,449▲
Operating profit (loss)9901€1,635€3,101▲
Financial income75/76B€122€15▼
Recurring financial income75€122€15▼
Financial charges65/66B€1,373€1,601▲
Recurring financial charges65€1,373€1,601▲
Profit (loss) for the period before taxes9903€384€1,515▲
Income taxes67/77€2,446€2,966▲
Profit (loss) for the period9904-€2,062-€1,451▲
Profit (loss) for the period to be appropriated9905-€2,062-€1,451▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,243€2,792▼
Profit (loss) brought forward from the previous period14P€6,305€4,243▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A------€6,169€2,283▼ 63.0%
Remuneration, social security and pensions62-----€16,222€20,031€18,621▼ 7.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,293€11,940€10,164--€7,396€10,140€14,631▲ 44.3%
Other operating charges640/8-----€625€681€797▲ 17.1%
Non-recurring operating charges66A------€75€300▲ 299%
Gross operating margin9900€24,625€13,362€24,084--€40,934€32,562€37,449▲ 15.0%
Operating profit (loss)9901€11,539€977€13,473--€16,691€1,635€3,101▲ 89.6%
Financial income75/76B-----€218€122€15▼ 87.9%
Recurring financial income75€0€5€82--€218€122€15▼ 87.9%
Financial charges65/66B-----€1,910€1,373€1,601▲ 16.5%
Recurring financial charges65€2,879€1,241€2,042--€1,910€1,373€1,601▲ 16.5%
Profit (loss) for the period before taxes9903€7,900-€603€11,313--€14,999€384€1,515▲ 295%
Income taxes67/77€986€2,488€4,869--€6,817€2,446€2,966▲ 21.3%
Profit (loss) for the period9904€6,914-€3,090€6,443--€8,182-€2,062-€1,451▲ 29.6%
Profit (loss) for the period to be appropriated9905€6,914-€3,090€6,443--€8,182-€2,062-€1,451▲ 29.6%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€78,626€85,738€76,811€76,811€75,792€96,996€81,551€92,546▲ 13.5%
Fixed assets21/28€23,120€26,181€19,773€19,773€14,384€39,894€26,591€41,592▲ 56.4%
Intangible fixed assets21-€13,125€11,250€11,250€9,375€5,625€3,750€1,875▼ 50.0%
Tangible fixed assets22/27€23,120€13,056€8,523€8,523€5,009€34,269€22,841€39,717▲ 73.9%
Land and buildings22----€400€6,458€4,690€2,922▼ 37.7%
Plant, machinery and equipment23---€1,946€719€2,111€4,854€9,094▲ 87.4%
Furniture and vehicles24---€6,577€3,890€25,699€13,298€27,701▲ 108%
Current assets29/58€55,505€59,558€57,038€57,038€61,408€57,102€54,960€50,954▼ 7.3%
Amounts receivable within one year40/41€48,741€57,779€56,739€56,739€53,995€50,693€50,254€42,010▼ 16.4%
Trade receivables40---€38,430€29,988€35,077€35,278€37,198▲ 5.4%
Other amounts receivable41---€18,310€24,007€15,616€14,976€4,812▼ 67.9%
Current investments50/53-----€1,084€1,340€2,644▲ 97.3%
Cash at bank and in hand54/58€5,354€174€72€72€5,932€1,900---
Deferred charges and accrued income490/1---€227€1,481€3,425€3,366€6,300▲ 87.2%
Equity and liabilities
Total equity and liabilities10/49€78,626€85,738€76,811€76,811€75,792€96,996€81,551€92,546▲ 13.5%
Equity10/15€42,886€39,796€46,439€46,439€47,902€52,177€50,115€48,663▼ 2.9%
Contributions10/11€8,697€8,697€8,697€8,697€8,697€8,697€8,697€8,697=
Reserves13€21,686€21,686€28,329€28,329€29,792€37,174€37,174€37,174=
Non-distributable reserves130/1----€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311----€1,859€1,859€1,859€1,859=
Tax-exempt reserves132---€8,890€8,890€8,890€8,890€8,890=
Distributable reserves133---€19,439€19,042€26,425€26,425€26,425=
Profit (loss) carried forward14€12,503€9,413€9,413€9,413€9,413€6,305€4,243€2,792▼ 34.2%
Amounts payable17/49€35,739€45,942€30,372€30,372€27,890€44,819€31,437€43,883▲ 39.6%
Amounts payable after more than one year17€16,212€21,032€10,740€10,740€3,538€9,790€1,296€1,679▲ 29.6%
Financial debts170/4---€10,740€3,538€9,790€1,296€1,679▲ 29.6%
Amounts payable within one year42/48€19,527€24,910€19,632€19,632€24,352€35,029€30,141€42,204▲ 40.0%
Current portion of amounts payable after more than one year42---€11,291€8,205€9,285€9,626€5,346▼ 44.5%
Financial debts43----€267--€10,481-
Credit institutions430/8----€267--€10,481-
Trade debts44€2,687€1,003€1,254€1,254€4,356€5,083€2,996€6,556▲ 119%
Suppliers440/4---€1,254€4,356€5,083€2,996€6,556▲ 119%
Taxes, remuneration and social security45---€6,193€10,249€19,861€17,520€13,968▼ 20.3%
Taxes450/3---€6,193€10,249€11,378€11,452€11,644▲ 1.7%
Remuneration and social security454/9-----€8,483€6,067€2,324▼ 61.7%
Other amounts payable47/48---€893€1,275€800-€5,852-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€6,914-€3,090€6,443--€8,182-€2,062-€1,451▲ 29.6%
+ Depreciation and write-downs630€11,293€11,940€10,164--€7,396€10,140€14,631▲ 44.3%
Operating cash flow (approximation)€18,207€8,849€16,607--€15,579€8,078€13,180▲ 63.2%
Investment in fixed assets (approximation)--€15,000-€3,756€0€5,389-€32,906€3,162-€29,632-
Change in cash--€5,181-€102€0€5,860-€4,032---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 20 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 03-06-2026 2026-00134526
31-12-2024 micro format 01-07-2025 2025-00207354
31-12-2023 micro format 08-02-2024 2024-00028070
31-12-2022 micro format 01-09-2023 2023-00408851
31-12-2021 micro format 31-08-2022 2022-20372298
31-12-2020 micro format 27-10-2021 2021-74400417
31-12-2019 micro format 01-11-2020 2020-67600386
31-12-2018 abbreviated format 26-08-2019 2019-52400036
31-12-2017 abbreviated format 31-08-2018 2018-60600440
31-12-2016 abbreviated format 23-08-2017 2017-47400224

Show all 20 filings

Similar companies · same sector, comparable size

Of the 12,108 active companies whose main activity is certified accountants and tax accountants (NACE 69201), figures are known for 7,718. 5,966 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2024 · 3 entries · €2,676 awarded · €2,676 paid
Year Entries AwardedPaid
2024 1 €126€126
2023 1 €1,800€2,550
2022 1 €750€0
Schemes
2 entries · €2,550 · €2,550 paid · Departement Werk en Sociale Economie
1 entry · €126 · €126 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.