BOEKHOUDTEAM
ActiveBOEKHOUDTEAM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €11k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 23% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-4
Solvency48▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 2.55 in 2024; short-term debt: 29.2% and cash: 4.6% of total assets), but 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12642 sector peers (2025).
NBB · sector comparisonPosition among 12642 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
on the day
2022
25 d late
2021
on the day
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 28.2%
2024 · €38k
2019: €44k
2020: €46k
2021: €38k
2022: €49k
2023: €56k
2024: €38k
2019 → 2025
Total assets
€210k▼ 3.4%
2024 · €217k
2019: €189k
2020: €188k
2021: €191k
2022: €170k
2023: €199k
2024: €217k
2019 → 2025
Net result
€11k▼ 42.4%
2024 · €19k
2019: €10k
2020: €2k
2021: €-7k
2022: €15k
2023: €13k
2024: €19k
2019 → 2025
Working capital
€138k▲ 11.8%
2024 · €123k
2019: €105k
2020: €124k
2021: €26k
2022: €126k
2023: €138k
2024: €123k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€49k▲ 26.1%€56k▲ 16.1%€38k▼ 32.7%€49k▲ 28.2%
Operating result€-7k-€19k€20k▲ 3.3%€29k▲ 44.0%€17k▼ 38.8%
Net result€-7k-€15k€13k▼ 14.8%€19k▲ 44.6%€11k▼ 42.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€11k▼ 25.7%
Current assets
€199k▼ 1.7%
Equity and liabilities €210k
Equity
€49k▲ 28.2%
Debt
€161k▼ 10.0%
The debt ratio falls from 82.5% to 76.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €32k
Cash flow
€15k▼
2024 · €22k
Solvency
23.2%▲
2024 · 17.5%
Current ratio
3.25▲
2024 · 2.55
Quick ratio
3.25▲
2024 · 2.55
Debt / equity
3.32▼
2024 · 4.73
ROE
22.0%▼
2024 · 48.9%
ROA
5.1%▼
2024 · 8.5%
Interest coverage
11.61▼
2024 · 17.57
Debt
€161k▼
2024 · €179k
Debt ≤ 1 year
€61k▼
2024 · €79k
Debt > 1 year
€100k=
2024 · €100k
Income taxes
€7k▼
2024 · €8k
Staff costs
€77k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€210k▼
Fixed assets21/28€15k€11k▼
Intangible fixed assets21€643€0▼
Tangible fixed assets22/27€14k€11k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€530€530=
Current assets29/58€202k€199k▼
Amounts receivable within one year40/41€82k€91k▲
Trade receivables40€78k€86k▲
Other amounts receivable41€4k€5k▲
Current investments50/53€110k€95k▼
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€217k€210k▼
Equity10/15€38k€49k▲
Contributions10/11€0-
Reserves13€38k€49k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€92€92=
Distributable reserves133€38k€49k▲
Amounts payable17/49€179k€161k▼
Amounts payable after more than one year17€100k€100k=
Financial debts170/4€100k€100k=
Amounts payable within one year42/48€79k€61k▼
Trade debts44€66k€52k▼
Suppliers440/4€66k€52k▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€341€0▼
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€75k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€8k€9k▲
Gross operating margin9900€115k€107k▼
Operating profit (loss)9901€29k€17k▼
Financial income75/76B€309€2k▲
Recurring financial income75€309€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€27k€17k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€19k€11k▼
Profit (loss) for the period to be appropriated9905€19k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Transfer from equity791/2€3k-
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
Profit to be distributed694/7€7k-
Return on contributions (dividend)694€3k-
Directors or managers695€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €19k ▲44.6%
Operating result €29k, net result €19k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-03
Financial
Liquidity times 6current ratio 6.96
Current ratio from 1.17 to 6.96; short-term debt falls from €152k to €21k.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-7k ▼526%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 552220 Heist-op-den-BergGround area
1,730 m²
Building footprint
372 m²
Volume, LiDAR
2,060 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Herentalsesteenweg(HAL) 55A, 2220 Heist-op-den-Berg
since 20132.222.375.809
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12011B0337/00R000 | Flanders | 1,249 m² | 1 · 212 m² | 9.4 m · 2 fl. |
| 12011B0337/00P000 | Flanders | 482 m² | 1 · 160 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,266 EUR awarded · 1,266 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 327 EUR | 327 EUR |
| 2024 | 1 | 447 EUR | 447 EUR |
| 2023 | 1 | 210 EUR | 210 EUR |
| 2022 | 1 | 282 EUR | 282 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 5,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2013
Fiscal year end31-03
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.